Whether you’re a 1099 worker or you own your own contracting company, you know that there are tons of risks to worry about in your industry. There are also tons of regulations and expectations from your customers that you have to follow. One way you can put regulators and customers at ease is with the right insurance. But navigating contractors’ insurance can be tough and time-consuming, especially with such a busy schedule. So, here are some tips on how to get the best contractor insurance for your business.
The trucking world comes with a lot of regulations, especially when it comes to maintaining the truck itself. You and your drivers need to make sure you’re taking care of your vehicles and following all relevant federal regulations. There is even an FMCSA BASIC Category (Behavioral Analysis and Safety Improvement Category) called Vehicle Maintenance. We’re going to go over what the Vehicle Maintenance BASIC is and how you can improve in this category.
Truck businesses with clean loss records might wonder why their insurance costs so much. Maybe there aren’t any speeding tickets accidents on your record, but you’re still seeing rates that are higher than what they could be. Your DOT Number might be the reason why. Your business’s DOT Number keeps track of violations you have received, which can hurt your insurance situation. Your DOT Number has a big effect on your insurance rates.Read More
At the invitation of Wes Passmore, operator of Classic Towing and Recovery, I attended the Slow Down, Move Over rally in Hueytown, Alabama. The rally was held to bring awareness to the dangers of being a tow operator on the side of the road in traffic. Though there are state laws requiring drivers to slow down and move over for emergency vehicles, plenty of drivers don’t. That results in tow operators getting injured and even killed while they’re working on the side of the road.
The trucking industry has been facing a truck driver shortage, and some have proposed that hiring more women could be part of the solution to the problem. But despite the fact that there’s definitely room for more women in trucking, it can be difficult to persuade more women to become truck drivers. We’ll go over some of the obstacles that prevent women from entering the industry, and we’ll also go over some tips for truck companies to keep in mind if they want to hire more women.
I have been writing transportation insurance for quite a while and one of the things that I hear most from my customers is, “Why is the premium so high when I am not a new driver?” Great question. There isn’t a clear answer though. You will find that the world of trucking insurance can feel cruel toward you and your business, whether you are starting out or have had a trucking business in the past and are now returning. Sometimes life happens and we must move with it. Tough decisions need to be made.
Air conditioning contractors handle many different kinds of work. You might install or repair AC units, or maybe you do duct work and vent work. You might work with air filtration and ventilation, or perhaps you also work with heating units. Maybe you do all of the above! At any rate, you’ve got your fair share of risk that you need to be protected from. The first step of combatting and mitigating risk is understanding where that risk comes from, so we’re going to go over where you should be on the lookout from risk.
Tow truck drivers have a tough time – not just because of the dangers of assisting others, but because of the lack of widespread knowledge about their trade. Therefore, we took to Reddit to ask the towing community what they want customers to know. We’ve gathered 10 of the most important tips that tow truck drivers want customers to know for their tow to go speedily, safely, and smoothly.
If you’re a trucking business, you know that there are a lot of regulations you need to follow – and a lot of organizations and programs you need to know about. Safety is a big deal, and there are many oversights and organizations that oversee safety for motor carriers and commercial vehicles. If you feel that all of this is overwhelming, don’t worry – you’re not alone. One organization that you might be wondering about is the CSA. We’re put together a few frequently asked questions about the CSA to help break it down.
If you have a used car lot, there’s a lot going on during the day. You’ve got vehicles, you’ve got customers, you’ve got employees, maybe you’ve even got a repair shop or facility. In short, there’s a lot of moving parts (no pun intended). So, you might be wondering how you can protect your business. How can you mitigate the risks of having a used car lot? Here are a few tips for managing your risks.