Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
Think back to when you were a kid. What did you do when you heard thunder and saw lightning fill up the sky? Hide under the covers? Run to your parent’s room? Today, as adults we know and respect the power and danger of a lightning storm.
Ignoring these preventive maintenance tips is the same as just sitting back & watching your homeowners insurance skyrocket! Just as you need to eat healthy, take supplements and exercise regularly to maintain your health, their are certain things we all need to do to maintain our homes. Your home is probably the most expensive thing you’ve bought to date. Depending where you live, it could be anywhere from a hundred thousand to over a million dollars. That is a heck of a lot of money.
Hail storms cause everyone to stick the car in the garage and grab the kids to run inside. Let’s face it, just one short hail storm can cause a lot of damage very quickly. It can tear up your roofing shingles and cost thousands of dollars for the hail damage repairs. If you have suffered from hail damage, then you might be wondering who you should call to fix it. We want to help you to avoid some of the common mistakes homeowners make when selecting a roofing contractor.
If you are a parent and have children, then read closely to what we are about to discuss. Your children are precious to you and they mean everything.
For the past 22 years, I’ve run Steamatic, a company that specializes in “insurance loss,” which is the clean up, rebuilding & remediation that happens after water damage, sewer back up, fires and mold. During that time, I have noticed certain situations that could be prevented by maintenance.
It is importance to first understand how much damage and how quickly the damage will intensify when water enters your home. Here are some things to remember:
Want to learn a trick to turn your burglar alarm into a fire alarm system? Before we tell you, you might be wondering why you would need a fire alarm system in your home. Here are a few fire statistics that you might not appreciate yet:
Each year there are 369,000 home fires reported by the NFPA.
Fire has captured the imagination of men since the beginning of civilization. Combine that with the curiosity of a child and you have a deadly combination.
How deadly?
Between the years 2007 and 2011, an average of 7,100 home structure fires per year were caused by children play with lighters and matches. Sadly, every year an average of 77 people die in their homes because of these fires and another 750 are sent to the emergency room because of injuries. This causes approximately $172 million in property damage annually.
Ahhhhh… Vacation.
Just saying the word “vacation” helps you to relax and to smile. However, here’s what you need to ask yourself and your family before your vacation:
It is more than just a ring or a bracelet. These important, and often valuable, items represent wonderful memories that have been created throughout your life and are irreplaceable.
Just think of something that someone you love gave to you as a child. You can’t put a financial price tag on a gift, can you? You wouldn’t take any amount of money for that either, would you?
Nothing is warmer and cozier than sitting in front of a wood burning stove or fire place. If you never had a wood stove, then you don’t know what you are missing. Wood stoves radiate heat throughout the room so effectively that many decide to place them in their basement so the heat rises and heats the entire house. This raises the question of their safety.