InsuranceHub Blog

Read more content from our team of insurance experts

  • All
  • Auto Insurance
  • Business Insurance
  • Home Insurance
  • Insurance
  • Insurance Tips
  • Transportation
home security system

Jan 20 2022

Home Insurance

Save Money by Installing a Smart Home Security System

Having a smart home security system is a great way to avoid burglaries, theft, and unwanted intruders. Due to the advancements in technology, security systems have become more connected. For example, most systems now include smart ... Read More
save money on your electric bill in the winter

Jan 18 2022

Home Insurance

How to Save Money on Your Electric Bill This Winter

During the winter you’ll typically be paying more for your electric bill, especially if you live in a colder region. This is because people stay inside more in the winter compared to other months. Therefore, you’ll ... Read More

Jan 13 2022

Auto Insurance

RV Driving Tips

Driving an RV is completely different than driving a car. Whether you’re a new driver or experienced, operating a motorhome can be intimidating. Since they’re much larger than your standard vehicle, it will take some time ... Read More
engaged couple

Jan 11 2022

Auto Insurance

Insurance Tips for Newlyweds

Marriage is a huge milestone and it brings significant changes in every aspect of your life. Therefore, it’s the right time to sit down and discuss crucial financial aspects, such as your insurance needs. Once you ... Read More
home based busines

Jan 7 2022

Business Insurance

Ways to Reduce the Risks of a Home Based Business

Running a home-based business can be a great way to generate income; however, there are always unforeseen risks involved. For example, you could experience a power outage due to weather conditions, impacting your production and distribution. ... Read More

Jan 5 2022

Auto Insurance

Life Events That Can Affect Your Insurance

Life is unpredictable but having a good insurance plan provides financial stability against unwanted events. However, there are a few life events that may impact your insurance needs. These events may increase or lower your insurance ... Read More
car stuck in mud

Dec 30 2021

Auto Insurance

What to Do if Your Car Gets Stuck in the Mud

Having to get your car out of mud can be incredibly challenging. Certain tips and tricks can make the process a little easier. In some instances, you may be located on a trail or off the ... Read More
a woman cleaning the counter tops

Dec 20 2021

Home Insurance

9 Ways to Maintain a Tidy Home

Keeping a home clean and hygienic doesn’t have to be difficult or overwhelming. You can have a nice, spotless home if you follow some basic cleaning tips. Here’s a quick breakdown for you.

Dec 16 2021

Auto Insurance

How to Keep Your Car Insurance Rates Low

The cost of car insurance keeps changing based on various factors, including your age, location, gender, etc. However, car insurance rates changed a lot in 2021. Rising demand for vehicles and an increasing number of accidents ... Read More
shopping for life insurance

Dec 14 2021

Insurance

Save Thousands by Purchasing Life Insurance While You’re Young

Life insurance provides financial security to family members in case the policyholder passes away. It can help your spouse, parent, or anyone that you add as a beneficiary. Life insurance companies offer lower premiums when you’re ... Read More

Dec 8 2021

Auto Insurance

Common Auto Insurance Policy Questions

9 Common Auto Insurance Questions If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, ... Read More
bundling home and auto

Dec 7 2021

Insurance

To Bundle, or Not to Bundle Your Insurance

If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto, and life insurance policies with the same carrier. Although you ... Read More
couple moving in together

Dec 1 2021

Home Insurance

Home Insurance Tips for a First-Time Homebuyer

If you’re a first-time homebuyer, selecting the most effective homeowners insurance policy can be challenging. You need to consider several factors depending on your location and the type of insurance you need. Experts believe that having ... Read More

Nov 30 2021

Business Insurance

Ways to Manage Your Small Business Insurance

There are several important decisions a startup needs to make to become successful. For starters, you’ll need to determine what insurance you need to protect your business, employees, and customers. Insurance can protect your small business ... Read More

Nov 23 2021

Auto Insurance

Preparing Your Vehicle and Home for the Winter

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four ... Read More

Nov 19 2021

Auto Insurance

Will My Insurance Company Cover the Costs of a Rental Car?

Car insurance offers coverage in a variety of ways. Such as, if you get into an accident and cause damage to someone else’s car or property. Furthermore, if the other party is injured in the accident ... Read More

Nov 17 2021

Home Insurance

Insurance Tips for Turkey Day

There are many ways to celebrate Thanksgiving. But, nothing beats the celebration of Thanksgiving like a real oven-roasted turkey. This special day has always featured a home-roasted turkey, which goes at the center of the table ... Read More

Nov 10 2021

Home Insurance

Do I Need to Let My Insurer Know When I Make Home Improvements?

Making home improvements can add to the value of your home. Most people inform their friends and family when they’re renovating; however, your insurance provider should be the first one to know about it. It’s vital ... Read More

Nov 9 2021

Auto Insurance

8 Common Car Insurance Myths

Car insurance can be quite complex and often times difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy ... Read More

Nov 4 2021

Home Insurance

The Best Homeowners Insurance for Seniors

With the right homeowners insurance, seniors can have peace of mind and focus on the things that are important. These can include spending time with family or enjoying retirement. But what’s the best home insurance for ... Read More

Nov 2 2021

Home Insurance

What Happens if My Home Insurance Lapses?

As a homeowner, your home insurance policy lapsing can mean bad news for your property. If your home faces damage during this period, your insurance company won’t compensate you. But how can a home insurance policy ... Read More

Oct 28 2021

Auto Insurance

What’s Comprehensive Coverage?

Comprehensive coverage covers vehicle damage by animals, theft, hail, and glass breakage. If you’re currently leasing or financing your vehicle, your lender will typically require this. It’s important to note that this coverage is optional once ... Read More

Oct 28 2021

Auto Insurance

What Happens if I Get Caught Driving without Insurance?

The Insurance Research Council conducted a survey this year where they found that almost one out of eight drivers don’t have car insurance. Joining this group of people would not be a wise choice and could ... Read More

Oct 19 2021

Insurance

Do I Need an Umbrella Policy?

An umbrella policy can provide extra coverage for things such as your car, home, and boat. Ultimately, if you were to be sued and your coverage amount was insufficient, then you would have to pay the ... Read More

Oct 19 2021

Home Insurance

What to Do After a Home Burglary

Burglaries can be a traumatizing experience for most people. In most cases, homeowners feel like they lost their sense of safety and they’re unsure what to do. It’s always best to have a game plan in ... Read More
valuable items

Oct 14 2021

Home Insurance

Tips for Protecting Valuable Items in Your Home

If you think your homeowners insurance policy covers all your valuables, you’re mistaken. Most policies exclude coverage for certain items or limit it. These limits are put in place to keep homeowners policies affordable. These limits or ... Read More
raking leaves

Oct 12 2021

Home Insurance

2021 Fall Home Maintenance Checklist

Fall’s an excellent time to do some home maintenance before the cold and snowy days arrive. After all, you’ll have a harder time making repairs during the colder months. This is especially true if you live ... Read More

Oct 7 2021

Home Insurance

5 Homeowners Insurance Discounts You Probably Aren’t Aware Of

Home insurance prices have steadily increased  across the country over the years. In just the past decade alone home insurance premiums have risen 47 percent. According to ValuePenguin, the average yearly premium is around $1,500. In ... Read More
teen driver with her mom

Oct 6 2021

Auto Insurance

The Most Expensive Cities to Insure Teen Drivers

Did you know that insuring a teen driver, in most cases, will increase your auto insurance premium? In some US cities, adding a young driver to an auto insurance plan hikes the premium significantly. As per the ... Read More
home warranty vs home insurance

Sep 30 2021

Home Insurance

Home Insurance vs. Home Warranty

Home warranty and home insurance are terms many people use interchangeably. However, both have very different meanings from one another. A home warranty offers coverage for the repair and replacement of major appliances and systems in ... Read More
mold damage

Sep 30 2021

Home Insurance

Does Homeowners Insurance Cover Mold Damage?

Dealing with mold can be quite a headache for any homeowner. The damage it can cause can be quite extensive and can cost hundreds of thousands of dollars in repairs. Not to mention, it can be ... Read More
hurricane damage

Sep 23 2021

Home Insurance

Was Your Home Damaged From Hurricane Ida?

Hurricane Ida has proven to be one of the most disastrous hurricanes in the past few years. The Consumer Federation of America pointed out that the National Flood Insurance Program and private insurers will pay for ... Read More
business insurance

Sep 21 2021

Business Insurance

What Affects the Cost of Business Insurance?

Two businesses rarely have the same type of insurance coverage, and this can be due to a variety of factors. In some cases, it can be the type of business, and in others, it can just ... Read More
cars in a flood

Sep 16 2021

Auto Insurance

What to Do if Your Car Is in a Flood

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the ... Read More

Sep 15 2021

Home Insurance

Can My Credit Score Affect My Homeowners Insurance Rate?

The companies that make a profit from your “history with money” will dig up your credit score one way or another. If your ratings in particular areas are good, you get plenty of benefits. However, if ... Read More

Sep 9 2021

Insurance

How Much Does Renters Insurance Cost?

You might not have considered renters insurance as a needed expense, but it does hold functional significance. It helps protect you financially if something happened to your personal belongings. That means the policy covers you if ... Read More

Sep 8 2021

Insurance

Whole Life Insurance FAQs

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder. If you’re considering this, read this in-depth guide to ... Read More

Sep 1 2021

Home Insurance

Will My Homeowners Insurance Cover Termite Damage?

Pesky bugs or insects can cause severe property damage. This may sound surprising, but termites cause $5 billion in property damage each year. This is according to the latest survey by the National Pest Management Association. ... Read More

Sep 1 2021

Auto Insurance

How Much Will It Cost to Insure My RV?

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. ... Read More

Aug 25 2021

Home Insurance

What to Do if Your Insurer Won’t Renew Your Homeowners Policy

Over the past few months there’s been an increase in homeowners policies not being renewed. This is because many insurance companies have steered clear of high risk areas. While many Californians struggle to find the right ... Read More

Aug 25 2021

Home Insurance

6 Tips to Lower Your Homeowners Insurance Rates

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age ... Read More
Interstate vs intrastate trucking

Aug 19 2021

Business Insurance

The Difference Between Intrastate vs. Interstate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More

Aug 18 2021

Auto Insurance

Does Insurance Cover Vandalism to My Car?

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills ... Read More

Aug 17 2021

Insurance

Top 5 Common Insurance Mistakes

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability ... Read More

Aug 11 2021

Insurance

17% of Parents Have Purchased Life Insurance Since the Pandemic

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their ... Read More

Aug 10 2021

Business Insurance

The Types of Insurance You Need for Your Small Business

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time ... Read More

Aug 5 2021

Auto Insurance

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. ... Read More

Aug 4 2021

Insurance

Things to Know If Involved in a Boating Accident

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough ... Read More
computer fire

Aug 3 2021

Home Insurance

How to Prevent Your Desktop or Laptop Fire From Burning Down Your House

Who would think that a laptop could catch fire? The statistics are pretty surprising. In 2007-2011, there were an estimated 730 reported U.S. home structure fires involving office equipment per year, resulting in: 11 civilian deaths ... Read More

Aug 2 2021

Business Insurance

Does My Tow Truck Business Need Garage Keepers Insurance?

If you run a towing business, you face an abundance of risk everyday. Since every tow truck business is different, they all need a unique insurance plan that’s customized for their specific needs. One type of ... Read More

6 Tips to Lower Your Homeowners Insurance Rates

Aug 25, 2021

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age … Read More

Interstate vs intrastate trucking

The Difference Between Intrastate vs. Interstate Trucking

Aug 19, 2021

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So … Read More

Does Insurance Cover Vandalism to My Car?

Aug 18, 2021

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills … Read More

Top 5 Common Insurance Mistakes

Aug 17, 2021

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability … Read More

17% of Parents Have Purchased Life Insurance Since the Pandemic

Aug 11, 2021

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their … Read More

The Types of Insurance You Need for Your Small Business

Aug 10, 2021

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time … Read More

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Aug 5, 2021

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. … Read More

Things to Know If Involved in a Boating Accident

Aug 4, 2021

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough … Read More

computer fire

How to Prevent Your Desktop or Laptop Fire From Burning Down Your House

Aug 3, 2021

Who would think that a laptop could catch fire? The statistics are pretty surprising. In 2007-2011, there were an estimated 730 reported U.S. home structure fires involving office equipment per year, resulting in: 11 civilian deaths … Read More

Does My Tow Truck Business Need Garage Keepers Insurance?

Aug 2, 2021

If you run a towing business, you face an abundance of risk everyday. Since every tow truck business is different, they all need a unique insurance plan that’s customized for their specific needs. One type of … Read More

It's important to protect your shop with retail store insurance.

What Insurance Do I Need for a Retail Store?

Aug 2, 2021

Your creative prowess has finally bloomed into a full-blown business venture with a store location to match! While this is definitely an exciting new chapter in your life, there are many other responsibilities associated with your … Read More

What Does a Typical Homeowners Insurance Policy Cover?

Aug 2, 2021

Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects … Read More

tow truck hauling a car

How to Start Your Own Tow Truck Business

Jul 30, 2021

You’ve made up your mind – you want to start a tow truck business. Congratulations! There’s definitely freedom in being your own boss and knowing that you built something is very satisfying. Now, towing is not … Read More

restaurant safety training

20 famous quotes to improve your restaurant’s customer service

Jul 30, 2021

Restaurant insurance can help cover you from various things like damage, liability, and worker’s comp , but it can’t protect you from bad customer service complaints. According to recent studies, 80% of all restaurants will close … Read More

Should I Get Life Insurance for My Child?

Jul 29, 2021

You’ve surely heard of life insurance coverage for adults. But have you also heard of life insurance for children? Unfortunately, children are just as susceptible to medical emergencies and fatal accidents. In this case, a life … Read More

Consider your car insurance this National Insurance Awareness Day.

What Do I Do if I Can’t Get Car Insurance?

Jul 29, 2021

Getting auto insurance is perhaps easier said than done. You might be trying to get car insurance but you keep running into speed bumps along the way. So, after all the dead ends, this is the … Read More

Call your insurance company to tell them about the car accident.

Will My Insurance Cover the Damages to My Car if I’m in an Accident?

Jul 28, 2021

We are in the middle of the ideal season for road trips with friends and family. But unfortunately, this is also the time when road accidents occur at an alarmingly increasing rate. Millions of car crashes … Read More

call your insurance agent to see if you can get insurance discounts

15 Common Homeowner’s Insurance Discounts to Ask Your Agent About

Jul 26, 2021

Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put … Read More

What Affects the Cost of Dump Truck Insurance?

Jul 23, 2021

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance … Read More

how much does it cost to tow a car

How Much Does It Cost to Tow a Car if I Call a Tow Truck Company?

Jul 23, 2021

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to to do. Your first question might be how much it will cost to repair … Read More

hurricane damage

Hurricane Season Is Here, Make Sure Your Property Is Protected

Jul 20, 2021

When hurricane season comes around every year, you’re bound to hear some intense local stories of flash flooding and thunderstorms. Therefore, now is the right time to make sure your home is protected from hurricanes. While … Read More

The Rise in Construction Material Costs Can Impact Your Insurance Claims

Jul 20, 2021

The increasing prices of construction materials have become a threat to many policyholders. Even though soaring prices are well-documented, it is essential to watch out for the trend and its possible implications. As per the Associated Builders … Read More

Generally home insurance covers falling trees.

With Hurricane Season Starting, Now Is the Time to Take Down Your Dead Trees

Jul 15, 2021

Now that hurricane season here, it is time to take down those dead trees surrounding your home. Waiting to address this issue may cause you a lot of money in property damages due to strong winds … Read More

smart gadgets

Smart Gadgets You Need for Your Home

Jul 15, 2021

Modern-day homeowners prefer to maintain a state-of-the-art household with the latest smart gadgets and appliances. Thanks to the Internet of Things (IoT), you can now connect your appliances and gadgets with your smartphone for remote access. … Read More

It's important to have the right insurance for your rental home.

If You’re a Property Investor, You Need These Types of Insurance

Jul 8, 2021

Many property investors often ask what types of insurance they need to safeguard their properties. If you’re a property investor who wishes to protect themselves from the many risks involved in renting, then keep reading.

rental properties

Why You Need Rental Property Insurance if You’re a Landlord

Jul 8, 2021

Protecting yourself financially must be your first priority if you’re a property owner or a landlord. We say this because incidents causing financial loss to you or your property are very common. According to a survey, … Read More

Does My Home Insurance Cover If Someone Hits My Mailbox?

Jul 3, 2021

There are a variety of ways that someone may hit your mailbox. There could have been a group of kids that toppled it over for fun or a driver that wasn’t paying the best attention to … Read More

If the water damage was caused by something gradual and ongoing, it will most likely not be covered.

Does Your Home Insurance Cover Water Damage?

Jul 1, 2021

Regardless of the cause of the water damage in your home, it can cost you a significant amount of money. Though there can be numerous reasons of water damage, pipe burst, severe weather, and floods are … Read More

trampoline safety

Getting a Pool or Trampoline May Lead to Higher Homeowner’s Insurance Costs

Jul 1, 2021

When was the last time you reviewed your homeowner’s insurance policy? If you haven’t for quite a while, now would be a good time to do it and find out whether your house has decreased or … Read More

truck driver

7 Things All Trucking Businesses Need to Know

Jun 24, 2021

1. You must understand that insurance premiums are high. For many people starting their own trucking business, they make the decision to go into business for themselves because they hear from friends that trucking is profitable. … Read More

hail storm

Is My House Protected from Hail?

Jun 22, 2021

Living in areas that frequently experience hurricanes, tornadoes, and storms increases the odds of property damage. While standard insurance policy offers coverage for hail, you need “windstorm insurance” if your area is prone to frequent hail … Read More

house for rent

How to Put Your Property up for Rent in Atlanta

Jun 22, 2021

Most people consider Atlanta the main hub of the South because of its scenic and strategic location. The bustling city has rising numbers of workers and tourists, making it an attractive haven for many realtors and … Read More

Is your home really safe with insurance?

Apr 26, 2021

Is your homeowners’ policy covering everything you need it to? Maybe, maybe not. Now’s the time to check on these five areas.

Planning the First Corporate Event after COVID-19? Special Event Insurance Protects Your Business and Your Guests

Apr 19, 2021

Make sure everybody has an awesome time at the company picnic this year when you add Special Event Insurance to your budget.

commercial auto insurance

Switch to Commercial Auto Insurance for Your Home Business

Apr 11, 2021

Is your personal car serving double duty as a delivery vehicle or messenger service? Learn when it is time to add a commercial auto policy to your business insurance portfolio.

A home security system could help you save money on home insurance.

Top 5 Security Upgrades Recommended by Home Insurance Professionals

Apr 3, 2021

How do you make your home less appealing to burglars? Learn what the insurance professionals recommend to lower crime rates by adding security upgrades to your home.

at fault insurance coverage car wreck

Assigning Blame: Car Insurance Coverage if the Accident is Your Fault

Mar 22, 2021

Nobody is perfect. That is certainly the case when it comes to driving on the open road. If you are involved in a motor vehicle accident, the first thing you need to do is call 911. … Read More

home insurance quotes

Home Insurance: Is it Required by Law?

Mar 15, 2021

A home is one of the most valuable purchases that you are ever going to make. In addition to being a location where you are going to make a bunch of memories, it is also a … Read More

value increase for home, get new insurance quotes

Home Insurance: What if Your Home Goes Up in Value?

Mar 7, 2021

Your home is one of the most valuable investments you will ever make. Of course, you are going to make a lot of great memories in your home. At the same time, you probably expect the … Read More

Buying the Right Amount of Insurance for High-Value Homes

Buying the Right Amount of Insurance for High-Value Homes

Feb 24, 2021

Homeowners of all kinds struggle to find the right balance of insurance protection for their needs. Owners have high-value homes have unique insurance needs that must be met as part of an effective risk-management strategy. These tips will help.