Home Insurance

Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.

But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.

We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.

Protecting your home from water damage

June 6, 2021June 14, 2016 by Mark Gould

For the past 22 years, I’ve run Steamatic, a company that specializes in “insurance loss,” which is the clean up, rebuilding & remediation that happens after water damage, sewer back up, fires and mold. During that time, I have noticed certain situations that could be prevented by maintenance.

It is importance to first understand how much damage and how quickly the damage will intensify when water enters your home. Here are some things to remember:

The longer something is wet, the more damage that will occur
Wet carpet (and in particular the padding underneath) will spread the water to new, unaffected areas
As water travels from room to room, the walls can start to soak up the water, thus adding to your damage
This is a major issue that can be prevented by acting quickly.
“Secondary damage” is when there is so much water (and humidity) that other areas of your home are affected even though they did not get wet

How to turn your security system into a home fire alarm system

July 2, 2021June 9, 2016 by InsuranceHub

Want to learn a trick to turn your burglar alarm into a fire alarm system? Before we tell you, you might be wondering why you would need a fire alarm system in your home. Here are a few fire statistics that you might not appreciate yet:

Each year there are 369,000 home fires reported by the NFPA.

Each year approximately 2,700 people die in home fires
The average fire claim is almost $35,000 of repair and replacement costs
Now you can see why you should seriously think about adding a home fire alarm system

5 reasons to teach children not to play with fire

June 6, 2021May 31, 2016 by InsuranceHub

Fire has captured the imagination of men since the beginning of civilization. Combine that with the curiosity of a child and you have a deadly combination.

How deadly?

Between the years 2007 and 2011, an average of 7,100 home structure fires per year were caused by children play with lighters and matches. Sadly, every year an average of 77 people die in their homes because of these fires and another 750 are sent to the emergency room because of injuries. This causes approximately $172 million in property damage annually.

6 common social media mistakes to avoid when going on summer vacation

June 28, 2021May 17, 2016 by InsuranceHub

Ahhhhh… Vacation.

Just saying the word “vacation” helps you to relax and to smile. However, here’s what you need to ask yourself and your family before your vacation:

Is it a good idea to post on your social media outlets that you are not going to be home for a week or two?
Do you want your vacation plans to be common knowledge for a burglar to find out?
Did you know that many people are making it very easy for burglars by posting their whereabouts on social media?

Protect Your Jewelry From Thieves

July 2, 2021May 10, 2016 by InsuranceHub

Whether it’s an engagement ring, a wedding ring or a family heirloom, your jewelry is something that is personally important to you.

It is more than just a ring or a bracelet. These important, and often valuable, items represent wonderful memories that have been created throughout your life and are irreplaceable.

Just think of something that someone you love gave to you as a child. You can’t put a financial price tag on a gift, can you? You wouldn’t take any amount of money for that either, would you?

Prevent house fires from your wood stove with these safety tips

June 6, 2021May 3, 2016 by InsuranceHub

Are you using these proven safety tips with your wood stove to prevent house fires?

Nothing is warmer and cozier than sitting in front of a wood burning stove or fire place. If you never had a wood stove, then you don’t know what you are missing. Wood stoves radiate heat throughout the room so effectively that many decide to place them in their basement so the heat rises and heats the entire house. This raises the question of their safety.

Tips for fire extinguisher safety

June 6, 2021April 26, 2016 by InsuranceHub

Which fire extinguisher should I get?

One of the best ways to protect your home from fire is to simply have a fire extinguisher on hand. This fact raises a few questions:

What are the common fire extinguisher types available?
How do I know which one to get for my home?

Should I Get An Apartment Security System?

July 2, 2021April 19, 2016 by InsuranceHub

We have discussed the importance of protecting your home with a security system & the cost benefits of a monitored alarm system. But what if you live in an apartment complex?

Do you feel that it is important to get a burglar alarm system for the apartment that you rent? Would you be surprised to know that apartments are 85% more likely to be broken into than a house? If you are an apartment renter then we hope you have your attention! Many apartment renters mistakenly assume that just because they don’t live in a house that they don’t need a home security system. Burglars just love false assumptions like this. If you rent a home, you might be thinking, “won’t the landlords insurance cover me in case a thief breaks in and steals my belongings?” Unfortunately, the answer is no.

Helpful Tips On How To Protect Your Home From Burglary

July 2, 2021April 14, 2016 by InsuranceHub

Burglars look for easy homes to break into. How does your home stack up?

Did you know that in 2013:

1,559,284 people were arrested for property crimes?
Victims of burglary offenses suffered an estimated $4.5 billion in property losses?
The average value of property taken during larceny-thefts was $1,259?

Since property crimes are so rampant, what can you do to protect your home and family from burglaries?

A Security System Could Help Save On Your Homeowners Insurance

June 6, 2021April 12, 2016 by InsuranceHub

Could a home security system or burglar alarm system help you save on your homeowners? The answer is yes and in a moment we will show you how you can start saving immediately.

But first, just suppose you came home to find your home burglarized.

The door is ajar. Your possessions are strewn across the living room floor. Your home is ransacked. You now feel violated. You’re alone and vulnerable. Your mind races. Could they still be in the house? You immediately leave and call the police and they arrive soon after. The police inform you that all is safe and you can now enter your home again. Now you begin to notice what is missing.