If you have rental reimbursement coverage, your rental car should be covered after you're in an accident.

Is my rental car covered if I’m in an accident?

So, you have a bit of a situation – you’ve been in a car accident. It wasn’t too bad, but your car needs repairs, and that could take a while. You’ll need to leave it at the shop for…well, who knows how long? But the problem is that you need to get to and from work, take the kids to soccer practice, go to the grocery store because food, drop off some clothes at the dry cleaners… In short, you need a rental car. But rental cars are expensive, so your question now is – will my rental car be covered by insurance? We’ll explain what you need to know.

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If you have a cracked windshield, it's important to get it repaired as soon as possible.

Will car insurance cover a cracked windshield?

It’s one of the worst feelings ever – that thunk that causes your heart to leap out of your chest as a rock jumps up off the road (seemingly with a mind of its own) and hits your windshield. And then, sure enough, there’s a good-sized crack in the formerly spotless glass. It’s frustrating and upsetting because there’s nothing you can do other than resign yourself to dealing with the cracked windshield.

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Self-driving or autonomous cars will change the auto insurance industry.

What happens to car insurance when autonomous cars become a thing?

The idea of self-driving or autonomous cars is an intriguing one. What if you didn’t have to be paying attention to the road? What if you could enjoy the privacy of being the sole passenger in a vehicle, but not actually have to drive it? There are plenty of reasons that self-driving cars are something that interests us and has us looking towards the future.

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In our Car Insurance 101 guide, we'll go over ten car insurance terms you need to know.

Car insurance 101: 10 car insurance terms you need to know

Car insurance might seem like a bit of a foreign language. There are a lot of different terms and words that get thrown around, and sometimes it can sound like gibberish. To help you decode the sometimes-mystifying language that is auto insurance, we’ve got a list of ten words you need to know. Buckle your seatbelts – this is Car Insurance 101!

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A speeding ticket may have an effect on your car insurance rates.

Will a speeding ticket raise my insurance rates?

So, maybe you’re jamming out to your car playlist a little too hard. Or you’re late for a very important date. Or you just like to put your pedal to the metal. In any case, now there’s flashing blue lights behind you.

You pull over, and your sweaty palms grab the steering wheel tighter than when you first took your driving test.

“Do you know how fast you were going?”

We may not know the answer to that question, but we can tell you if your car insurance premium will go up from a simple speeding ticket.

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Texting and driving comes with a lot of dangers.

The dangers of texting and driving – and your car insurance rates

Texting and driving is something that we hear a lot about, especially since several states have passed “Hands-free Driving” laws. Texting and driving is something that might seem pretty harmless – you’ll only look at the screen for a second, right? But the thing is that the dangers and the statistics about texting and driving don’t lie. We’re going to go over some of the stats and risks of distracted driving, and we’ll also talk about texting and driving and your car insurance rates.

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Drive safe on Halloween and watch out for trick-or-treaters!

Driving safety for Halloween: Look out for trick-or-treaters!

Halloween is almost here, and it’s a very exciting day for kids who are anticipating putting on a spooky costume and consuming a copious amount of sugar. Trick-or-treating is great and it can be a lot of fun. But it also means that a lot of tiny humans are walking around on the streets. It’s super important to drive extra safe on Halloween. Check out the following tips for driving on Halloween.

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If you have comprehensive coverage, you're covered if you hit a deer.

Am I covered if I hit a deer?

It’s kind of the worst nightmare of many drivers: a deer darting out into the road right in front of the car too suddenly and too close for you to stop (why they do it no one really knows.) Of course, you don’t want to hit the poor thing. But you don’t want to swerve either. Well, you’ve got a question concerning our hypothetical: am I covered by car insurance if I hit a deer? We’re going to explain.

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Collision coverage will pay to replace your car if its totaled.

What happens if my car is totaled in an accident and I still owe money?

If you’re in a car accident, there are probably a lot of questions going through your head about your insurance. Your car might be pretty badly damaged (although hopefully you, the other drivers, and any passengers are all okay.) You’re probably wondering if your insurance will cover you. Then you’re probably wondering if your car is totaled or not. And if it is…what if you still owe money on your loan? We’ll explain what happens.

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Usage-based car insurance means that a telematics device is tracking your driving habits.

What is usage-based car insurance?

Technology is everywhere, and it’s even entered into the world of auto insurance. You might have seen a few commercials from car insurance companies that showcase some new device that can supposedly help you save you money on car insurance. What exactly are those things? It’s called usage-based insurance (UBI) and it has to do with telematics (which is basically data about how you drive.) We’ll explain usage-based car insurance, and we’ll go over how it could help you save money on your car insurance.

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