Should I file a roof hail damage claim?

Should you file a roof hail damage claim after a storm? Maybe, but it is important to note not all damage merits a claim. So what should you do if you suspect you have roof hail damage? Get it inspected.

Obviously, hail can damage a roof, but it can also block vents, air conditioning fins, and gutters. However, a roofing contractor can clear vents, fins, and gutters and access the damage. Sometimes the damage is minimal and the cost of repairs is a superior choice than higher insurance premiums.

A reputable roofing contractor offers a free inspection because it puts them in a position to bid on potential work. However, do your homework. They should be local, licensed and insured. Your home probably uses roofing materials from one of the three of the largest manufacturers in the U.S. – Owens Corning, CertainTeed, and GAF. It makes sense to use a contractor that offers their products, because they’re trained and they have an established reputation.

You’ll want to dig out your insurance policy too. Review your deductible so you know what you have to work with before a claim is your only choice. Once the contractor inspects your roof, they’ll provide you with a written report and their recommendations. A trustworthy contractor will never recommend a roof replacement when repairs suffice.

If it appears you need a new roof, a reputable contractor already knows the process. If they are a preferred contractor with your insurance company, they’ve worked with them many times and know the insurance company’s expectations, procedures, and paperwork. A preferred contractor receives this designation when they provide quality work and reasonable prices to the client.

The insurance company may send out a claims adjuster, and your roofing contractor will meet with them to discuss their findings. They’ll do their own report and decide on your claim. Once approved, the roofing contractor works with your insurance company to provide you with the best possible product for your home.

Need to know who to call for roof damage?


In the Metro Atlanta area, The Roof Clinic offers certified HAAG roof inspections, repairs and roof replacements. We’re preferred contractors for Owens Corning, CertainTeed, GAF, and IKO and with several major insurance carriers. If you’re wondering about the condition of your roof call us at 770-239-1640 we are standing by ready to assist. We offer free leak inspections and detailed written estimates for all work.

Our estimators are HAAG certified which provides in-depth training on all roofing foundations for the proper repair or replacement needed. We have over 20 years of roofing and general construction knowledge.  If the roof is damaged, we can handle its repair alongside any damage the roof leak may have caused. Rest assured you overall project is in good hands by one contractor with a solid warranty and workmanship.

Author: Written by Tomeka Thomas, The Roof Clinic