When a fire breaks out, it’s not exactly going to ask where it should go or what it should and should not eat. But what if your car is in your garage when the fire starts and it consumes your beloved, four-wheeled friend? How does that work? Would your home insurance cover it? We’ll explain what coverage you need to make sure that your car is covered in the event that a house fire destroys it.
car insurance
Nobody is perfect. That is certainly the case when it comes to driving on the open road. If you are in a car accident and it is your fault, you may be wondering if your car insurance will cover the costs to repair your vehicle. The answer to the question will depend on the type of car insurance policy you have. There are several different ones and the more money you decide to invest in coverage the better off you’ll be.
There are several factors that weigh into whether or not your insurance company will cover you or not. Contact our team of professionals today so that we can pick out the best coverage for you and your situation.
7 pro tips for getting car insurance coverage
If you’re getting car insurance, you’re probably wondering what the best way to go about that is. What do you need to know about car insurance? What are some of the tips and tricks you need to know? Auto insurance might seem like a complicated thing, so to help you when you’re getting car insurance we’ve put together seven tips to keep in mind when you’re on a quest for a car insurance policy. (Don’t worry – we’re going to break it down into bite-sized pieces.)
South Carolina could pass a distracted driving bill
Last year, Georgia became the sixteenth state to pass a hands-free driving law, meaning that driver cannot be holding a cell-phone or another electronic device while operating a vehicle. South Carolina is in the process of following suit with a distracted driving bill of its own.
6 factors to look for when choosing a safe car
When you’re shopping for a new car, you’ll probably want all of the new bells and whistles that you can find. A lot of the time, this will include the latest and greatest safety features – things like side and rear airbags, rearview cameras, and even auto-braking features with proximity sensors. But how do you choose a safe car that fits you? And how can it save you money on your car insurance? Learn more about these 6 factors to look for when choosing a safe car.
What is uninsured/underinsured motorist coverage?
Okay, so you know that in theory everyone on the road is supposed to have car insurance as required by the state you live in. Which means that, in theory, every driver on the road should be able to compensate you if they cause an accident that harms your car – and, more importantly, you. But what happens if you’re in a car accident where the other driver is at fault … and they don’t have enough insurance (or, well, any insurance) to pay for your medical bills? That’s where uninsured/underinsured motorist coverage (a.k.a. UM/UIM coverage) can help you. We’ll explain what it is and why you might want to consider it.
6 car insurance coverages explained
If you’re getting car insurance, you might be a little overwhelmed by all the choices you have to make. Sure, you might just want the entire ordeal to be over with. You might be tempted to be haphazard about choosing your coverages. But it’s important to know how each of these coverages protects you (believe it or not, these coverages are more than just money flying out of your wallet.) Here are 6 car insurance coverages explained in simple, bite-sized pieces.
Car insurance: The difference between being canceled and nonrenewed
Okay, so you’re in a bit of a pickle. You just found out that your car insurance company…is no longer going to be your car insurance company. Maybe you’ve been nonrenewed or maybe you’ve been canceled. Either way, the bottom line is that you soon will be without insurance. But are nonrenewal and cancelation the same thing? Not exactly. We’ll explain why these two pickles are different and how you can react to each.
What to do if you’re in a car accident
Being involved in a car accident is not a situation anyone wants to be in, whether you’re the at-fault driver or the driver who was hit. It can be a very scary, stressful time, and it’s completely understandable that you might be flustered and might not quite know what to do. These are the steps you can take after a car accident.
Is my rental car covered if I’m in an accident?
So, you have a bit of a situation – you’ve been in a car accident. It wasn’t too bad, but your car needs repairs, and that could take a while. You’ll need to leave it at the shop for…well, who knows how long? But the problem is that you need to get to and from work, take the kids to soccer practice, go to the grocery store because food, drop off some clothes at the dry cleaners… In short, you need a rental car. But rental cars are expensive, so your question now is – will my rental car be covered by insurance? We’ll explain what you need to know.
Will car insurance cover a cracked windshield?
It’s one of the worst feelings ever – that thunk that causes your heart to leap out of your chest as a rock jumps up off the road (seemingly with a mind of its own) and hits your windshield. And then, sure enough, there’s a good-sized crack in the formerly spotless glass. It’s frustrating and upsetting because there’s nothing you can do other than resign yourself to dealing with the cracked windshield.