Ah, summer is here. The temperatures are soaring, the rain is pounding, and the sun is blazing. It’s important that you take the time to maintain your home this summer and to prepare it for the extreme heat that you could be facing. Check out our ultimate checklist of summer home maintenance tips to help you give your home some care.
Home Insurance
Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
How to get home insurance if you have bad credit
Your credit score is way more than just a number. It can make a difference to a lot of things that you might not expect it to…and one of those things is your home insurance rates. Sometimes it can be hard to find home insurance if you have a bad score, and sometimes it means you’re looking at a higher rate. If you’re worried that your credit score is making it difficult to find affordable home insurance, we’ll explain why your credit score matters to your home insurance and how you can get reasonably priced home insurance with less-than-ideal credit.
What kinds of water damage are covered by home insurance?
It’s every homeowner’s worst nightmare: the basement is underwater. Something has gone horribly, horribly wrong, and now you have a swimming pool inside your house. Well, you always wanted a swimming pool, but this isn’t quite what you had in mind. Anyways, now you have a question: what types of water damage are covered by home insurance?
Let’s find out what kind of water damage your home insurance protects you from.
Does home insurance cover a roof leak and roof replacement?
Hey, that’s weird…why’s it raining inside? Unless this is some sort of elaborate practical joke, you’re pretty sure that there shouldn’t be a puddle in the middle of the living room floor. Or water dripping onto your head. Anyways, there’s water where it shouldn’t be and you think a roof leak is to blame. Now the burning question (or soggy question) is does home insurance cover a new roof? And how can you tell if your roof is actually leaking? (Not all leaks are caused by a roof problem.) Well, we’ve got the answer to those questions, coming right up.
How does your roof affect your home insurance rates?
Most of the time you’re probably not too fixated on the roof over your head. It does its job – it keeps the water out and protects you from the cold, the heat, and storms. Perhaps you don’t give too much thought to it. But here’s the thing – your insurance company does. They’re actually very concerned with roofs.
So, therein lies the question (well, questions):
How does your roof affect your home insurance rates? Can your roof help you get a discount on your premium?
Well, guess what? We’re going to answer those questions.
How (and why) to put a freeze on your credit report
Identity theft is no joke. We’ve got a suggestion for how to prevent people from using your credit information for their own gain – and leaving you in the middle of a big mess. It’s called a credit report freeze. We’ll go over what a credit freeze is and how to freeze your credit report.
Do I need vacant home insurance for my unoccupied house?
As a homeowner, you’ve got a lot of responsibility on your plate – even when you’re not actually occupying your home. Home insurance policies often don’t allow for a homeowner to leave their house unattended for an extended period of time. Now, there’s a difference between an unoccupied home and a vacant home, but the bottom line is that you may need to get special coverage if you’re leaving your house empty. We’ll go over why your normal homeowner’s insurance may not cover your empty house and how you can make sure your investment is covered.
Ten home insurance exclusions you need to know about
Home insurance is there to protect your home from losses. It’s also there to give you some peace of mind – there’s enough stress in life without worrying about how you’d pay for damage to your house if disaster struck. However, it’s really important that you understand what your home insurance policy covers. Home insurance policies have exclusions, or losses that are not covered – meaning that if that particular loss hit your home, the insurance company wouldn’t pay for it. We’ll go over ten common home insurance exclusions and explain how you can cover gaps in your insurance.
What you need to know about bundling your home and auto insurance
You’ve probably seen some insurance commercials that talk about bundling your home insurance and auto insurance. Maybe you’re wondering what’s so great about bundled insurance policies. Can bundling your home and auto insurance really help you save money on your home insurance? Bundling comes with numerous advantages, but there are also some things you have to consider when asking yourself if you should bundle your home and auto insurance. We’ll explain what you need to know.
What will happen if I miss a home insurance payment?
Home insurance payments perhaps aren’t your favorite things. The deadlines are usually doable and you get that check in the mail (or pay online) with plenty of time. But sometimes things happen and you miss a payment. Maybe an emergency came up and you couldn’t get the bill paid. Perhaps it’s been a tough month financially and you just can’t make that payment. Or you may have simply forgotten – it happens. Whatever the reason may be, the home insurance bill didn’t get paid. And now you’re wondering what happens if you miss a home insurance payment. We’ll explain.