Barber Shop & Hair Salon Insurance

What kind of services are you currently offering? Make sure to only hire experienced staff and subcontractors since your reputation is on the line.

• Beware of spreading head lice from infected clients.
• Make sure employees wash their hands and clean combs, brushes, and clippers.
• The chemicals you use when straightening hair, giving perms, and coloring dyes can damage the hair or scalp and burn the eyes.
• Do you currently do a test patch to see if there are skin reactions or allergies?
• Make sure all employees and subcontractors are properly licensed and certified and that they keep up with their continuing education credits.

As long as you have clients coming in and out of your shop, you have potential liabilities. To minimize these, make sure that all spills are cleaned up immediately, especially near the hair-washing sinks. Clean up all hair on the floor so no one slips and hurts themselves. Repair all cracks, holes, and frays in the floor and carpeting to prevent trips and falls. Make sure your front door, sidewalk, and parking lot are clear of ice and snow. Talk to your insurance agent if you provide tanning bed, massage, or electrolysis services. Finally, keep everything clean and sterile to avoid spreading germs and causing infections.