Get engagement ring insurance for your new jewelry.

How to insure your engagement ring

If you just got engaged, congratulations! It’s a very exciting time. You’ve got a wedding to plan, guests to invite, a venue to choose, and about a million other things to do. But already you’re worried that something might happen to the ring – the sparkly, gorgeous, beautiful ring now attached to your left hand. It’s so shiny and it means so much to you; you’d be heartbroken if anything happened to it. That’s why you’re wondering how to insure your engagement ring. Here’s what you need to know about getting engagement ring insurance.

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If your garage burns down, your car insurance would cover your vehicle if you have comprehensive insurance.

What happens if my garage burns down with my car in it?

When a fire breaks out, it’s not exactly going to ask where it should go or what it should and should not eat. But what if your car is in your garage when the fire starts and it consumes your beloved, four-wheeled friend? How does that work? Would your home insurance cover it? We’ll explain what coverage you need to make sure that your car is covered in the event that a house fire destroys it.

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An HO-5 home insurance policy provides extensive coverage.

What is an HO-5 home insurance policy?

If you’re looking for home insurance, you might have discovered that there are quite a few different types of policy out there. The HO-3 home insurance policy is your standard, typical policy – it’s the most common one in the United States. However, there’s another type of policy, the HO-5, that differs slightly from the HO-3 and can offer more extensive coverage. We’ll explain the difference between these two policies so you can decide which might be right for you.

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If you're getting divorced, it's important to consider your home insurance.

What you need to know about home insurance if you’re getting divorced

Whether you’re on good or bad terms, getting divorced can be rough. It can be stressful, time-consuming, and confusing with all of the paperwork that goes into it. Chances are that both of your names are listed as shared parties on a lot of documents, including your insurance policies. So, how do you divide everything up insurance-wise? Here’s what you need to know about home insurance if you’re getting divorced.

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We're going to answer five home insurance FAQs.

Answering 5 home insurance FAQs

Getting home insurance isn’t always an easy task. It can feel overwhelming and stressful, especially when you end up having more and more questions as you go through the process of trying to get your house covered. If it’s any consolation, you’re not alone – lots of people have lots of questions about home insurance. We’re going to tackle five home insurance FAQs to help demystify the often confusing thing that is home insurance.

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A home security system could help you save money on home insurance.

7 tips for choosing a home security system

So, you’ve made the decision to get a home security system (or at the very least you’re considering it.) You want to protect your family and your home, and a burglar alarm seems like a good way to start. But now that you’ve made that decision, the next step is actually choosing a company to install the security system and monitor it. And where exactly do you start with that? We’ve got some tips for choosing a company to install your home security system.

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A personal umbrella insurance policy can provide additional liability insurance.

What is personal umbrella insurance?

When you’re protecting your financial well-being and your assets, it’s important that you have enough liability insurance. Liability insurance is a crucial defense against lawsuits and claims that you’ve caused property damage or bodily injury. Home insurance and auto insurance both provide extremely valuable liability protection, but what if you face a claim that goes above the limits of coverage on your homeowners or auto insurance policy? That’s where umbrella insurance can help you. We’ll explain what personal umbrella insurance is.

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You can add sewer backup coverage to your home insurance policy.

What is sewer backup coverage and do I need it?

Hey, wait. What’s that smell? And why is yard covered in muck? You may have a sewer backup problem, and it could cost you hundreds if not thousands of dollars to fix. Great. Sewer backups are something that many people never see coming, so a lot of homeowners skip on sewer backup coverage. Or worse, they don’t know that they can get it. If you’re one of these homeowners, here’s a rundown of what sewer backup insurance is and how it can be a lifesaver if you own a home.

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