Truckers and motor carriers are subject to a lot of regulations and a lot of rules. The FMCSA is the government entity that motor carriers have to know about, as it’s responsible for overseeing safety for commercial motor vehicles. So, FMCSA is a big deal in the trucking world, but why? It’s helpful to know exactly what the FMCSA does and the role it plays in the grand scheme of trucking. Here’s how that works.
Business Insurance
Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.
We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
Why do I need workers’ comp for my business?
If you have a small business, you might wonder about workers’ compensation insurance. It’s one of the coverages that comes up a lot when business insurance becomes the topic of conversation. What’s the big deal about workers’ comp insurance? Why do you as a small business need workers’ compensation insurance? We’re going to explain what workers’ comp does and explain why it’s so important for small businesses to have it.
Trucking and the COVID-19 outbreak
The outbreak of coronavirus (COVID-19) has plunged the country into a time of uncertainty, fear, and anxiety. As stores, school districts, restaurants, and other businesses close in an effort to slow the spread of the illness, people around the world are staying inside and doing their best to engage in “social distancing.”
What is the Driver Fitness BASIC?
There are a lot of regulations that truckers have to follow, and the FMCSA has a Safety Measurement System (SMS) that includes seven BASICs. The BASICs address different safety areas for trucking businesses. One of those categories concerns the fitness of drivers to operate commercial vehicles. It’s called, quite appropriately, the Driver Fitness BASIC. We’ll explain what this BASIC is, how it’s measured, and how motor carriers can improve in this safety category.
Can I be reimbursed if my business loses income due to coronavirus?
There has been a lot in the news about the coronavirus (COVID-19). You’ve probably heard many different stats, stories, and warnings about it. Since the coronavirus has been affecting multiple countries worldwide, small businesses may be concerned about what would happen if their supply or inventory was cut off. Small businesses may also be concerned about other effects of the coronavirus – for example, if COVID-19 hit their area and they had to close. It’s a little complicated. We’ll explain what you as a small business should know.
What truck businesses should know about Clearinghouse queries
Clearinghouse is still big news in the trucking world. There are a lot of parts to it and aspects about it that anyone who employs CDL or CLP drivers needs to understand. One of these things is Clearinghouse queries. Trucking employers are going to have to query the Clearinghouse about their drivers, but what exactly does that mean? We’ll explain what queries are and go over what you need to know about querying the Clearinghouse.
Why do I need general liability insurance for my business?
As a business owner, you might not relish the prospect of dealing with business insurance. One coverage that you probably hear a lot about is general liability. Why do you need general liability insurance? Why is it such a big deal? We’re going to go over six reasons why your business may need general liability insurance.
What do owner-operators need to know about Clearinghouse?
There are a lot of regulations out there that truckers need to adhere to. Recently, the FMCSA’s Clearinghouse took effect, which means that there are new requirements truck drivers – owner-operators included – need to know about. Things get a little complicated for owner-operators because they’re both employer and driver. That’s why we’ve put together some need-to-know information about Clearinghouse for owner-operators.
How to get insurance for a daycare
If you run a daycare, it might feel like your days are filled with barely organized chaos. Kids are a lot of work! Not only that, but your business (even though you might not think of your daycare as a “business”) is open to a lot of risks. Now, you probably want to focus on the kids and your daycare. You probably don’t want to be dwelling on the what-ifs. So that’s why there’s daycare insurance. How do you get insurance for a daycare? We’ll explain.
What new ventures should know about their insurance rates
Trucking is not the easiest industry to get into. It’s not just starting up the business itself. It’s the insurance. Truck insurance can be a challenge. There are a lot of coverages you have to think about, of course, but it’s also the cost. Truck insurance is expensive, especially for new ventures. This is why it’s important for business owners of new ventures to understand some of the things that affect their truck insurance rates. It’s all part of navigating a cost-effective way to start a business.