It’s one of the worst feelings ever – that thunk that causes your heart to leap out of your chest as a rock jumps up off the road (seemingly with a mind of its own) and hits your windshield. And then, sure enough, there’s a good-sized crack in the formerly spotless glass. It’s frustrating and upsetting because there’s nothing you can do other than resign yourself to dealing with the cracked windshield.
car insurance
Nobody is perfect. That is certainly the case when it comes to driving on the open road. If you are in a car accident and it is your fault, you may be wondering if your car insurance will cover the costs to repair your vehicle. The answer to the question will depend on the type of car insurance policy you have. There are several different ones and the more money you decide to invest in coverage the better off you’ll be.
There are several factors that weigh into whether or not your insurance company will cover you or not. Contact our team of professionals today so that we can pick out the best coverage for you and your situation.
What happens to car insurance when autonomous cars become a thing?
The idea of self-driving or autonomous cars is an intriguing one. What if you didn’t have to be paying attention to the road? What if you could enjoy the privacy of being the sole passenger in a vehicle, but not actually have to drive it? There are plenty of reasons that self-driving cars are something that interests us and has us looking towards the future.
Case Study – Can bundling save you money on home insurance?
You’ve probably seen commercials from different insurance companies promising big-time savings if you bundle your home and auto insurance. But perhaps you’re skeptical. Bundling, which just means getting multiple lines of insurance from the same company (for example home and auto), can save you money on your insurance…but how does it work? And, well, why does it work? We’re going to illustrate how bundling can help you save money on your insurance by going through a case study.
Car insurance 101: 10 car insurance terms you need to know
Car insurance might seem like a bit of a foreign language. There are a lot of different terms and words that get thrown around, and sometimes it can sound like gibberish. To help you decode the sometimes-mystifying language that is auto insurance, we’ve got a list of ten words you need to know. Buckle your seatbelts – this is Car Insurance 101!
Will a speeding ticket raise my insurance rates?
So, maybe you’re jamming out to your car playlist a little too hard. Or you’re late for a very important date. Or you just like to put your pedal to the metal. In any case, now there’s flashing blue lights behind you.
You pull over, and your sweaty palms grab the steering wheel tighter than when you first took your driving test.
“Do you know how fast you were going?”
We may not know the answer to that question, but we can tell you if your car insurance premium will go up from a simple speeding ticket.
The dangers of texting and driving – and your car insurance rates
Texting and driving is something that we hear a lot about, especially since several states have passed “Hands-free Driving” laws. Texting and driving is something that might seem pretty harmless – you’ll only look at the screen for a second, right? But the thing is that the dangers and the statistics about texting and driving don’t lie. We’re going to go over some of the stats and risks of distracted driving, and we’ll also talk about texting and driving and your car insurance rates.
What happens if my car is totaled in an accident and I still owe money?
If you’re in a car accident, there are probably a lot of questions going through your head about your insurance. Your car might be pretty badly damaged (although hopefully you, the other drivers, and any passengers are all okay.) You’re probably wondering if your insurance will cover you. Then you’re probably wondering if your car is totaled or not. And if it is…what if you still owe money on your loan? We’ll explain what happens.
What is usage-based car insurance?
Technology is everywhere, and it’s even entered into the world of auto insurance. You might have seen a few commercials from car insurance companies that showcase some new device that can supposedly help you save you money on car insurance. What exactly are those things? It’s called usage-based insurance (UBI) and it has to do with telematics (which is basically data about how you drive.) We’ll explain usage-based car insurance, and we’ll go over how it could help you save money on your car insurance.
What factors affect your car insurance rates?
Okay, we understand that thinking about your car insurance rates is probably not very pleasant. In fact, it could be stressful. While insurance isn’t most people’s idea of “fun,” it’s important to understand the fundamentals. When it comes to your auto insurance, it’s helpful to understand what factors affect car insurance rates.
Yes, that big, scary number on your bill might seem completely random, but it’s anything but. Insurers don’t really do “random.” Everything is calculated. So, to give you some inside intel about how an insurance company sets car insurance rates, check out the following factors that can impact your car insurance premiums.
What happens if my car insurance lapses?
Things happen. Sometimes we accidentally forget to pay the car insurance bill. We might have a tough month financially and just not be able to cover the bill. Whatever the reason is, the car insurance bill didn’t get paid and your auto insurance has lapsed. The question you’ve got now is what do I do if my car insurance lapses? What could happen? We’ll explain what you need to do and what the potential consequences could be.