Business Insurance

Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.

We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.

Why do landlord insurance quotes take so long?

June 6, 2021August 20, 2020 by Lauren Lieb

If you are a landlord, business owner, or property investor, you’re probably familiar with having to deal with your commercial insurance. While it can be a nuisance to deal with (and, let’s be honest, it’s probably not your favorite part of the job), insurance is an inevitable part of owning a property. While there are many parts of insurance that can be frustrating, one of the more common questions that I often receive is, why do I have to wait so long to receive insurance quotes? It can be very frustrating to have to wait for something that, at least in the personal-lines department (the department that takes care of your personal homeowners, renters, auto, etc.), can be turned over within a day. Sometimes, personal lines quotes can even be completed while you’re still on the phone with the agent!

In this article, you’ll learn why the quoting process can take longer, and the follow-up question that we’ll also be answering in this article is this – okay, so is there anything I can do to speed up the quoting process? Good news! The short answer is yes!

What is the trucking ISS?

July 4, 2021August 6, 2020 by Katelyn Betts

The trucking world is full of numbers and ratings and safety information that you as a motor carrier need to know about. It can be quite the job to keep it all straight and to understand what it all means. The ISS, or Inspection Selection System, is something you might be wondering about. The FMCSA has a lot of different programs with a lot of different letters. We don’t blame you at all if you find it overwhelming. Anyways, here’s some helpful information about the ISS.

How to get a CDL

July 4, 2021July 30, 2020 by Katelyn Betts

If you’re planning on getting your CDL, congratulations! That’s great. Trucking is a great industry to be involved in. The process to get a CDL involves a lot of study and practice. So, you might be wondering how to get your CDL so you can get your start in the trucking world. Here’s a brief look at how to get a commercial drivers license.

Programs the FMCSA runs

August 25, 2022July 16, 2020 by Katelyn Betts

If you are in the trucking world, you know the acronym FMCSA, which, of course, stands for the Federal Motor Carrier Safety Administration. They handle a lot of things and oversee many transportation-related issues. A lot of people may not realize exactly what the FMCSA does. And that’s why we’ll go over the various programs that they run. It can help to understand the many different programs they oversee, just so you know what they do.

Why workplace morale is important for towing businesses

April 26, 2022June 25, 2020 by Katelyn Betts

Towing is not easy. It’s long hours, hard work, and unpredictable adventures. And if you’re the leader of a towing business, you’re kind of in charge of making sure that everyone is happy working as a part of your team. That means that you need to be conscious of workplace morale and take steps to give it a bit of a lift if it needs it. (Workplace morale being the overall perspective your employees have towards their job as they work for your tow truck company – positive, negative, etc.) Basically, it’s what kind of spirits everyone is in. Here are a few tips to help you with morale at your business.

How to succeed at CSA as a trucking business

December 2, 2022June 4, 2020 by Katelyn Betts

As a trucking business, you know the FMCSA is a big deal. They run a lot of different programs related to safety, and one of those is the CSA, or Compliance, Safety, Accountability. You might be wondering how you can do well at the CSA. Trucking businesses are subject to a lot of inspections and such, so it’s important to know how to do well with the CSA. Here are a few tips.

8 tips to help your employees during the pandemic

June 6, 2021May 15, 2020 by Katelyn Betts

The coronavirus pandemic has created a lot of worry and stress, and as the leader of the business, your employees look to you. It’s important to keep morale up during the pandemic. Your workers are probably all very worried, and the strain of not knowing how long the situation will last can really weigh on people. That’s why caring for your workers during the pandemic needs to be a priority. Here are a few tips.

When does the Safety Measurement System stop intervention?

July 4, 2021May 7, 2020 by Katelyn Betts

As a motor carrier, you’re probably familiar with the FMCSA, and by extension, you know about the Safety Measurement System (SMS). You know that the FMCSA oversees motor carriers and safety. They intervene with carriers when their safety record gets below a certain standard. But as a motor carrier, you might wonder when the SMS stops identifying a carrier for intervention. We’ll explain what the SMS is, how it gets its data, and when they stop intervention.

Losing rental income due to coronavirus?

June 6, 2021April 16, 2020 by Lauren Lieb

As we find ourselves in the middle of the coronavirus pandemic, a lot of questions are coming up in the insurance world with regards to whether insurance policies can provide any relief to landlords for the tenant’s inability to pay. It’s unfortunately quite sobering to think of how many people have lost their jobs due to the current coronavirus pandemic. To date, unemployment claims in the United States are nearing 17 million, so it’s best to be prepared for an increasingly likely scenario in which your tenant cannot pay their rent. Would insurance cover this loss of rental income, and if so, what coverage would be needed? For landlords, it’s important to understand what is and is not covered – and why.

COVID-19 and the transportation industry

How InsuranceHub can help your trucking business during COVID-19

July 4, 2021April 13, 2020 by Katelyn Betts

We’re living through a very stressful and worrying time as the COVID-19 pandemic continues. The state of the country has been affecting many small businesses, trucking and towing businesses included. Here at InsuranceHub, we’ve been monitoring the coronavirus situation closely and working to find solutions that can alleviate the financial strain for our transportation insurance customers. We know that this is an extremely stressful time, and we want to help. Here are a few questions we’ll consider to see if we can be of assistance.