If you’re in a car accident, there are probably a lot of questions going through your head about your insurance. Your car might be pretty badly damaged (although hopefully you, the other drivers, and any passengers are all okay.) You’re probably wondering if your insurance will cover you. Then you’re probably wondering if your car is totaled or not. And if it is…what if you still owe money on your loan? We’ll explain what happens.
Auto Insurance
If you need cheaper auto insurance, then we can help get you multiple quotes to save you money. We believe in finding you the coverage you need for the lowest possible rate. We want to help you make sure that you’re protected from anything that comes your way. Driving and cars shouldn’t be taken lightly, which is why we want to help you make sure you’ve got the coverage you need.
We know how dangerous it is out on the roads and we can help you to protect yourself and your vehicle with a car insurance policy. There are lots of different auto policies out there, but we can help you find the one that’s right for you. With an auto insurance policy that’s customized to you and your insurance needs, you can breathe a bit easier when you hit the road. Contact us today and let us know how we can help you with your auto insurance!
What is usage-based car insurance?
Technology is everywhere, and it’s even entered into the world of auto insurance. You might have seen a few commercials from car insurance companies that showcase some new device that can supposedly help you save you money on car insurance. What exactly are those things? It’s called usage-based insurance (UBI) and it has to do with telematics (which is basically data about how you drive.) We’ll explain usage-based car insurance, and we’ll go over how it could help you save money on your car insurance.
What factors affect your car insurance rates?
Okay, we understand that thinking about your car insurance rates is probably not very pleasant. In fact, it could be stressful. While insurance isn’t most people’s idea of “fun,” it’s important to understand the fundamentals. When it comes to your auto insurance, it’s helpful to understand what factors affect car insurance rates.
Yes, that big, scary number on your bill might seem completely random, but it’s anything but. Insurers don’t really do “random.” Everything is calculated. So, to give you some inside intel about how an insurance company sets car insurance rates, check out the following factors that can impact your car insurance premiums.
July 28th is National Insurance Awareness Day
July 28th is a very important day in the insurance world – and it’s one that we encourage you to observe! It’s National Insurance Awareness Day. Okay, okay, we get that insurance might not be the most exciting thing in the entire world. You might wonder why you should care about a day devoted to insurance of all things. While the Fourth of July might be a tad bit more exciting, that doesn’t mean National Insurance Awareness Day should be overlooked.
What happens if my car insurance lapses?
Things happen. Sometimes we accidentally forget to pay the car insurance bill. We might have a tough month financially and just not be able to cover the bill. Whatever the reason is, the car insurance bill didn’t get paid and your auto insurance has lapsed. The question you’ve got now is what do I do if my car insurance lapses? What could happen? We’ll explain what you need to do and what the potential consequences could be.
Hands-Free Georgia Act to go into effect on July 1st
July 1st is going to be a big day for the state of Georgia. It’s the day that the Hands-Free Georgia Act (which bans the use of handheld cellphones while driving) will go into effect. Georgia is the sixteenth state to pass a hands-free driving law. The states that have passed such legislation have done so in an attempt to reduce traffic fatalities due to distracted driving. Distracted driving has gained a lot of attention because traffic-related accidents and deaths have increased over the past few years, and cell phones have been a major factor in that trend.
While many other states have passed hands-free driving laws, the legislation is now coming to Georgia. We’ll explain which states have hands-free laws, the reasoning behind the new legislation, and break down what is and is now allowed under the Hands-Free Georgia Act.
What should I do if my car is stolen?
So there you are, ready to head back to your car after running some errands. You walk back to where you’re absolutely positive you left your ride. But there’s one problem – your car is not there. It’s just…gone. The last time you checked your car is not self-driving, so you feel an awful sense of dread as you begin to suspect that your car has been stolen and you’re the victim of car theft. Your main question is…now what?
There are a few things you need to do if your car is stolen. Take a look at the following steps.
Will car insurance cover me if my car is stolen?
There’s an important question you have to ask yourself when you’re thinking about your car insurance. What do you want your insurance to cover if something happens to your vehicle? (For example, if you’re in a car accident. If a tree falls on your car. If your car is stolen.) Chances are you’d want it to cover everything – especially theft, which is a huge loss since your car is kind of…gone. So that begs another question: will car insurance cover you if your car is stolen?
It’s a good question. We’ll explain when car insurance covers theft and how to make sure you’re covered.
12 tips so you can have the best road trip ever this summer
Now that summer’s here, you might be planning on going on a road trip with the family. Whether you’re visiting relatives or exploring a new city and playing tourist, road trips can always turn into a bit of an adventure – perhaps more of an adventure than you were bargaining for. Road trips can be tons of fun, but if something goes wrong the fun can evaporate before you can say, “flat tire.” Check out the following road trip tips so that you can have the best road trip ever this summer.
What is gap insurance and do I need it for my new car?
Buying a new car is exciting. It’s easy to spend hours daydreaming about make, model, and accessories. And of course, there’s that new car smell. But there’s an important catch when you buy a new vehicle – the value depreciates the second you leave the dealer’s lot. It’s an unfortunate reality that all car owners have to face. But it’s a reality that can be managed with a type of car insurance called gap insurance.
Wondering what that is? Great – we’re going to explain what gap insurance is and whether or not you actually need it.