No truck driver wants to consider the possibility of their rig bursting into flames. But, unfortunately, it happens. Fire can be very destructive, and it can gobble up a truck with no problem. The thought of your loyal truck on fire is a scary one. But that’s exactly what happened to four truck drivers last week at an Indiana truck stop.
It might seem like insurance agencies go on and on about the importance of having the right auto shop insurance and having enough coverage. And it’s true – we do. But for good reason. Auto repair shops are not without their risks, and all it takes is one disaster to turn the world upside-down for an unsuspecting business. One auto body shop in Saratoga County, NY, experienced such a disaster when a fire struck in mid-March.
Last week, Oklahoma and Texas experienced some extreme weather – to put it mildly. There were high winds reaching sustained speeds of 67 miles per hour, and the highest wind gust clocked 84 miles per hour. The wind in Texas was so strong that it ripped trees from the ground, downed powerlines, blew roofs off of houses, and damaged buildings.
It even toppled a few semi-trucks, this one among them.
If you have an auto body shop or an auto repair shop, there are plenty of risks that you need to be aware of. Knowing about the risks you face is the first step to managing those risks and preventing them from threatening your business’s financial well-being. It’s not that we’re trying to spread “doom and gloom” or make you paranoid – we want you to be prepared. So, we’re going to go over 5 risks that your auto shops or garage faces – and present an auto repair shop insurance solution for each.
If you have flatbed trucks, you spend a lot of hours on the road – and let’s face it, the road isn’t always the safest workplace. Whether you’ve got a couple of trucks or you manage a fleet, it’s important to make sure that your trucks are protected by the right flatbed truck insurance. But that begs the question – what insurance do you need for a flatbed truck? We’re going to go over four coverages you can consider for your business.
If you have an auto repair shop or an auto body shop, you’re in the line of fire of plenty of risks every day. Sure, your auto repair shop insurance can help you out of a tight spot if you have a general liability claim, but it’s probably a better idea to just avoid that claim in the first place. We’ve got 5 tips to help you avoid general liability insurance claims. And, you know, lawsuits. Because lawsuits are no fun.
If you have car carriers, it’s important to get the right car hauler insurance to protect your business. But it might seem like a very complicated can of worms. To help you out with making heads or tails of auto hauler insurance, we’ve put together a list of 10 things that it’s important to know about.
If you have dump trucks or run a dump truck business, there’s a lot that you have to juggle. One aspect of your business that might have you feeling a little overwhelmed is the dump truck insurance part of things. You probably have quite a few questions about the insurance you need for your business. We’re going to answer four frequently asked questions about dump truck insurance so you have a place to start when considering dump truck insurance.
If you’re a trucker, you face a lot of risks. Some of them are pretty apparent – getting into an accident, facing severe weather, something going wrong with the truck itself. But one risk that might not be so clear is the loss of your cargo. For-hire truckers don’t own the cargo they’re hauling, and that means that their standard liability policies may not cover the load they’re transporting if something happens to it en route to its destination. Cargo can be very valuable, and you might be responsible for very high losses if your cargo is damaged. (Not to mention that your relationship with your clients could be damaged.) That’s where cargo insurance can come to the rescue. We’ll explain how cargo insurance works.
You might be a one-man operation or you might have multiple drivers working for your tow truck business. But either way, you need someone to coordinate the towing jobs. Someone has to get the trucks where they need to go, right? And that’s why you need a top-notch dispatcher (or a top-notch team of dispatchers) to help you keep your tow truck business running smoothly. Here are 7 skills that are essential for dispatchers.