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home security system

Jan 20 2022

Home Insurance

Save Money by Installing a Smart Home Security System

Having a smart home security system is a great way to avoid burglaries, theft, and unwanted intruders. Due to the advancements in technology, security systems have become more connected. For example, most systems now include smart ... Read More
save money on your electric bill in the winter

Jan 18 2022

Home Insurance

How to Save Money on Your Electric Bill This Winter

During the winter you’ll typically be paying more for your electric bill, especially if you live in a colder region. This is because people stay inside more in the winter compared to other months. Therefore, you’ll ... Read More

Jan 13 2022

Auto Insurance

RV Driving Tips

Driving an RV is completely different than driving a car. Whether you’re a new driver or experienced, operating a motorhome can be intimidating. Since they’re much larger than your standard vehicle, it will take some time ... Read More
engaged couple

Jan 11 2022

Auto Insurance

Insurance Tips for Newlyweds

Marriage is a huge milestone and it brings significant changes in every aspect of your life. Therefore, it’s the right time to sit down and discuss crucial financial aspects, such as your insurance needs. Once you ... Read More
home based busines

Jan 7 2022

Business Insurance

Ways to Reduce the Risks of a Home Based Business

Running a home-based business can be a great way to generate income; however, there are always unforeseen risks involved. For example, you could experience a power outage due to weather conditions, impacting your production and distribution. ... Read More

Jan 5 2022

Auto Insurance

Life Events That Can Affect Your Insurance

Life is unpredictable but having a good insurance plan provides financial stability against unwanted events. However, there are a few life events that may impact your insurance needs. These events may increase or lower your insurance ... Read More
car stuck in mud

Dec 30 2021

Auto Insurance

What to Do if Your Car Gets Stuck in the Mud

Having to get your car out of mud can be incredibly challenging. Certain tips and tricks can make the process a little easier. In some instances, you may be located on a trail or off the ... Read More
a woman cleaning the counter tops

Dec 20 2021

Home Insurance

9 Ways to Maintain a Tidy Home

Keeping a home clean and hygienic doesn’t have to be difficult or overwhelming. You can have a nice, spotless home if you follow some basic cleaning tips. Here’s a quick breakdown for you.

Dec 16 2021

Auto Insurance

How to Keep Your Car Insurance Rates Low

The cost of car insurance keeps changing based on various factors, including your age, location, gender, etc. However, car insurance rates changed a lot in 2021. Rising demand for vehicles and an increasing number of accidents ... Read More
shopping for life insurance

Dec 14 2021

Insurance

Save Thousands by Purchasing Life Insurance While You’re Young

Life insurance provides financial security to family members in case the policyholder passes away. It can help your spouse, parent, or anyone that you add as a beneficiary. Life insurance companies offer lower premiums when you’re ... Read More

Dec 8 2021

Auto Insurance

Common Auto Insurance Policy Questions

9 Common Auto Insurance Questions If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, ... Read More
bundling home and auto

Dec 7 2021

Insurance

To Bundle, or Not to Bundle Your Insurance

If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto, and life insurance policies with the same carrier. Although you ... Read More
couple moving in together

Dec 1 2021

Home Insurance

Home Insurance Tips for a First-Time Homebuyer

If you’re a first-time homebuyer, selecting the most effective homeowners insurance policy can be challenging. You need to consider several factors depending on your location and the type of insurance you need. Experts believe that having ... Read More

Nov 30 2021

Business Insurance

Ways to Manage Your Small Business Insurance

There are several important decisions a startup needs to make to become successful. For starters, you’ll need to determine what insurance you need to protect your business, employees, and customers. Insurance can protect your small business ... Read More

Nov 23 2021

Auto Insurance

Preparing Your Vehicle and Home for the Winter

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four ... Read More

Nov 19 2021

Auto Insurance

Will My Insurance Company Cover the Costs of a Rental Car?

Car insurance offers coverage in a variety of ways. Such as, if you get into an accident and cause damage to someone else’s car or property. Furthermore, if the other party is injured in the accident ... Read More

Nov 17 2021

Home Insurance

Insurance Tips for Turkey Day

There are many ways to celebrate Thanksgiving. But, nothing beats the celebration of Thanksgiving like a real oven-roasted turkey. This special day has always featured a home-roasted turkey, which goes at the center of the table ... Read More

Nov 10 2021

Home Insurance

Do I Need to Let My Insurer Know When I Make Home Improvements?

Making home improvements can add to the value of your home. Most people inform their friends and family when they’re renovating; however, your insurance provider should be the first one to know about it. It’s vital ... Read More

Nov 9 2021

Auto Insurance

8 Common Car Insurance Myths

Car insurance can be quite complex and often times difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy ... Read More

Nov 4 2021

Home Insurance

The Best Homeowners Insurance for Seniors

With the right homeowners insurance, seniors can have peace of mind and focus on the things that are important. These can include spending time with family or enjoying retirement. But what’s the best home insurance for ... Read More

Nov 2 2021

Home Insurance

What Happens if My Home Insurance Lapses?

As a homeowner, your home insurance policy lapsing can mean bad news for your property. If your home faces damage during this period, your insurance company won’t compensate you. But how can a home insurance policy ... Read More

Oct 28 2021

Auto Insurance

What’s Comprehensive Coverage?

Comprehensive coverage covers vehicle damage by animals, theft, hail, and glass breakage. If you’re currently leasing or financing your vehicle, your lender will typically require this. It’s important to note that this coverage is optional once ... Read More

Oct 28 2021

Auto Insurance

What Happens if I Get Caught Driving without Insurance?

The Insurance Research Council conducted a survey this year where they found that almost one out of eight drivers don’t have car insurance. Joining this group of people would not be a wise choice and could ... Read More

Oct 19 2021

Insurance

Do I Need an Umbrella Policy?

An umbrella policy can provide extra coverage for things such as your car, home, and boat. Ultimately, if you were to be sued and your coverage amount was insufficient, then you would have to pay the ... Read More

Oct 19 2021

Home Insurance

What to Do After a Home Burglary

Burglaries can be a traumatizing experience for most people. In most cases, homeowners feel like they lost their sense of safety and they’re unsure what to do. It’s always best to have a game plan in ... Read More
valuable items

Oct 14 2021

Home Insurance

Tips for Protecting Valuable Items in Your Home

If you think your homeowners insurance policy covers all your valuables, you’re mistaken. Most policies exclude coverage for certain items or limit it. These limits are put in place to keep homeowners policies affordable. These limits or ... Read More
raking leaves

Oct 12 2021

Home Insurance

2021 Fall Home Maintenance Checklist

Fall’s an excellent time to do some home maintenance before the cold and snowy days arrive. After all, you’ll have a harder time making repairs during the colder months. This is especially true if you live ... Read More

Oct 7 2021

Home Insurance

5 Homeowners Insurance Discounts You Probably Aren’t Aware Of

Home insurance prices have steadily increased  across the country over the years. In just the past decade alone home insurance premiums have risen 47 percent. According to ValuePenguin, the average yearly premium is around $1,500. In ... Read More
teen driver with her mom

Oct 6 2021

Auto Insurance

The Most Expensive Cities to Insure Teen Drivers

Did you know that insuring a teen driver, in most cases, will increase your auto insurance premium? In some US cities, adding a young driver to an auto insurance plan hikes the premium significantly. As per the ... Read More
home warranty vs home insurance

Sep 30 2021

Home Insurance

Home Insurance vs. Home Warranty

Home warranty and home insurance are terms many people use interchangeably. However, both have very different meanings from one another. A home warranty offers coverage for the repair and replacement of major appliances and systems in ... Read More
mold damage

Sep 30 2021

Home Insurance

Does Homeowners Insurance Cover Mold Damage?

Dealing with mold can be quite a headache for any homeowner. The damage it can cause can be quite extensive and can cost hundreds of thousands of dollars in repairs. Not to mention, it can be ... Read More
hurricane damage

Sep 23 2021

Home Insurance

Was Your Home Damaged From Hurricane Ida?

Hurricane Ida has proven to be one of the most disastrous hurricanes in the past few years. The Consumer Federation of America pointed out that the National Flood Insurance Program and private insurers will pay for ... Read More
business insurance

Sep 21 2021

Business Insurance

What Affects the Cost of Business Insurance?

Two businesses rarely have the same type of insurance coverage, and this can be due to a variety of factors. In some cases, it can be the type of business, and in others, it can just ... Read More
cars in a flood

Sep 16 2021

Auto Insurance

What to Do if Your Car Is in a Flood

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the ... Read More

Sep 15 2021

Home Insurance

Can My Credit Score Affect My Homeowners Insurance Rate?

The companies that make a profit from your “history with money” will dig up your credit score one way or another. If your ratings in particular areas are good, you get plenty of benefits. However, if ... Read More

Sep 9 2021

Insurance

How Much Does Renters Insurance Cost?

You might not have considered renters insurance as a needed expense, but it does hold functional significance. It helps protect you financially if something happened to your personal belongings. That means the policy covers you if ... Read More

Sep 8 2021

Insurance

Whole Life Insurance FAQs

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder. If you’re considering this, read this in-depth guide to ... Read More

Sep 1 2021

Home Insurance

Will My Homeowners Insurance Cover Termite Damage?

Pesky bugs or insects can cause severe property damage. This may sound surprising, but termites cause $5 billion in property damage each year. This is according to the latest survey by the National Pest Management Association. ... Read More

Sep 1 2021

Auto Insurance

How Much Will It Cost to Insure My RV?

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. ... Read More

Aug 25 2021

Home Insurance

What to Do if Your Insurer Won’t Renew Your Homeowners Policy

Over the past few months there’s been an increase in homeowners policies not being renewed. This is because many insurance companies have steered clear of high risk areas. While many Californians struggle to find the right ... Read More

Aug 25 2021

Home Insurance

6 Tips to Lower Your Homeowners Insurance Rates

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age ... Read More
Interstate vs intrastate trucking

Aug 19 2021

Business Insurance

The Difference Between Intrastate vs. Interstate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More

Aug 18 2021

Auto Insurance

Does Insurance Cover Vandalism to My Car?

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills ... Read More

Aug 17 2021

Insurance

Top 5 Common Insurance Mistakes

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability ... Read More

Aug 11 2021

Insurance

17% of Parents Have Purchased Life Insurance Since the Pandemic

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their ... Read More

Aug 10 2021

Business Insurance

The Types of Insurance You Need for Your Small Business

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time ... Read More

Aug 5 2021

Auto Insurance

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. ... Read More

Aug 4 2021

Insurance

Things to Know If Involved in a Boating Accident

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough ... Read More
computer fire

Aug 3 2021

Home Insurance

How to Prevent Your Desktop or Laptop Fire From Burning Down Your House

Who would think that a laptop could catch fire? The statistics are pretty surprising. In 2007-2011, there were an estimated 730 reported U.S. home structure fires involving office equipment per year, resulting in: 11 civilian deaths ... Read More

Aug 2 2021

Business Insurance

Does My Tow Truck Business Need Garage Keepers Insurance?

If you run a towing business, you face an abundance of risk everyday. Since every tow truck business is different, they all need a unique insurance plan that’s customized for their specific needs. One type of ... Read More
Tax Benefits of Registering an Exotic Car in Montana

Tax Benefits of Registering an Exotic Car in Montana

Feb 17, 2021

Exotic cars are unique, high-value vehicles that few people own. To save money on sales tax, many exotic car owners register them in Montana. These vehicles also require a customized insurance policy.

Transportation Company Insurance - So Much More than Trucking Insurance

Transportation Company Insurance – So Much More than Trucking Insurance

Feb 10, 2021

Transportation companies need more than trucking insurance. It takes a robust risk management plan to deliver effective tranporation company insurance for businesses in today’s competitive trucking world.

Homeowners Insurance Does Not Protect Your Home-Based Business

Homeowners Insurance Does Not Protect Your Home-Based Business

Feb 3, 2021

Have you recently started operating a business from home? Don’t forget to protect your assets by setting up a home-based business insurance.

tow truck business success 2021

8 Habits of Successful Towing Businesses in 2021

Jan 25, 2021

Business success is something we all seek to achieve in the coming year. There are some moves you can make within your organization that will do more to generate success in the future than many others. If … Read More

cyber liability insurance

Cyber Liability Risks for Work-from-Home Employees

Jan 18, 2021

Employees are already the weakest link when they’re in the office; the vast majority of cybersecurity breaches occur due to the mistakes or negligence of employees. So, what happens when they’re working from home? Working from home can increase … Read More

insuring high value cars

How to Properly Insure Your High-Value Car

Jan 11, 2021

Congratulations! You just rewarded yourself with the purchase or lease of a gorgeous car with a price tag over the $100,000 mark. Of course, you got car insurance, as required by your state, but if you opted … Read More

It's important to protect your identity when you're shopping online on Cyber Monday.

The insurance risks of employees working from home

Jan 4, 2021

Business owners had to scramble to adapt to a new reality in the early days of the pandemic that included having most employees work from home. Due to the sudden nature of the changes, work from … Read More

new home buying guide

What To Do After Purchasing a New Home: A New Home Purchase Guide

Dec 22, 2020

If you have recently purchased a home, you are properly tired of signing papers; however, make sure your home is ready to be lived in.

insurance claims mistakes

5 Common Mistakes People Make on Homeowner’s Insurance Claims

Dec 22, 2020

Are you making these common home insurance claim mistakes? Learn how to protect your home and finances when you have a claim.

show insurance after credit score increase

Did your credit score increase? It’s time to shop insurance rates

Dec 10, 2020

You did it — you finally paid off a credit card or made some serious strides with your finances. After this work has been accomplished, you may be awarded with a credit score increase. While this … Read More

Employees taking time off

Why it’s important for your employees to take time off

Dec 8, 2020

Let’s face it: your employees are human beings, not robots. They need time to rest and relax, which means that they need a break from time to time. Maybe you offer time off to your employees, … Read More

vacation home insurance

Vacation Home Insurance 101: What It Is and Why You Need It

Dec 7, 2020

Buying a vacation home is the dream of many, but there’s a lot to consider before signing a contract, and vacation property insurance is a primary one. Because you won’t be in the home full-time, having … Read More

Thanksgiving 2020

Considerations for traveling during Thanksgiving 2020

Nov 10, 2020

Thanksgiving, of course, is a time that most people want to spend with friends and family. Maybe you have a tradition of gathering at someone’s house with your extended family. However, a lot of people travel … Read More

Halloween 2020

5 considerations for Halloween 2020

Oct 27, 2020

With COVID-19 still a major threat and cause for concern, you might be wondering about Halloween this year. The CDC presents several examples of alternative Halloween activities so you don’t have to partake in traditional trick-or-treating, … Read More

Business success

10 habits for business success

Oct 22, 2020

If you are in charge of a business, you know that it’s not an easy task. It’s not easy to be the boss, and success in business can feel like something daunting. There are, however, a … Read More

Being a business leader

Tips if you’re new to being a leader at your business

Oct 19, 2020

Being the leader of a business can be tough, especially when you’re fairly new to it. There are going to be times that are tough and there are going to be some struggles. You have to … Read More

Delegate to employees

How to delegate at your small business

Oct 15, 2020

One part of being the leader of a business that can be particularly challenging is delegating. However, it’s really beneficial for both your employees and for you. You get help tackling your to-do list and your … Read More

Halloween 2020 (a)

Tips for having a safe Halloween 2020

Oct 12, 2020

Halloween is a fun holiday that’s meant to be joyous and lighthearted. But with the coronavirus looming, you might be a bit at a loss of how to keep the fun and magic in the day … Read More

Severity weight

How does a violation’s severity weight get calculated?

Oct 8, 2020

The trucking world can be complicated, particularly when it comes to violations and what they mean. There are a lot of terms that come up, and that can be frustrating. So, we’ll take the opportunity to … Read More

Home insurance situation

5 times your home insurance situation could improve

Oct 5, 2020

If you’re a homeowner, you know you need to have the right coverage to protect your home. It’s a big investment, after all, but that doesn’t mean you want to clean out your piggy bank paying … Read More

Controlled Substances/Alcohol BASIC

What is the Controlled Substances/Alcohol BASIC?

Oct 1, 2020

There are a lot of regulations that truck drivers and motor carriers need to know about. There are these things called the BASICs, and there’s one category in particular called the Controlled Substances/Alcohol BASIC that you … Read More

In-person school 1

Deciding about in-person school for your kids

Sep 28, 2020

The coronavirus pandemic has led to a lot of difficult decisions for families as they navigate the new reality we’re all facing. One difficult choice parents are having to face is whether to send the kids … Read More

How to be a good boss (1)

How to be a great boss at your business

Sep 24, 2020

There are a lot of responsibilities that come with being a boss or being a manager. It’s a big deal. You’re the one who supports your team and you’re the one in charge. But you want … Read More

CDL test

7 things to know about the CDL test

Sep 21, 2020

If you’re preparing to take the CDL test, there are a few things you should know. The CDL test is a big deal because driving a CMV and being a CDL-holder means you’re being held to … Read More

Giving feedback

8 tips for giving feedback at your business

Sep 17, 2020

If you are the manager of a business, you’re going to be in a position where you have to give feedback to your employees. It’s important that your team members can both take feedback and give … Read More

Teens and car insurance

What should teens know about car insurance?

Sep 14, 2020

There’s a really exhilarating feeling that comes along with getting a driver’s license and starting your career as a driver. However, there is something that doesn’t sound like as much fun as driving, and that’s car … Read More

Employee burnout

6 tips to help prevent employee burnout

Sep 10, 2020

If you are the manager or leader of a business, it’s important to have a great team of people to work with. But it’s also essential to provide them with a positive, happy work environment. That … Read More

Trucking biennial update

4 FAQs about the biennial update of truck business info

Sep 3, 2020

If you have a trucking business, you know that the FMCSA and the DOT are important. Those are the major agencies trucking businesses have to contend with. Now, there’s something called the biennial update. You might … Read More

Virtual training

How to effectively transition to virtual training

Aug 27, 2020

Employee training is a critical function for successful companies. As a result of the COVID-19 pandemic, many employers are now faced with the question of how to properly train their employees while also keeping them safe. … Read More

Landlord insurance quotes

Why do landlord insurance quotes take so long?

Aug 20, 2020

If you are a landlord, business owner, or property investor, you’re probably familiar with having to deal with your commercial insurance. While it can be a nuisance to deal with (and, let’s be honest, it’s probably … Read More

Parent-teen driving contract

How to create a parent-teen driving contract

Aug 13, 2020

Having a teen driver can be extremely stressful on a parent. To the teen the words “driver’s license” sound like freedom, while to the parent they sound like a disaster waiting to happen. Understandably you’re worried, … Read More

ISS

What is the trucking ISS?

Aug 6, 2020

The trucking world is full of numbers and ratings and safety information that you as a motor carrier need to know about. It can be quite the job to keep it all straight and to understand … Read More

How to get a CDL

How to get a CDL

Jul 30, 2020

If you’re planning on getting your CDL, congratulations! That’s great. Trucking is a great industry to be involved in. The process to get a CDL involves a lot of study and practice. So, you might be … Read More

Insuring a new car

Is insuring a new car more expensive?

Jul 23, 2020

If you’re getting a new car, congratulations! That’s exciting. You’re probably pretty happy. But you also might be concerned about how much it costs to insure a new car. You want to get a brand-new, latest … Read More

FMCSA programs

Programs the FMCSA runs

Jul 16, 2020

If you are in the trucking world, you know the acronym FMCSA, which, of course, stands for the Federal Motor Carrier Safety Administration. They handle a lot of things and oversee many transportation-related issues. A lot … Read More

Pro tips for taking a home inventory

Pro tips for taking a home inventory

Jul 9, 2020

If home insurance has been on your mind, you might be wondering what you can do to help yourself out when it comes to your insurance. You are trying to be proactive and be a responsible … Read More

Driving around trucks

10 things you need to know about driving around trucks

Jul 2, 2020

If you’re on the highway or even cruising down city streets, you’re going to have to share the road with big trucks and buses. Being in a passenger vehicle, even a hefty SUV, you might feel … Read More

Workplace morale towing business

Why workplace morale is important for towing businesses

Jun 25, 2020

Towing is not easy. It’s long hours, hard work, and unpredictable adventures. And if you’re the leader of a towing business, you’re kind of in charge of making sure that everyone is happy working as a … Read More

Home insurance checklist

Home insurance checklist: Do I have the right home insurance?

Jun 18, 2020

Home insurance might not be your favorite thing to contemplate. The jargon, the policy, the premium. It’s a lot. The thing is that insurance can be overwhelming, and you might wonder whether you have the “right” … Read More

Auto roadside emergency kit

Putting together an auto roadside emergency kit

Jun 11, 2020

If you’ve got a car and you cruise around or commute, you never know when something could happen. Cars can be stubborn. They can break. Sometimes even the smallest thing can keep the car from cooperating … Read More