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cars in a flood

Sep 16 2021

Auto Insurance

What to Do if Your Car Is in a Flood

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the ... Read More

Sep 15 2021

Home Insurance

Can My Credit Score Affect My Homeowners Insurance Rate?

The companies that make a profit from your “history with money” will dig up your credit score one way or another. If your ratings in particular areas are good, you get plenty of benefits. However, if ... Read More

Sep 9 2021

Insurance

How Much Does Renters Insurance Cost?

You might not have considered renters insurance as a needed expense, but it does hold functional significance. It helps protect you financially if something happened to your personal belongings. That means the policy covers you if ... Read More

Sep 8 2021

Insurance

Whole Life Insurance FAQs

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder. If you’re considering this, read this in-depth guide to ... Read More

Sep 1 2021

Home Insurance

Will My Homeowners Insurance Cover Termite Damage?

Pesky bugs or insects can cause severe property damage. This may sound surprising, but termites cause $5 billion in property damage each year. This is according to the latest survey by the National Pest Management Association. ... Read More

Sep 1 2021

Auto Insurance

How Much Will It Cost to Insure My RV?

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. ... Read More

Aug 25 2021

Home Insurance

What to Do if Your Insurer Won’t Renew Your Homeowners Policy

Over the past few months there’s been an increase in homeowners policies not being renewed. This is because many insurance companies have steered clear of high risk areas. While many Californians struggle to find the right ... Read More

Aug 25 2021

Home Insurance

6 Tips to Lower Your Homeowners Insurance Rates

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age ... Read More
Interstate vs intrastate trucking

Aug 19 2021

Business Insurance

The Difference Between Interstate and Intrastate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More

Aug 18 2021

Auto Insurance

Does Insurance Cover Vandalism to My Car?

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills ... Read More

Aug 17 2021

Insurance

Top 5 Common Insurance Mistakes

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability ... Read More

Aug 11 2021

Insurance

17% of Parents Have Purchased Life Insurance Since the Pandemic

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their ... Read More

Aug 10 2021

Business Insurance

The Types of Insurance You Need for Your Small Business

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time ... Read More

Aug 5 2021

Auto Insurance

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. ... Read More

Aug 4 2021

Insurance

Things to Know If Involved in a Boating Accident

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough ... Read More
computer fire

Aug 3 2021

Home Insurance

How to Prevent Your Desktop or Laptop Fire From Burning Down Your House

Who would think that a laptop could catch fire? The statistics are pretty surprising. In 2007-2011, there were an estimated 730 reported U.S. home structure fires involving office equipment per year, resulting in: 11 civilian deaths ... Read More

Aug 2 2021

Business Insurance

Does My Tow Truck Business Need Garage Keepers Insurance?

If you run a towing business, you face an abundance of risk everyday. Since every tow truck business is different, they all need a unique insurance plan that’s customized for their specific needs. One type of ... Read More
It's important to protect your shop with retail store insurance.

Aug 2 2021

Business Insurance

What Insurance Do I Need for a Retail Store?

Your creative prowess has finally bloomed into a full-blown business venture with a store location to match! While this is definitely an exciting new chapter in your life, there are many other responsibilities associated with your ... Read More

Aug 2 2021

Home Insurance

What Does a Typical Homeowners Insurance Policy Cover?

Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects ... Read More
tow truck hauling a car

Jul 30 2021

Business Insurance

How to Start Your Own Tow Truck Business

You’ve made up your mind – you want to start a tow truck business. Congratulations! There’s definitely freedom in being your own boss and knowing that you built something is very satisfying. Now, towing is not ... Read More
restaurant safety training

Jul 30 2021

Business Insurance

20 famous quotes to improve your restaurant’s customer service

Restaurant insurance can help cover you from various things like damage, liability, and worker’s comp , but it can’t protect you from bad customer service complaints. According to recent studies, 80% of all restaurants will close ... Read More

Jul 29 2021

Insurance

Should I Get Life Insurance for My Child?

You’ve surely heard of life insurance coverage for adults. But have you also heard of life insurance for children? Unfortunately, children are just as susceptible to medical emergencies and fatal accidents. In this case, a life ... Read More
Consider your car insurance this National Insurance Awareness Day.

Jul 29 2021

Auto Insurance

What Do I Do if I Can’t Get Car Insurance?

Getting auto insurance is perhaps easier said than done. You might be trying to get car insurance but you keep running into speed bumps along the way. So, after all the dead ends, this is the ... Read More
Call your insurance company to tell them about the car accident.

Jul 28 2021

Auto Insurance

Will My Insurance Cover the Damages to My Car if I’m in an Accident?

We are in the middle of the ideal season for road trips with friends and family. But unfortunately, this is also the time when road accidents occur at an alarmingly increasing rate. Millions of car crashes ... Read More
call your insurance agent to see if you can get insurance discounts

Jul 26 2021

Home Insurance

15 Common Homeowner’s Insurance Discounts to Ask Your Agent About

Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put ... Read More

Jul 23 2021

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More
Things tow truck drivers want their clients to know.

Jul 23 2021

Auto Insurance

How much does it cost to tow a car if I call a tow truck company?

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to to do. Your first question might be how much it will cost to repair ... Read More
hurricane damage

Jul 20 2021

Home Insurance

Hurricane Season Is Here, Make Sure Your Property Is Protected

When hurricane season comes around every year, you’re bound to hear some intense local stories of flash flooding and thunderstorms. Therefore, now is the right time to make sure your home is protected from hurricanes. While ... Read More

Jul 20 2021

Home Insurance

The Rise in Construction Material Costs Can Impact Your Insurance Claims

The increasing prices of construction materials have become a threat to many policyholders. Even though soaring prices are well-documented, it is essential to watch out for the trend and its possible implications. As per the Associated Builders ... Read More
Generally home insurance covers falling trees.

Jul 15 2021

Home Insurance

With Hurricane Season Starting, Now Is the Time to Take Down Your Dead Trees

Now that hurricane season here, it is time to take down those dead trees surrounding your home. Waiting to address this issue may cause you a lot of money in property damages due to strong winds ... Read More
smart gadgets

Jul 15 2021

Home Insurance

Smart Gadgets You Need for Your Home

Modern-day homeowners prefer to maintain a state-of-the-art household with the latest smart gadgets and appliances. Thanks to the Internet of Things (IoT), you can now connect your appliances and gadgets with your smartphone for remote access. ... Read More
It's important to have the right insurance for your rental home.

Jul 8 2021

Insurance

If You’re a Property Investor, You Need These Types of Insurance

Many property investors often ask what types of insurance they need to safeguard their properties. If you’re a property investor who wishes to protect themselves from the many risks involved in renting, then keep reading.
rental properties

Jul 8 2021

Insurance

Why You Need Rental Property Insurance if You’re a Landlord

Protecting yourself financially must be your first priority if you’re a property owner or a landlord. We say this because incidents causing financial loss to you or your property are very common. According to a survey, ... Read More

Jul 3 2021

Home Insurance

Does My Home Insurance Cover If Someone Hits My Mailbox?

There are a variety of ways that someone may hit your mailbox. There could have been a group of kids that toppled it over for fun or a driver that wasn’t paying the best attention to ... Read More
If the water damage was caused by something gradual and ongoing, it will most likely not be covered.

Jul 1 2021

Home Insurance

Does Your Home Insurance Cover Water Damage?

Regardless of the cause of the water damage in your home, it can cost you a significant amount of money. Though there can be numerous reasons of water damage, pipe burst, severe weather, and floods are ... Read More
trampoline safety

Jul 1 2021

Home Insurance

Getting a Pool or Trampoline May Lead to Higher Homeowner’s Insurance Costs

When was the last time you reviewed your homeowner’s insurance policy? If you haven’t for quite a while, now would be a good time to do it and find out whether your house has decreased or ... Read More
truck driver

Jun 24 2021

Insurance Tips

7 Things All Trucking Businesses Need to Know

1. You must understand that insurance premiums are high. For many people starting their own trucking business, they make the decision to go into business for themselves because they hear from friends that trucking is profitable. ... Read More
hail storm

Jun 22 2021

Home Insurance

Is My House Protected from Hail?

Living in areas that frequently experience hurricanes, tornadoes, and storms increases the odds of property damage. While standard insurance policy offers coverage for hail, you need “windstorm insurance” if your area is prone to frequent hail ... Read More
house for rent

Jun 22 2021

Home Insurance

How to Put Your Property up for Rent in Atlanta

Most people consider Atlanta the main hub of the South because of its scenic and strategic location. The bustling city has rising numbers of workers and tourists, making it an attractive haven for many realtors and ... Read More

Apr 26 2021

Home Insurance

Is your home really safe with insurance?

Is your homeowners' policy covering everything you need it to? Maybe, maybe not. Now's the time to check on these five areas.

Apr 19 2021

Business Insurance

Planning the First Corporate Event after COVID-19? Special Event Insurance Protects Your Business and Your Guests

Make sure everybody has an awesome time at the company picnic this year when you add Special Event Insurance to your budget.
commercial auto insurance

Apr 11 2021

Business Insurance

Switch to Commercial Auto Insurance for Your Home Business

Is your personal car serving double duty as a delivery vehicle or messenger service? Learn when it is time to add a commercial auto policy to your business insurance portfolio.
A home security system could help you save money on home insurance.

Apr 3 2021

Home Insurance

Top 5 Security Upgrades Recommended by Home Insurance Professionals

How do you make your home less appealing to burglars? Learn what the insurance professionals recommend to lower crime rates by adding security upgrades to your home.
at fault insurance coverage car wreck

Mar 22 2021

Auto Insurance

Assigning Blame: Car Insurance Coverage if the Accident is Your Fault

Nobody is perfect. That is certainly the case when it comes to driving on the open road. If you are involved in a motor vehicle accident, the first thing you need to do is call 911. ... Read More
home insurance quotes

Mar 15 2021

Home Insurance

Home Insurance: Is it Required by Law?

A home is one of the most valuable purchases that you are ever going to make. In addition to being a location where you are going to make a bunch of memories, it is also a ... Read More
value increase for home, get new insurance quotes

Mar 7 2021

Home Insurance

Home Insurance: What if Your Home Goes Up in Value?

Your home is one of the most valuable investments you will ever make. Of course, you are going to make a lot of great memories in your home. At the same time, you probably expect the ... Read More
Buying the Right Amount of Insurance for High-Value Homes

Feb 24 2021

Home Insurance

Buying the Right Amount of Insurance for High-Value Homes

Homeowners of all kinds struggle to find the right balance of insurance protection for their needs. Owners have high-value homes have unique insurance needs that must be met as part of an effective risk-management strategy. These tips will help.
Tax Benefits of Registering an Exotic Car in Montana

Feb 17 2021

Auto Insurance

Tax Benefits of Registering an Exotic Car in Montana

Exotic cars are unique, high-value vehicles that few people own. To save money on sales tax, many exotic car owners register them in Montana. These vehicles also require a customized insurance policy.
Transportation Company Insurance - So Much More than Trucking Insurance

Feb 10 2021

Transportation

Transportation Company Insurance – So Much More than Trucking Insurance

Transportation companies need more than trucking insurance. It takes a robust risk management plan to deliver effective tranporation company insurance for businesses in today's competitive trucking world.
Homeowners Insurance Does Not Protect Your Home-Based Business

Feb 3 2021

Business Insurance

Homeowners Insurance Does Not Protect Your Home-Based Business

Have you recently started operating a business from home? Don't forget to protect your assets by setting up a home-based business insurance.
Insuring a new car

Is insuring a new car more expensive?

Jul 23, 2020

If you’re getting a new car, congratulations! That’s exciting. You’re probably pretty happy. But you also might be concerned about how much it costs to insure a new car. You want to get a brand-new, latest … Read More

FMCSA programs

Programs the FMCSA runs

Jul 16, 2020

If you are in the trucking world, you know the acronym FMCSA, which, of course, stands for the Federal Motor Carrier Safety Administration. They handle a lot of things and oversee many transportation-related issues. A lot … Read More

Pro tips for taking a home inventory

Pro tips for taking a home inventory

Jul 9, 2020

If home insurance has been on your mind, you might be wondering what you can do to help yourself out when it comes to your insurance. You are trying to be proactive and be a responsible … Read More

Driving around trucks

10 things you need to know about driving around trucks

Jul 2, 2020

If you’re on the highway or even cruising down city streets, you’re going to have to share the road with big trucks and buses. Being in a passenger vehicle, even a hefty SUV, you might feel … Read More

Workplace morale towing business

Why workplace morale is important for towing businesses

Jun 25, 2020

Towing is not easy. It’s long hours, hard work, and unpredictable adventures. And if you’re the leader of a towing business, you’re kind of in charge of making sure that everyone is happy working as a … Read More

Home insurance checklist

Home insurance checklist: Do I have the right home insurance?

Jun 18, 2020

Home insurance might not be your favorite thing to contemplate. The jargon, the policy, the premium. It’s a lot. The thing is that insurance can be overwhelming, and you might wonder whether you have the “right” … Read More

Auto roadside emergency kit

Putting together an auto roadside emergency kit

Jun 11, 2020

If you’ve got a car and you cruise around or commute, you never know when something could happen. Cars can be stubborn. They can break. Sometimes even the smallest thing can keep the car from cooperating … Read More

Tips to succeed in the CSA

How to succeed at CSA as a trucking business

Jun 4, 2020

As a trucking business, you know the FMCSA is a big deal. They run a lot of different programs related to safety, and one of those is the CSA, or Compliance, Safety, Accountability. You might be … Read More

Prevent motorcycle theft

8 tips to prevent motorcycle theft

May 28, 2020

Now that the weather is getting nicer, you might want to take the motorcycle out more often. You might prefer driving along on your bike to being in a car. Your bike is your pride and … Read More

Apartment hunting

8 helpful apartment hunting tips

May 21, 2020

So the big day has come! You’re preparing to move into an apartment. It’s a big deal, and you’re looking forward to having your own space. As tempting as it is to get swept away in … Read More

Pandemic

8 tips to help your employees during the pandemic

May 15, 2020

The coronavirus pandemic has created a lot of worry and stress, and as the leader of the business, your employees look to you. It’s important to keep morale up during the pandemic. Your workers are probably … Read More

Safety Measurement System

When does the Safety Measurement System stop intervention?

May 7, 2020

As a motor carrier, you’re probably familiar with the FMCSA, and by extension, you know about the Safety Measurement System (SMS). You know that the FMCSA oversees motor carriers and safety. They intervene with carriers when … Read More

What is collision coverage?

Collision coverage: Will car insurance repair my car if I’m in an accident?

Apr 30, 2020

When it comes to car insurance, there are a lot of complicated coverages, terms, and questions to juggle. You might have a lot of questions concerning car insurance, and one of the big ones is this: … Read More

Choosing a moving company

Your checklist for choosing a mover

Apr 23, 2020

If you’re moving in the near future, your mind is probably filled with thoughts of house hunting – not to mention selling your current place. But there’s one part of the whole moving process that it’s … Read More

Coronavirus and landlords

Losing rental income due to coronavirus?

Apr 16, 2020

As we find ourselves in the middle of the coronavirus pandemic, a lot of questions are coming up in the insurance world with regards to whether insurance policies can provide any relief to landlords for the … Read More

COVID-19 and the transportation industry

How InsuranceHub can help your trucking business during COVID-19

Apr 13, 2020

We’re living through a very stressful and worrying time as the COVID-19 pandemic continues. The state of the country has been affecting many small businesses, trucking and towing businesses included. Here at InsuranceHub, we’ve been monitoring … Read More

FMCSA

What is the Federal Motor Carrier Safety Administration (FMCSA)?

Apr 9, 2020

Truckers and motor carriers are subject to a lot of regulations and a lot of rules. The FMCSA is the government entity that motor carriers have to know about, as it’s responsible for overseeing safety for … Read More

family hanging out at home

10 things to pass time (and be productive) during coronavirus quarantine

Apr 2, 2020

Coronavirus has affected pretty much everyone. Businesses have closed, people are working from home, and a lot of people have been ordered to stay at home as the country is encouraged to social distance. Having to … Read More

Workers' comp

Why do I need workers’ comp for my business?

Mar 26, 2020

If you have a small business, you might wonder about workers’ compensation insurance. It’s one of the coverages that comes up a lot when business insurance becomes the topic of conversation. What’s the big deal about … Read More

Trucking and COVID-19 outbreak

Trucking and the COVID-19 outbreak

Mar 20, 2020

The outbreak of coronavirus (COVID-19) has plunged the country into a time of uncertainty, fear, and anxiety. As stores, school districts, restaurants, and other businesses close in an effort to slow the spread of the illness, … Read More

Wike Insurance

Welcome to the InsuranceHub family, Wike Insurance!

Mar 19, 2020

InsuranceHub is like a big family, from our top-notch team of insurance agents to our wonderful clients. And we are very pleased to announce that our family is about to grow as Wike Insurance merges with … Read More

Driver Fitness BASIC 2

What is the Driver Fitness BASIC?

Mar 19, 2020

There are a lot of regulations that truckers have to follow, and the FMCSA has a Safety Measurement System (SMS) that includes seven BASICs. The BASICs address different safety areas for trucking businesses. One of those … Read More

Atlanta Insurance Mart

Welcome to InsuranceHub, Atlanta Insurance Mart!

Mar 12, 2020

Here at InsuranceHub, we’ve always thought of ourselves as being a big family. And today we’re pleased to announce that Atlanta Insurance Mart has merged with InsuranceHub, so they are now a part of our InsuranceHub … Read More

Buying a car

7 tips for buying a car

Mar 12, 2020

The moment you’ve been dreaming about has arrived. It’s time to buy a new set of wheels! You’re pretty excited to get your new ride, whether it’s a used car or a brand new vehicle. It’s … Read More

Coronavirus

Can I be reimbursed if my business loses income due to coronavirus?

Mar 3, 2020

There has been a lot in the news about the coronavirus (COVID-19). You’ve probably heard many different stats, stories, and warnings about it. Since the coronavirus has been affecting multiple countries worldwide, small businesses may be … Read More

Clearinghouse queries

What truck businesses should know about Clearinghouse queries

Feb 27, 2020

Clearinghouse is still big news in the trucking world. There are a lot of parts to it and aspects about it that anyone who employs CDL or CLP drivers needs to understand. One of these things … Read More

Your DOT Number

Don’t let your DOT Number work against you

Feb 20, 2020

With trucking insurance, your DOT Number can make or break you. There are a lot of factors that go into insurance rates, but your DOT score can play a major part. Out-of-service orders and issues in … Read More

College student car insurance

6 tips for getting college student car insurance

Feb 11, 2020

If you’re a college student, you’re learning to handle a lot of new experiences on your own. You’ve got a lot of freedom, but with that freedom comes a word that strikes fear into the hearts … Read More

First-time homebuyers 2

7 tips for first-time homebuyers

Feb 6, 2020

If you’re looking to buy a house, you’re probably excited to be taking this step. Your house is going to be your home, your safe place, and you’ll be living a happy daydream once you make … Read More

Insurance appraisal

How to dispute an insurance appraisal

Jan 23, 2020

The whole point of an insurance claim is to have help restoring things back to normal. But what if you feel like your insurance company isn’t helping you enough when it comes to your insurance appraisal? … Read More

Why does my business need general liability

Why do I need general liability insurance for my business?

Jan 21, 2020

As a business owner, you might not relish the prospect of dealing with business insurance. One coverage that you probably hear a lot about is general liability. Why do you need general liability insurance? Why is … Read More

Owner-operators Clearinghouse

What do owner-operators need to know about Clearinghouse?

Jan 16, 2020

There are a lot of regulations out there that truckers need to adhere to. Recently, the FMCSA’s Clearinghouse took effect, which means that there are new requirements truck drivers – owner-operators included – need to know … Read More

How to get insurance for a daycare

How to get insurance for a daycare

Jan 15, 2020

If you run a daycare, it might feel like your days are filled with barely organized chaos. Kids are a lot of work! Not only that, but your business (even though you might not think of … Read More

Repairs and insurance

Do I have to use insurance money for repairs?

Jan 14, 2020

You’ve filed a claim, you’ve gone through the assessment process, and finally an insurance company has written you a check for the damages. During this process, though, you may have wondered if you really have to … Read More

Home insurance foundation

Does home insurance cover the foundation of my home?

Jan 9, 2020

Foundation issues are every homeowner’s worst nightmare. If the very base of your dream home crumbles, the whole thing can come crashing down around you. However, because of its supportive nature and difficult repair location, fixing … Read More

New ventures and insurance

What new ventures should know about their insurance rates

Jan 8, 2020

Trucking is not the easiest industry to get into. It’s not just starting up the business itself. It’s the insurance. Truck insurance can be a challenge. There are a lot of coverages you have to think … Read More

Safety ratings for motor carriers

What are the three safety ratings a motor carrier can get?

Jan 7, 2020

Motor carriers are subject to a lot of regulations, something that anyone who’s spent in the trucking world knows all too well. The FMCSA regulates commercial motor vehicles, and motor carriers have to comply with relevant … Read More

Landscaper insurance

How to get landscaper insurance

Jan 2, 2020

Being a landscaper can mean days full of surprises and risks. Between the various sizes of equipment and wide scopes of work, you know that there’s more to keeping a green space prim and proper than … Read More

It's important to read your car insurance policy.

7 reasons you should read your car insurance policy

Dec 31, 2019

If you’re a driver, you’re responsible for a vehicle that goes very fast. And you’re operating that vehicle around other cars that also go very fast. So, that calls for auto insurance, right? But car insurance … Read More

Hazardous Materials Compliance BASIC

What’s the Hazardous Materials Compliance BASIC?

Dec 26, 2019

The FMCSA’s goal is to make the roads safer – they regulate the trucking industry with safety as a top priority. Trucks are subject to many different laws, regulations, and requirements. Inspections can be stressful, but … Read More