There are a lot of regulations that truckers have to follow, and the FMCSA has a Safety Measurement System (SMS) that includes seven BASICs. The BASICs address different safety areas for trucking businesses. One of those categories concerns the fitness of drivers to operate commercial vehicles. It’s called, quite appropriately, the Driver Fitness BASIC. We’ll explain what this BASIC is, how it’s measured, and how motor carriers can improve in this safety category.
Business Insurance
Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.
We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
Can I be reimbursed if my business loses income due to coronavirus?
There has been a lot in the news about the coronavirus (COVID-19). You’ve probably heard many different stats, stories, and warnings about it. Since the coronavirus has been affecting multiple countries worldwide, small businesses may be concerned about what would happen if their supply or inventory was cut off. Small businesses may also be concerned about other effects of the coronavirus – for example, if COVID-19 hit their area and they had to close. It’s a little complicated. We’ll explain what you as a small business should know.
What truck businesses should know about Clearinghouse queries
Clearinghouse is still big news in the trucking world. There are a lot of parts to it and aspects about it that anyone who employs CDL or CLP drivers needs to understand. One of these things is Clearinghouse queries. Trucking employers are going to have to query the Clearinghouse about their drivers, but what exactly does that mean? We’ll explain what queries are and go over what you need to know about querying the Clearinghouse.
Don’t let your DOT Number work against you
With trucking insurance, your DOT Number can make or break you. There are a lot of factors that go into insurance rates, but your DOT score can play a major part. Out-of-service orders and issues in SAFER listings can cause trouble for trucking businesses. Here are a few considerations so that you can ensure that your DOT Number isn’t working against you.
Why do I need general liability insurance for my business?
As a business owner, you might not relish the prospect of dealing with business insurance. One coverage that you probably hear a lot about is general liability. Why do you need general liability insurance? Why is it such a big deal? We’re going to go over six reasons why your business may need general liability insurance.
What do owner-operators need to know about Clearinghouse?
There are a lot of regulations out there that truckers need to adhere to. Recently, the FMCSA’s Clearinghouse took effect, which means that there are new requirements truck drivers – owner-operators included – need to know about. Things get a little complicated for owner-operators because they’re both employer and driver. That’s why we’ve put together some need-to-know information about Clearinghouse for owner-operators.
How to get insurance for a daycare
If you run a daycare, it might feel like your days are filled with barely organized chaos. Kids are a lot of work! Not only that, but your business (even though you might not think of your daycare as a “business”) is open to a lot of risks. Now, you probably want to focus on the kids and your daycare. You probably don’t want to be dwelling on the what-ifs. So that’s why there’s daycare insurance. How do you get insurance for a daycare? We’ll explain.
What new ventures should know about their insurance rates
Trucking is not the easiest industry to get into. It’s not just starting up the business itself. It’s the insurance. Truck insurance can be a challenge. There are a lot of coverages you have to think about, of course, but it’s also the cost. Truck insurance is expensive, especially for new ventures. This is why it’s important for business owners of new ventures to understand some of the things that affect their truck insurance rates. It’s all part of navigating a cost-effective way to start a business.
What are the three safety ratings a motor carrier can get?
Motor carriers are subject to a lot of regulations, something that anyone who’s spent in the trucking world knows all too well. The FMCSA regulates commercial motor vehicles, and motor carriers have to comply with relevant laws and regulations. A lot of questions can come out of these regulations, and one question motor carriers might be is what safety ratings from on-site investigations are and what they mean. We’ll explain.
How to get landscaper insurance
Being a landscaper can mean days full of surprises and risks. Between the various sizes of equipment and wide scopes of work, you know that there’s more to keeping a green space prim and proper than just handling some shears. You’ll also need to keep your professional materials properly protected. Yet, it can be tough to know where to start your landscaper insurance search. So, here’s a quick guide to getting the right insurance for your landscaping business.