I have been writing transportation insurance for quite a while and one of the things that I hear most from my customers is, “Why is the premium so high when I am not a new driver?” Great question. There isn’t a clear answer though. You will find that the world of trucking insurance can feel cruel toward you and your business, whether you are starting out or have had a trucking business in the past and are now returning. Sometimes life happens and we must move with it. Tough decisions need to be made.
Business Insurance
Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.
We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
What air conditioning contractors need to know about risk
Air conditioning contractors handle many different kinds of work. You might install or repair AC units, or maybe you do duct work and vent work. You might work with air filtration and ventilation, or perhaps you also work with heating units. Maybe you do all of the above! At any rate, you’ve got your fair share of risk that you need to be protected from. The first step of combatting and mitigating risk is understanding where that risk comes from, so we’re going to go over where you should be on the lookout from risk.
10 things tow truck drivers want their customers to know
Tow truck drivers have a tough time – not just because of the dangers of assisting others, but because of the lack of widespread knowledge about their trade. Therefore, we took to Reddit to ask the towing community what they want customers to know. We’ve gathered 10 of the most important tips that tow truck drivers want customers to know for their tow to go speedily, safely, and smoothly.
Understanding the CSA in trucking
If you’re a trucking business, you know that there are a lot of regulations you need to follow – and a lot of organizations and programs you need to know about. Safety is a big deal, and there are many oversights and organizations that oversee safety for motor carriers and commercial vehicles. If you feel that all of this is overwhelming, don’t worry – you’re not alone. One organization that you might be wondering about is the CSA. We’re put together a few frequently asked questions about the CSA to help break it down.
Managing the risks of having a used car lot
If you have a used car lot, there’s a lot going on during the day. You’ve got vehicles, you’ve got customers, you’ve got employees, maybe you’ve even got a repair shop or facility. In short, there’s a lot of moving parts (no pun intended). So, you might be wondering how you can protect your business. How can you mitigate the risks of having a used car lot? Here are a few tips for managing your risks.
How to set up your Google My business page
One of the easiest ways to market your business and ensure that your potential clients find their way to the right place is to set up a Google My Business Page. Of course, Google makes it super easy to set up these types of things. But there are a ton of features that could help your business stand out that you may not know about. We’ll take you step by step through the process so that you can get the most out of your Google My Business Page.
2 tools to help with hooking up a car for a tow
As a tow truck operator, you’ve seen a lot of cars and sticky situations. But sometimes, there’s a driver with a car model that you’re not too familiar with. You don’t want to risk damaging the car, but you also don’t want to leave a customer out to dry. Luckily, there’s an app for everything these days, including ones to help you tow any car the right way. Here are some towing resources that offer a quick guide on where to hook a car.
8 FAQs about the FMCSA Clearinghouse
Truckers are expected to adhere to a lot of regulations. One of the big “breaking news” events in the trucking world as far as regulations are concerned is the Clearinghouse. There’s a lot about the Clearinghouse that you have to know, and it’s totally understandable if you have a bunch of questions. We’ll go over a few common FAQs about the new Clearinghouse.
8 things you need to know about ELDs
Truckers are subject to many rules, and one of the latest regulations to make a buzz in the trucking world is ELDs. The ELD rule is a big deal, and though it’s been in effect for a while now you might still have some questions about it. What is the rule? Does it affect you? And, well, what exactly is an ELD? We’ve put together some of the “need-to-know” information about ELDs.
What to do if you get a warning letter from the FMCSA
The FMCSA (Federal Motor Carrier Safety Administration) is tasked with keeping the roads safe, and they regulate motor carriers and commercial vehicles. Since they’re focused on upholding safety standards, they’re able to intervene if those standards aren’t being met. There are different ways that they can intervene, but one intervention method is a warning letter. If you’ve received an FMCSA warning letter, your first instinct might be to panic. But – what exactly are you supposed to do about it? What does it mean? We’ll explain what you need to know about that warning letter and other types of intervention.