We're going to debunk twelve car insurance myths.

Debunking 12 car insurance myths: The truth about auto insurance

Good information is hard to find. When it comes to insurance, and car insurance in particular, there are a lot of myths and rumors out there. And a lot of them sound completely reasonable when you apply a certain type of logic to them. However, as is the case with much gossip, these myths are not the real truth about auto insurance. We’re going to have some fun debunking twelve car insurance myths.

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Physical damage coverage (collision coverage and comprehensive coverage) helps you protect your car.

Auto insurance: What are collision coverage and comprehensive coverage?

If you’ve ever had to get auto insurance, you might have noticed that there are an awful lot of coverages out there for cars. At first, you may have thought, it’s a car – how complicated can it be to insure? Then you quickly realized that those were famous last words. There are quite a few choices you have to make when it comes to insuring your vehicle. A couple of the coverages you may have noticed are collision coverage and comprehensive coverage. We’ll explain what those are and how they can protect you.

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You can save money on your auto insurance with these tips.

7 easy tips for how to save money on car insurance

The time has come – time to make your auto insurance payment. If you cringe every time you need to pay your auto insurance bill, you’re probably looking for ways to save money on auto insurance – and we don’t blame you! Car insurance has gotten very expensive. Of course, it’s essential to have proper auto insurance when you hit the road, but that doesn’t mean you should have to break the bank to get it. We have some tips on how to save money on car insurance.

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Auto insurance rates may increase in 2018 in Georgia.

2018 Forecast: Auto insurance rates on the rise…again

The adage “success comes at a price” is particularly poignant when it affects a company AND its customers. Rising to the pinnacle of the National Association of Insurance Commissioners (NAIC) list of top insurance companies in the U.S.*, State Farm Insurance assures its customers that they are “more than just a policy number.” Unfortunately, in the face of a growing trend in costly car accidents and several wildly disastrous natural events such as hurricanes and wildfires in 2017, those policy numbers will likely see a hefty rate hike in 2018.

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Check out our tips for driving safely in snow.

Winter weather: 10 simple tips for how to drive in the snow safely

Okay, it’s official – winter has come early. The snow has arrived, and that means it’s time to brush up on tips for safe winter driving and driving in snow. The roads can get slick and visibility can go way down, so it’s important to take it easy and stay safe. Since we know that driving in snow may not be something you do every day, we’ve got some tips to help you stay safe behind the wheel in the snow.

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Make sure to take care of your car's tires.

The importance of maintaining the tires on your car

Have you ever thought about just how many hours you spend in the car every week? You might log quite a few miles, which makes it very important to keep up with car maintenance. One part of the car that needs to be properly tended to are the tires. Taking good care of your tires can help you stay safer on the road. We’ll go over why tire tread depth, tire alignment and balance, tire rotation, and pressure are so crucial to the health of your vehicle.

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You may want to consider raising your limits of auto insurance.

Why you might want more than the minimum limits of car insurance

How much car insurance is enough? That’s the question when you’re looking for auto insurance – particularly if you’re searching for auto insurance that won’t empty your bank account. Plenty of people assume that if they have enough insurance to legally get on the road, they’re good to go. Having insurance is required to be able to operate a vehicle on the road and each state has its own minimum limits for car insurance (the minimum limit meaning the smallest amount of insurance you can have to legally drive a vehicle.) But are those minimum levels really enough to protect you if you have a serious accident? Let’s discuss.

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The Good Student Discount can help you save on your teenager's car insurance rates.

The Good Student Discount and how to save money on teen car insurance

Ah, who doesn’t love the satisfaction of getting a good discount? 10% off those shoes that you really like? Done. 20% off a new jacket for winter? Excellent. 15% off the next book in the series you’re reading? Nice. But what about a magical auto insurance discount that can help you save on your teenager or young adult’s auto insurance?

Audience: Oooh, ahhh.

Now, now, before you start think that this is too good to be true (and refusing to ooh and ahh) let us explain. We’re talking about the “Good Student Discount” that many insurance carriers will offer for young drivers. It’s not a myth. It’s a real thing. And you can save on your soon-to-be skyrocketing auto insurance premiums!

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When you get a rental car, they may offer you lots of different coverages.

Do I need to get rental car insurance from the agency?

Renting a car is stressful enough. When you walk up to the counter to get a car, possibly after a long day of traveling or being stranded waiting for a tow truck, you’re already at wit’s end. Then you get bombarded with the questions about insurance. The rental car agency person looks at you expectantly as you blink at them and wait for your brain to play catch up.

There are a lot of different options the smiling person behind the counter offers you, and they all sound like coverages that you need for a reasonable cost. But before you answer yes, it’s important that you take a minute to consider your own auto insurance. The coverage that you have on your auto insurance can greatly impact the answer you give them, as can your home insurance and even health insurance.

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It's important to make sure that you've got the right motorcycle insurance.

What you need to know about motorcycle insurance, safety, and saving cash

Riding a motorcycle is a lot different than driving a car. While cars aren’t without without their risks, motorcycles have an even more dangerous reputation. The motorcycles you see zooming by on the road might look cool, and yes, it might be more fun to ride a motorcycle than to be trapped inside a car. But the truth is that motorcycles are far more dangerous than cars, which is why you need motorcycle insurance.

If you’re a motorcyclist or if you’re thinking about buying your dream bike, you need to make sure that you have adequate coverage for all the risks that come with hitting the road with two wheels instead of four. We’ll go over the types of coverage you need for that shiny new bike. We’ll also give you some tips on how to save on your motorcycle insurance and how to stay safe on the roads.

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