Should I Get An Apartment Security System?

We have discussed the importance of protecting your home with a security system & the cost benefits of a monitored alarm system. But what if you live in an apartment complex? 

Do you feel that it is important to get a burglar alarm system for the apartment that you rent? Would you be surprised to know that apartments are 85% more likely to be broken into than a house? If you are an apartment renter then we hope you have your attention! Many apartment renters mistakenly assume that just because they don’t live in a house that they don’t need a home security system. Burglars just love false assumptions like this. If you rent a home, you might be thinking, “won’t the landlords insurance cover me in case a thief breaks in and steals my belongings?” Unfortunately, the answer is no.

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Helpful Tips On How To Protect Your Home From Burglary

Burglars look for easy homes to break into. How does your home stack up?

Did you know that in 2013:

1,559,284 people were arrested for property crimes?
Victims of burglary offenses suffered an estimated $4.5 billion in property losses?
The average value of property taken during larceny-thefts was $1,259?

Since property crimes are so rampant, what can you do to protect your home and family from burglaries?

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A Security System Could Help Save On Your Homeowners Insurance

Could a home security system or burglar alarm system help you save on your homeowners? The answer is yes and in a moment we will show you how you can start saving immediately.

But first, just suppose you came home to find your home burglarized.

The door is ajar. Your possessions are strewn across the living room floor. Your home is ransacked. You now feel violated. You’re alone and vulnerable. Your mind races. Could they still be in the house? You immediately leave and call the police and they arrive soon after. The police inform you that all is safe and you can now enter your home again. Now you begin to notice what is missing.

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Electrical Safety Tips To Protect Your Family And Home

Do you know and respect these electrical safety tips?

Here is the scoop on electrical fires.

Did you know that the National Fire Protection Association reports that electrical cords and temporary wiring are responsible for more than 21,000 fires a year.

In fact they report that it makes up more than 25% of the approximately 81,000 electrical system fires that occur each year.

Since electrical fires pose such a safety risk, what can we do to protect ourselves and families?

Here are a few electrical safety tips…

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preventing-mold-home

How To Prevent Mold in Your Home

Mold can be very damaging to a home and to your family’s health. It can develop over a long period of time behind walls and under carpeting without providing any indication of its presence. During that time, it can use HVAC systems to spread throughout the home. Over time, it can destroy walls and, in extreme cases, make the home uninhabitable. This scenario can put your home at risk, and the damage can be very costly to overcome.

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Home Insurance Deductible: How Much Is Too Much?

Home insurance deductibles give you some freedom in selecting the amount you’ll pay on your insurance plan. Deductibles are what you’ll pay first before your insurance kicks in when you file a claim. For example, if your roof needs replacing and the procedure is covered by your homeowners policy, you’ll pay your deductible first and the insurance carrier can cover the rest of the costs. What’s important to know is that your deductible is often a flexible component of your plan.

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