Having homeowners insurance is important, but is your home really safe and sound with your homeowners’ insurance policy? Homeowners insurance is supposed to protect your home from property damage and other losses. It should also include a liability provision in case someone is injured while on your property. While this sounds good, there are some things that may not be covered:
homeowner’s insurance
Homeowner’s insurance is extremely important in protecting your home from damages or other losses. It is essential to have in case of a disaster, robbery, or other instance. However, there may be things in your policy that are not covered that you are unaware of.
In this article, we will discuss what items or events may not be covered under your homeowner’s insurance policy. No home should be without insurance. Therefore, knowing what to look for in your policy can help you get the best possible coverage without any surprises down the line. To get more information on the subject, reach out to so that we can assist you in picking the best insurance coverage.
Switch to Commercial Auto Insurance for Your Home Business
You operate your own startup business from your home office or garage. Over the past year, you have experienced great success and are starting to struggle to keep up with orders. Whether you are crafting furniture, producing a delicious line of jellies, or providing consulting services for professionals downtown, you need a vehicle to get work done. Should you just keep using your standard auto insurance, or should you be looking at a commercial auto policy?
Top 5 Security Upgrades Recommended by Home Insurance Professionals
Do you live in an area that has high home insurance premiums? This is due to the crime rate, population density, and the likelihood that you will suffer a break-in or vandalism. Some insurance providers offer discounts to customers when they add security upgrades to their property. Which ones are most recommended to help fight crime and lower rates?
Home Insurance: Is it Required by Law?
A home is one of the most valuable purchases that you are ever going to make. In addition to being a location where you are going to make a bunch of memories, it is also a valuable financial investment. If something were to happen to your home, would you be able to cover the value of your home with cash? The likely answer is no. That is why it is important to find home insurance. At the same time, is home insurance actually required by law? There are a few important points you should keep in mind.
Home Insurance: What if Your Home Goes Up in Value?
Your home is one of the most valuable investments you will ever make. Of course, you are going to make a lot of great memories in your home. At the same time, you probably expect the value of your home to go up with time. Therefore, if your home increases in value, do you need to purchase more home insurance? The answer is that it depends.
But let’s start with this question: Why did your home increase in value?
Buying the Right Amount of Insurance for High-Value Homes
Homeowners of all kinds struggle to find the right balance of insurance protection for their needs. Owners have high-value homes have unique insurance needs that must be met as part of an effective risk-management strategy. These tips will help.
What To Do After Purchasing a New Home: A New Home Purchase Guide
If you have recently purchased a home, you are properly tired of signing papers; however, make sure your home is ready to be lived in.
5 Common Mistakes People Make on Homeowner’s Insurance Claims
Are you making these common home insurance claim mistakes? Learn how to protect your home and finances when you have a claim.
Vacation Home Insurance 101: What It Is and Why You Need It
Buying a vacation home is the dream of many, but there’s a lot to consider before signing a contract, and vacation property insurance is a primary one. Because you won’t be in the home full-time, having … Read More
Considerations for traveling during Thanksgiving 2020
Thanksgiving, of course, is a time that most people want to spend with friends and family. Maybe you have a tradition of gathering at someone’s house with your extended family. However, a lot of people travel for Thanksgiving in order to spend the holiday with loved ones. Since COVID-19 is still such a threat, you might be wondering if you want to travel at all, or whether you’d prefer to stay home and have a small dinner just with your household. We’ll go over some considerations for Thanksgiving 2020 during COVID.