Taking on the role of a property manager can be a big responsibility. Maybe your small apartment complex has turned into a franchise with multiple locations and you need a property manager to, well, manage it all. But how do you start? How do you know that your business and your employees are protected? Here are some vital insurance policies to consider if you’re becoming a property manager.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
Group health insurance: What are voluntary benefits?
“I volunteer as tribute!”
Okay, voluntary benefits aren’t quite a fight to the death to see which of your employees gets the best insurance plan. However, if your company does already offer group health benefits, offering voluntary benefits can give you a bigger fighting chance when recruiting top talent. It will also give you a hand in creating an environment full of happy, healthy, and therefore, loyal employees. Here’s how.
What are the risks of being a professional organizer?
Whether you’ve studied design theory and ergonomics or your hobby has turned into a career, you’ve now started your professional organizer business. However, many people who start a professional organizer business fail to properly plan for all of the risks in their industry – especially when operating from a home office. So, here are 6 risks professional organizers should look out for.
How to deal with a home insurance claim
If you ever find yourself in the position of having to file a home insurance claim, you might be feeling a little stressed out. Whether it’s a fire, water damage, a fallen tree that damaged your roof, or a burglary, filing that home insurance claim might have you pulling your hair out a little. It might seem like a very intimidating thing. Maybe downright scary. But we’ve got some pro tips to help you through the process of filing a home insurance claim.
Will a speeding ticket raise my insurance rates?
So, maybe you’re jamming out to your car playlist a little too hard. Or you’re late for a very important date. Or you just like to put your pedal to the metal. In any case, now there’s flashing blue lights behind you.
You pull over, and your sweaty palms grab the steering wheel tighter than when you first took your driving test.
“Do you know how fast you were going?”
We may not know the answer to that question, but we can tell you if your car insurance premium will go up from a simple speeding ticket.
5 group health insurance terms you need to know
So, you’ve got this small business, and you want to offer group health insurance for your employees. Choosing a group health insurance plan can be difficult – health insurance is complicated, we’re not going to lie. It’s not the easiest thing in the world to get the hang of. We’re going to go over five different money-related group health insurance terms you might encounter in your noble quest for group health insurance.
Other structures coverage: Is my shed covered by home insurance?
Your home insurance is more than dollar signs disappearing from your bank account in the form of premium. It’s kind of like a superhero that can swoop in to help you in a variety of situations. Along with providing coverage for your house and your belongings, it can also help you out by covering “other structures.” What is other structures coverage, exactly? We’ll explain what’s covered, how much coverage you have, and explain how it works.
The dangers of texting and driving – and your car insurance rates
Texting and driving is something that we hear a lot about, especially since several states have passed “Hands-free Driving” laws. Texting and driving is something that might seem pretty harmless – you’ll only look at the screen for a second, right? But the thing is that the dangers and the statistics about texting and driving don’t lie. We’re going to go over some of the stats and risks of distracted driving, and we’ll also talk about texting and driving and your car insurance rates.
How do I choose a group health insurance plan?
When you’re a small business owner, there are a lot of details that go into running a business that most people conveniently forget to tell you about. One of which is more than likely group health insurance. What is it? How do you get it? How do you get the right plan for you and your employees?
Here are some of the main things to consider when shopping for a group health plan for your business.
Additional living expenses coverage: Will home insurance cover my hotel bill?
Your home insurance covers a lot of different things – and it does a lot of cool tricks. It protects the structure of your home. It covers your personal belongings. It even covers your liability if a guest gets hurt. But will it cover your hotel bill if you face a loss that requires you to leave your home and stay somewhere else? There’s this other section that your policy should have that’s called additional living expenses (or loss of use coverage), and it can cover a hotel stay. What is additional expenses coverage? We’ll explain.