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retain commercial drivers

Jun 22 2022

Transportation

How to Attract and Retain Commercial Drivers

Commercial fleets need to maintain a workforce of loyal, qualified drivers to succeed. But recently, increased demand for freight volume has highlighted an ongoing driver shortage that’s left many motor carriers operating under capacity. To attract ... Read More
occupational accident coverage

Jun 15 2022

Transportation

Occupational Accident Coverage Can Protect Your Trucking Company

Trucking is a dangerous industry, with a high occurrence of injury and death due to the long hours and inclement conditions truck drivers must endure. You know that it is important to protect your employee drivers ... Read More
tips for new truck drivers

Jun 8 2022

Transportation

Tips for New Truck Drivers

Truck drivers play a crucial role in our supply chain. So, if you’re looking to get started in the trucking industry then you’re in the right place. It’s not an easy task and a lot of ... Read More
hot shot trucking

Jun 2 2022

Transportation

A Guide to Hot Shot Trucking

Shippers and brokers have loads that need to be transported from one location to another. Therefore, they depend on hot shot trucking companies to get the job done. These professionals are trained to haul critical and ... Read More
reefer safety

May 26 2022

Transportation

Reefer Safety Tips

Reefer trucks are essential for delivering temperature-sensitive products safely, and refrigerated products no longer include only food. Properly maintaining a reefer unit is the key to delivering an undamaged product, whether it’s perishable food, sensitive electronic ... Read More
Tanker Truck Insurance

May 20 2022

Transportation

A Guide to Tanker Truck Insurance

There are plenty of dangers and hazards involved with operating a tanker truck. If you run a company and want to protect it, getting tanker truck insurance is a must. That being said, this type of ... Read More
Pickup Truck Insurance

May 18 2022

Auto Insurance

Do I Need Pickup Truck Insurance?

If you’re using your pickup for business use then you’ll need pickup truck insurance. This coverage is vastly different than just a regular auto insurance policy. If you’re new to the business and wondering whether or not ... Read More
Tow Truck Insurance Cost

May 13 2022

Transportation

What Does Tow Truck Insurance Cost?

As we all know, insuring a commercial vehicle is by no means cheap. Therefore, by working with a company that specializes in insurance for towing businesses, you can get the best rates. Not only that, but ... Read More
flatbed truck driver

May 10 2022

Transportation

Pros and Cons of Being a Flatbed Truck Driver

Being a flatbed truck driver has its advantages and disadvantages. In this role, you’ll be responsible for hauling all sorts of goods that standard trucks can’t. This can include forklifts, equipment, mobile homes, machinery, and so ... Read More
semi truck insurance cost

May 5 2022

Transportation

What Does Semi Truck Insurance Cost?

It’s impossible to give a definitive answer to the question, “how much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure ... Read More
challenges with refrigerated trucks

Apr 29 2022

Transportation

Challenges with Refrigerated Trucks

Refrigerated trucks play a crucial role in transporting perishable items across the country. Without them, we’d have bare shelves in our grocery stores! Furthermore, keeping the goods at their designated temperature throughout the transportation process is ... Read More
reefer truck insurance

Apr 28 2022

Transportation

Reefer Truck Insurance: What to Know

The primary purpose of a truck insurance policy is to protect your business against a wide variety of threats. The same goes for refrigerated trucks. Reefer trucks facilitate in transporting perishable items that have to remain ... Read More
car hauler insurance coverage

Apr 22 2022

Transportation

A Guide to Car Hauler Insurance Coverage

In 2019 alone, the car hauling industry generated more than $12 billion. This is a significant jump from the year 2014. As you could predict, the car hauling business has become quite desirable in the eyes ... Read More
car hauler insurance cost

Apr 20 2022

Transportation

Car Hauler Insurance Cost: What to Know

Car haulers are used for transporting vehicles for auto body shops, car dealerships, repossession companies, and more. These trucks are essential in the transportation industry and without them, we wouldn’t be able to leave our house! ... Read More
loads for your hot shot

Apr 15 2022

Transportation

Finding Loads for Your Hot Shot Trucking Business

You need profitable loads to survive in the hot shot trucking industry. In fact, there would be no trucking industry without loads. We understand how stressful it can be to secure a profitable and quality load ... Read More

Apr 12 2022

Transportation

What Does Hot Shot Insurance Cost?

Typically, the annual cost for hot shot insurance ranges between $7,000 and $12,000. The average cost per year is $10,284 for the businesses that are new and have one truck and trailer. Note that multiple factors ... Read More
nighttime driving tips for truck drivers

Apr 7 2022

Transportation

Nighttime Driving Tips for Truck Drivers

The danger of driving at night is worse for trucks, which have longer stopping distances than a passenger car. Darkness makes it more difficult to see hazards, and the empty roads and lack of light can ... Read More
cost of dump truck insurance

Apr 4 2022

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More
dot clearinghouse violation

Mar 31 2022

Transportation

The Top DOT Clearinghouse Violation

Back in January 2020, the FMCSA launched an online database where information regarding drivers’ drug and alcohol testing is stored. This is referred to as the DOT Clearinghouse and carriers must run queries on new hires ... Read More
new entrant safety audit

Mar 25 2022

Transportation

New Entrant Safety Audit: What to Know

Trucking companies have to follow many rules and regulations to ensure everyone on the road stays safe. Therefore, a new trucking company will need to go through a major safety audit within its first 12 months. ... Read More
csa score

Mar 23 2022

Transportation

How to Improve Your CSA Score

CSA stands for compliance, safety, and accountability. It’s a program put in place by the government to ensure fleets are participating in safe practices. Your score determines whether or not you’ll get a visit from the ... Read More
homeowners insurance policy questions

Mar 18 2022

Home Insurance

Homeowners Insurance Policy Questions & Answers

The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. We’ve gathered the answers to the most common “Am I covered if…” questions about your homeowners ... Read More
rear-end truck crashes

Mar 17 2022

Transportation

How to Prevent Rear-End Truck Crashes

According to the FMCSA, there are around 400,000 truck crashes each year. Of those 400,000, 18% of them are rear-end collisions. This is because commercial vehicles are harder to maneuver than passenger vehicles. Essentially, more time ... Read More
home theft prevention

Mar 11 2022

Home Insurance

Home Theft Prevention Tips

No home is immune to the risk of theft. Whether you’re looking to protect your home while you are on an extended vacation or simply away at work for the day, it’s important to take precautions ... Read More
flatbed truck safety

Mar 10 2022

Transportation

Flatbed Truck Safety Tips

Being a flatbed truck driver can be risky since the cargo is exposed and typically oversized. Each load is different, but all truckers share a common goal: to get the shipment to its desired location safely. ... Read More
truck insurance renewal

Mar 2 2022

Transportation

Truck Insurance Renewal – What to Expect

Renewing your truck insurance can be very overwhelming and perhaps frustrating. However, you’ll have to deal with renewals once a year if you’re a trucker or run your own fleet. Many in the trucking industry have ... Read More

Feb 25 2022

Home Insurance

Understanding the 80% Rule for Home Insurance

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured ... Read More
box truck insurance

Feb 23 2022

Transportation

What’s Box Truck Insurance?

Box trucks are widely used by many businesses and play an essential role in the supply chain. This is how it works, they pick up cargo from a warehouse and deliver it to the designated delivery ... Read More
winter weather driving

Feb 16 2022

Auto Insurance

Winter Weather Driving Tips

Severe winter weather conditions are a serious concern for most drivers. This is because the weather conditions usually worsen in the winter due to ice and snow. As a result, there’s an increased number of accidents ... Read More
save on home insurance

Feb 9 2022

Home Insurance

9 Ways to Save on Your Home Insurance

Home insurance costs homeowners around $1,200 a year on average. If we’re being honest, you may be paying more than you need to. Luckily, there are a few ways you can save on your home insurance. ... Read More
small business

Feb 2 2022

Business Insurance

Top Threats to Small Businesses

There are over 31.7 million small businesses in the US, and this number is increasing drastically. As you know, there are many benefits to owning your own business, but that doesn’t mean there are no risks ... Read More
preparing your home for vacation

Jan 27 2022

Home Insurance

Preparing Your Home for Vacation

Vacations should be stress-free and easy-going. However, enjoying trips to the fullest is a bit difficult if you constantly worry about your property back home. It’s quite understandable if you’re worried about the security of your ... Read More
home security system

Jan 20 2022

Home Insurance

Save Money by Installing a Smart Home Security System

Having a smart home security system is a great way to avoid burglaries, theft, and unwanted intruders. Due to the advancements in technology, security systems have become more connected. For example, most systems now include smart ... Read More
save money on your electric bill in the winter

Jan 18 2022

Home Insurance

How to Save Money on Your Electric Bill This Winter

During the winter you’ll typically be paying more for your electric bill, especially if you live in a colder region. This is because people stay inside more in the winter compared to other months. Therefore, you’ll ... Read More

Jan 13 2022

Auto Insurance

RV Driving Tips

Driving an RV is completely different than driving a car. Whether you’re a new driver or experienced, operating a motorhome can be intimidating. Since they’re much larger than your standard vehicle, it will take some time ... Read More
engaged couple

Jan 11 2022

Auto Insurance

Insurance Tips for Newlyweds

Marriage is a huge milestone and it brings significant changes in every aspect of your life. Therefore, it’s the right time to sit down and discuss crucial financial aspects, such as your insurance needs. Once you ... Read More
home based busines

Jan 7 2022

Business Insurance

Ways to Reduce the Risks of a Home Based Business

Running a home-based business can be a great way to generate income; however, there are always unforeseen risks involved. For example, you could experience a power outage due to weather conditions, impacting your production and distribution. ... Read More

Jan 5 2022

Auto Insurance

Life Events That Can Affect Your Insurance

Life is unpredictable but having a good insurance plan provides financial stability against unwanted events. However, there are a few life events that may impact your insurance needs. These events may increase or lower your insurance ... Read More
car stuck in mud

Dec 30 2021

Auto Insurance

What to Do if Your Car Gets Stuck in the Mud

Having to get your car out of mud can be incredibly challenging. Certain tips and tricks can make the process a little easier. In some instances, you may be located on a trail or off the ... Read More
a woman cleaning the counter tops

Dec 20 2021

Home Insurance

9 Ways to Maintain a Tidy Home

Keeping a home clean and hygienic doesn’t have to be difficult or overwhelming. You can have a nice, spotless home if you follow some basic cleaning tips. Here’s a quick breakdown for you.

Dec 16 2021

Auto Insurance

How to Keep Your Car Insurance Rates Low

The cost of car insurance keeps changing based on various factors, including your age, location, gender, etc. However, car insurance rates changed a lot in 2021. Rising demand for vehicles and an increasing number of accidents ... Read More
shopping for life insurance

Dec 14 2021

Insurance

Save Thousands by Purchasing Life Insurance While You’re Young

Life insurance provides financial security to family members in case the policyholder passes away. It can help your spouse, parent, or anyone that you add as a beneficiary. Life insurance companies offer lower premiums when you’re ... Read More

Dec 8 2021

Auto Insurance

Common Auto Insurance Policy Questions

9 Common Auto Insurance Questions If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, ... Read More
bundling home and auto

Dec 7 2021

Insurance

To Bundle, or Not to Bundle Your Insurance

If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto, and life insurance policies with the same carrier. Although you ... Read More
couple moving in together

Dec 1 2021

Home Insurance

Home Insurance Tips for a First-Time Homebuyer

If you’re a first-time homebuyer, selecting the most effective homeowners insurance policy can be challenging. You need to consider several factors depending on your location and the type of insurance you need. Experts believe that having ... Read More

Nov 30 2021

Business Insurance

Ways to Manage Your Small Business Insurance

There are several important decisions a startup needs to make to become successful. For starters, you’ll need to determine what insurance you need to protect your business, employees, and customers. Insurance can protect your small business ... Read More

Nov 23 2021

Auto Insurance

Preparing Your Vehicle and Home for the Winter

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four ... Read More

Nov 19 2021

Auto Insurance

Will My Insurance Company Cover the Costs of a Rental Car?

Car insurance offers coverage in a variety of ways. Such as, if you get into an accident and cause damage to someone else’s car or property. Furthermore, if the other party is injured in the accident ... Read More

Nov 17 2021

Home Insurance

Insurance Tips for Turkey Day

There are many ways to celebrate Thanksgiving. But, nothing beats the celebration of Thanksgiving like a real oven-roasted turkey. This special day has always featured a home-roasted turkey, which goes at the center of the table ... Read More

Nov 10 2021

Home Insurance

Do I Need to Let My Insurer Know When I Make Home Improvements?

Making home improvements can add to the value of your home. Most people inform their friends and family when they’re renovating; however, your insurance provider should be the first one to know about it. It’s vital ... Read More

How to Keep Your Car Insurance Rates Low

Dec 16, 2021

The cost of car insurance keeps changing based on various factors, including your age, location, gender, etc. However, car insurance rates changed a lot in 2021. Rising demand for vehicles and an increasing number of accidents … Read More

shopping for life insurance

Save Thousands by Purchasing Life Insurance While You’re Young

Dec 14, 2021

Life insurance provides financial security to family members in case the policyholder passes away. It can help your spouse, parent, or anyone that you add as a beneficiary. Life insurance companies offer lower premiums when you’re … Read More

Common Auto Insurance Policy Questions

Dec 8, 2021

9 Common Auto Insurance Questions If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, … Read More

bundling home and auto

To Bundle, or Not to Bundle Your Insurance

Dec 7, 2021

If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto, and life insurance policies with the same carrier. Although you … Read More

couple moving in together

Home Insurance Tips for a First-Time Homebuyer

Dec 1, 2021

If you’re a first-time homebuyer, selecting the most effective homeowners insurance policy can be challenging. You need to consider several factors depending on your location and the type of insurance you need. Experts believe that having … Read More

Ways to Manage Your Small Business Insurance

Nov 30, 2021

There are several important decisions a startup needs to make to become successful. For starters, you’ll need to determine what insurance you need to protect your business, employees, and customers. Insurance can protect your small business … Read More

Preparing Your Vehicle and Home for the Winter

Nov 23, 2021

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four … Read More

Will My Insurance Company Cover the Costs of a Rental Car?

Nov 19, 2021

Car insurance offers coverage in a variety of ways. Such as, if you get into an accident and cause damage to someone else’s car or property. Furthermore, if the other party is injured in the accident … Read More

Insurance Tips for Turkey Day

Nov 17, 2021

There are many ways to celebrate Thanksgiving. But, nothing beats the celebration of Thanksgiving like a real oven-roasted turkey. This special day has always featured a home-roasted turkey, which goes at the center of the table … Read More

Do I Need to Let My Insurer Know When I Make Home Improvements?

Nov 10, 2021

Making home improvements can add to the value of your home. Most people inform their friends and family when they’re renovating; however, your insurance provider should be the first one to know about it. It’s vital … Read More

8 Common Car Insurance Myths

Nov 9, 2021

Car insurance can be quite complex and often times difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy … Read More

The Best Homeowners Insurance for Seniors

Nov 4, 2021

With the right homeowners insurance, seniors can have peace of mind and focus on the things that are important. These can include spending time with family or enjoying retirement. But what’s the best home insurance for … Read More

What Happens if My Home Insurance Lapses?

Nov 2, 2021

As a homeowner, your home insurance policy lapsing can mean bad news for your property. If your home faces damage during this period, your insurance company won’t compensate you. But how can a home insurance policy … Read More

What’s Comprehensive Coverage?

Oct 28, 2021

Comprehensive coverage covers vehicle damage by animals, theft, hail, and glass breakage. If you’re currently leasing or financing your vehicle, your lender will typically require this. It’s important to note that this coverage is optional once … Read More

What Happens if I Get Caught Driving without Insurance?

Oct 28, 2021

The Insurance Research Council conducted a survey this year where they found that almost one out of eight drivers don’t have car insurance. Joining this group of people would not be a wise choice and could … Read More

Do I Need an Umbrella Policy?

Oct 19, 2021

An umbrella policy can provide extra coverage for things such as your car, home, and boat. Ultimately, if you were to be sued and your coverage amount was insufficient, then you would have to pay the … Read More

What to Do After a Home Burglary

Oct 19, 2021

Burglaries can be a traumatizing experience for most people. In most cases, homeowners feel like they lost their sense of safety and they’re unsure what to do. It’s always best to have a game plan in … Read More

valuable items

Tips for Protecting Valuable Items in Your Home

Oct 14, 2021

If you think your homeowners insurance policy covers all your valuables, you’re mistaken. Most policies exclude coverage for certain items or limit it. These limits are put in place to keep homeowners policies affordable. These limits or … Read More

raking leaves

2021 Fall Home Maintenance Checklist

Oct 12, 2021

Fall’s an excellent time to do some home maintenance before the cold and snowy days arrive. After all, you’ll have a harder time making repairs during the colder months. This is especially true if you live … Read More

5 Homeowners Insurance Discounts You Probably Aren’t Aware Of

Oct 7, 2021

Home insurance prices have steadily increased  across the country over the years. In just the past decade alone home insurance premiums have risen 47 percent. According to ValuePenguin, the average yearly premium is around $1,500. In … Read More

teen driver with her mom

The Most Expensive Cities to Insure Teen Drivers

Oct 6, 2021

Did you know that insuring a teen driver, in most cases, will increase your auto insurance premium? In some US cities, adding a young driver to an auto insurance plan hikes the premium significantly. As per the … Read More

home warranty vs home insurance

Home Insurance vs. Home Warranty

Sep 30, 2021

Home warranty and home insurance are terms many people use interchangeably. However, both have very different meanings from one another. A home warranty offers coverage for the repair and replacement of major appliances and systems in … Read More

mold damage

Does Homeowners Insurance Cover Mold Damage?

Sep 30, 2021

Dealing with mold can be quite a headache for any homeowner. The damage it can cause can be quite extensive and can cost hundreds of thousands of dollars in repairs. Not to mention, it can be … Read More

hurricane damage

Was Your Home Damaged From Hurricane Ida?

Sep 23, 2021

Hurricane Ida has proven to be one of the most disastrous hurricanes in the past few years. The Consumer Federation of America pointed out that the National Flood Insurance Program and private insurers will pay for … Read More

business insurance

What Affects the Cost of Business Insurance?

Sep 21, 2021

Two businesses rarely have the same type of insurance coverage, and this can be due to a variety of factors. In some cases, it can be the type of business, and in others, it can just … Read More

cars in a flood

What to Do if Your Car Is in a Flood

Sep 16, 2021

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the … Read More

Can My Credit Score Affect My Homeowners Insurance Rate?

Sep 15, 2021

The companies that make a profit from your “history with money” will dig up your credit score one way or another. If your ratings in particular areas are good, you get plenty of benefits. However, if … Read More

How Much Does Renters Insurance Cost?

Sep 9, 2021

You might not have considered renters insurance as a needed expense, but it does hold functional significance. It helps protect you financially if something happened to your personal belongings. That means the policy covers you if … Read More

Whole Life Insurance FAQs

Sep 8, 2021

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder. If you’re considering this, read this in-depth guide to … Read More

Will My Homeowners Insurance Cover Termite Damage?

Sep 1, 2021

Pesky bugs or insects can cause severe property damage. This may sound surprising, but termites cause $5 billion in property damage each year. This is according to the latest survey by the National Pest Management Association. … Read More

How Much Will It Cost to Insure My RV?

Sep 1, 2021

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. … Read More

What to Do if Your Insurer Won’t Renew Your Homeowners Policy

Aug 25, 2021

Over the past few months there’s been an increase in homeowners policies not being renewed. This is because many insurance companies have steered clear of high risk areas. While many Californians struggle to find the right … Read More

6 Tips to Lower Your Homeowners Insurance Rates

Aug 25, 2021

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age … Read More

Interstate vs intrastate trucking

The Difference Between Intrastate vs. Interstate Trucking

Aug 19, 2021

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So … Read More

Does Insurance Cover Vandalism to My Car?

Aug 18, 2021

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills … Read More

Top 5 Common Insurance Mistakes

Aug 17, 2021

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability … Read More

17% of Parents Have Purchased Life Insurance Since the Pandemic

Aug 11, 2021

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their … Read More

The Types of Insurance You Need for Your Small Business

Aug 10, 2021

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time … Read More

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Aug 5, 2021

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. … Read More

Things to Know If Involved in a Boating Accident

Aug 4, 2021

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough … Read More