So, sometimes you might have a good friend who wants to borrow your car. Maybe they’ve got some errands they have to run, or maybe they need it because their car is in the shop or something. Anyways, you might worry a little – that’s your car, and someone else is driving. But you trust in your friend’s driving ability, so you allow them to borrow your car. They really need the favor and you’re okay with helping them. However, it does make you wonder…what happens with the car insurance situation if someone borrows your car? How does it work, and how will your friend be covered while they’re driving your car? We’ll explain.
Auto Insurance
If you need cheaper auto insurance, then we can help get you multiple quotes to save you money. We believe in finding you the coverage you need for the lowest possible rate. We want to help you make sure that you’re protected from anything that comes your way. Driving and cars shouldn’t be taken lightly, which is why we want to help you make sure you’ve got the coverage you need.
We know how dangerous it is out on the roads and we can help you to protect yourself and your vehicle with a car insurance policy. There are lots of different auto policies out there, but we can help you find the one that’s right for you. With an auto insurance policy that’s customized to you and your insurance needs, you can breathe a bit easier when you hit the road. Contact us today and let us know how we can help you with your auto insurance!
Am I covered if I hit a telephone pole?
Getting behind the wheel of a car is one of the riskiest things we do on a regular basis. Though we’re used to driving and riding in cars and hopefully don’t feel afraid to do these things, there’s danger when it comes to vehicles. For example, objects near the side of the road – i.e. telephone poles. Would you be covered if you accidentally hit a telephone pole? We’ll explain – the answer is, quite predictably, it depends on what coverage you carry.
Does car insurance cover a hit and run?
Thunk. Even if the jolt and the sudden lurch forward wasn’t enough to alert you to the fact that you’ve been rear-ended, the unmistakable sound would. You take a deep breath to steady your nerves, taking inventory. You feel okay. You put your hazards on and move to the side of the road, pulling over to a safe place. You expect the other driver to slow and stop behind you, but instead, they take off. You stare in disbelief as the other car speeds away. What? For real? Through your understandable frustration, you’ve got this question – does car insurance cover a hit and run? We’ll explain.
Am I covered if someone hits my car in a parking lot?
Coming out of a restaurant or a store to a dented or scuffed car can be a terrible feeling. You expect a certain amount of safety for your car when you park in public spaces. Did you park incorrectly, did the person not see the damage to your car? Or did they just drive away without a care? In any case, someone has to pay for the damages. Here’s how to tell if it will be you or an auto insurance company that pays up if someone hits your car in a parking lot.
Car insurance: What is property damage liability?
Driving is a necessary part of life for many of us. We need to go to work, get groceries, run errands, take road trips. But driving is not without risk. There are many potential disasters that could occur when you’re behind the wheel. And that’s why car insurance exists. One important coverage is property damage liability. We’ll explain what this coverage does.
Am I covered by car insurance if I hit a parked car?
It’s been a busy week, and you’re in a real rush getting out of the grocery store. You’ve got to get home because the kids have soccer practice and you need to get them ready. Work ran late, and as a consequence, you’re running late. Anyways, you hop in the car and get going…but then you accidentally hit a parked car. Uh oh. Now there’s a good-sized section of the back of that car that’s smooshed, and your own car…well, there’s a good amount of damage there, too. The question is no longer how late you’re going to be, but this – am I covered by car insurance if I hit someone else’s parked car?
How to handle a car insurance claim
If you’re in an accident and you find yourself in the scary situation of having to file a car insurance claim, you might feel a little overwhelmed. You’re probably still a bit shaken from the accident itself, and the last thing you feel like doing is dealing with car insurance. But we’ve got a few tips to help you through the process of filing an insurance claim.
Car insurance: What is bodily injury liability?
Though many people depend on their cars to get where they need to go, driving isn’t without its risks. Since we drive so much and ride in cars so much, we’re so used to it that sometimes we forget the danger. But accidents and wrecks happen, and that’s why car insurance is a thing. One essential coverage that you need as part of your insurance plan is bodily injury liability coverage. But what’s that, you may ask? We’ll explain.
What is a car insurance deductible and how does it work?
You know you have to have car insurance to drive your car, and you know it’s a financial safety net in case anything happens. But there are a lot of concepts and words that you need to know. Perhaps one of the biggest insurance buzzwords you should know is deductible. What is a car insurance deductible, and how does it work? We’ll explain.
Car insurance: Liability insurance vs. medical payments
When you’re shopping for car insurance, there are tons of terms and coverages that can get thrown around. Some of them are built to help you pay other drivers, but some of them are built to help you directly. Understanding which ones are which can be difficult, especially when they sound very similar. Two of these coverages in particular, bodily injury liability and medical payments insurance, can be life-savers in different ways. But understanding these coverages will take more than just a glance at their names. So, here’s what you need to know about each type of coverage.