Professional Liability Insurance

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BUSINESS IS RISKY

That is why not everyone is a business owner.

On the other hand, YOU are an entrepreneur. You are willing to take calculated risks to reap the rewards of business ownership. Allow InsuranceHub to help you manage your risk.

Affordable Professional Liability Insurance For Your Business

This coverage goes by many names:
  • Professional indemnity insurance (PII)
  • Errors & omissions (E&O)
  • Malpractice insurance if you are in the medical field

Please remember that a standard liability policy isn't enough to protect you and your business.

A typical liability policy addresses bodily injury, property damage, personal injury or advertising injury claim. On the other hand a professional liability insurance covers negligence, misrepresentation, violation of good faith and fair dealing, and inaccurate advice. Can you see why it is a good idea to start today?

Here are a few examples of service providers that need PII and E&O insurance:

  • insurance agents
  • marketers
  • consultants
  • brokers
  • lawyers
  • accountants
  • engineers
  • financial service providers
  • contractors (electricians, plumbers, carpenters etc)
  • transport
  • some charities
  • some nonprofits

Like a fingerprint we know that every business is unique. That means you face unique problems, challenges and risks in your specific industry and niche. That is why we take the time to understand your business situation, so we can custom design a policy just for you.

Our professional liability insurance can include many benefits, including:

Personal Injury Coverage, Defense Costs, Full Severability (for innocent partners), Errors & omissions insurance will protect you from any alleged failure to perform a service sold to your clients. It can also protect against financial loss caused by your product or service.

Finally, remember that coverage:

  • Does not include criminal prosecution
  • May not automatically cover all forms of legal liability under civil law. Instead only those specifically mentioned in the policy
  • Cyber liability, which covers a data breach and other technology issues, may not be included in a standard policy. Talk to your agent about adding a separate cyber insurance policy
Your professional business insurance agent is standing by to help you to protect your business with professional liability insurance and errors and omissions insurance. Why not pick up the phone and call InsuranceHub at (877) 341-5728 right now?