InsuranceHub Blog

Read more content from our team of insurance experts

  • All
  • Auto Insurance
  • Business Insurance
  • Home Insurance
  • Insurance
  • Insurance Tips
  • Transportation
cars in a flood

Sep 16 2021

Auto Insurance

What to Do if Your Car Is in a Flood

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the ... Read More

Sep 15 2021

Home Insurance

Can My Credit Score Affect My Homeowners Insurance Rate?

The companies that make a profit from your “history with money” will dig up your credit score one way or another. If your ratings in particular areas are good, you get plenty of benefits. However, if ... Read More

Sep 9 2021

Insurance

How Much Does Renters Insurance Cost?

You might not have considered renters insurance as a needed expense, but it does hold functional significance. It helps protect you financially if something happened to your personal belongings. That means the policy covers you if ... Read More

Sep 8 2021

Insurance

Whole Life Insurance FAQs

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder. If you’re considering this, read this in-depth guide to ... Read More

Sep 1 2021

Home Insurance

Will My Homeowners Insurance Cover Termite Damage?

Pesky bugs or insects can cause severe property damage. This may sound surprising, but termites cause $5 billion in property damage each year. This is according to the latest survey by the National Pest Management Association. ... Read More

Sep 1 2021

Auto Insurance

How Much Will It Cost to Insure My RV?

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. ... Read More

Aug 25 2021

Home Insurance

What to Do if Your Insurer Won’t Renew Your Homeowners Policy

Over the past few months there’s been an increase in homeowners policies not being renewed. This is because many insurance companies have steered clear of high risk areas. While many Californians struggle to find the right ... Read More

Aug 25 2021

Home Insurance

6 Tips to Lower Your Homeowners Insurance Rates

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age ... Read More
Interstate vs intrastate trucking

Aug 19 2021

Business Insurance

The Difference Between Interstate and Intrastate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More

Aug 18 2021

Auto Insurance

Does Insurance Cover Vandalism to My Car?

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills ... Read More

Aug 17 2021

Insurance

Top 5 Common Insurance Mistakes

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability ... Read More

Aug 11 2021

Insurance

17% of Parents Have Purchased Life Insurance Since the Pandemic

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their ... Read More

Aug 10 2021

Business Insurance

The Types of Insurance You Need for Your Small Business

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time ... Read More

Aug 5 2021

Auto Insurance

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. ... Read More

Aug 4 2021

Insurance

Things to Know If Involved in a Boating Accident

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough ... Read More
computer fire

Aug 3 2021

Home Insurance

How to Prevent Your Desktop or Laptop Fire From Burning Down Your House

Who would think that a laptop could catch fire? The statistics are pretty surprising. In 2007-2011, there were an estimated 730 reported U.S. home structure fires involving office equipment per year, resulting in: 11 civilian deaths ... Read More

Aug 2 2021

Business Insurance

Does My Tow Truck Business Need Garage Keepers Insurance?

If you run a towing business, you face an abundance of risk everyday. Since every tow truck business is different, they all need a unique insurance plan that’s customized for their specific needs. One type of ... Read More
It's important to protect your shop with retail store insurance.

Aug 2 2021

Business Insurance

What Insurance Do I Need for a Retail Store?

Your creative prowess has finally bloomed into a full-blown business venture with a store location to match! While this is definitely an exciting new chapter in your life, there are many other responsibilities associated with your ... Read More

Aug 2 2021

Home Insurance

What Does a Typical Homeowners Insurance Policy Cover?

Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects ... Read More
tow truck hauling a car

Jul 30 2021

Business Insurance

How to Start Your Own Tow Truck Business

You’ve made up your mind – you want to start a tow truck business. Congratulations! There’s definitely freedom in being your own boss and knowing that you built something is very satisfying. Now, towing is not ... Read More
restaurant safety training

Jul 30 2021

Business Insurance

20 famous quotes to improve your restaurant’s customer service

Restaurant insurance can help cover you from various things like damage, liability, and worker’s comp , but it can’t protect you from bad customer service complaints. According to recent studies, 80% of all restaurants will close ... Read More

Jul 29 2021

Insurance

Should I Get Life Insurance for My Child?

You’ve surely heard of life insurance coverage for adults. But have you also heard of life insurance for children? Unfortunately, children are just as susceptible to medical emergencies and fatal accidents. In this case, a life ... Read More
Consider your car insurance this National Insurance Awareness Day.

Jul 29 2021

Auto Insurance

What Do I Do if I Can’t Get Car Insurance?

Getting auto insurance is perhaps easier said than done. You might be trying to get car insurance but you keep running into speed bumps along the way. So, after all the dead ends, this is the ... Read More
Call your insurance company to tell them about the car accident.

Jul 28 2021

Auto Insurance

Will My Insurance Cover the Damages to My Car if I’m in an Accident?

We are in the middle of the ideal season for road trips with friends and family. But unfortunately, this is also the time when road accidents occur at an alarmingly increasing rate. Millions of car crashes ... Read More
call your insurance agent to see if you can get insurance discounts

Jul 26 2021

Home Insurance

15 Common Homeowner’s Insurance Discounts to Ask Your Agent About

Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put ... Read More

Jul 23 2021

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More
Things tow truck drivers want their clients to know.

Jul 23 2021

Auto Insurance

How much does it cost to tow a car if I call a tow truck company?

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to to do. Your first question might be how much it will cost to repair ... Read More
hurricane damage

Jul 20 2021

Home Insurance

Hurricane Season Is Here, Make Sure Your Property Is Protected

When hurricane season comes around every year, you’re bound to hear some intense local stories of flash flooding and thunderstorms. Therefore, now is the right time to make sure your home is protected from hurricanes. While ... Read More

Jul 20 2021

Home Insurance

The Rise in Construction Material Costs Can Impact Your Insurance Claims

The increasing prices of construction materials have become a threat to many policyholders. Even though soaring prices are well-documented, it is essential to watch out for the trend and its possible implications. As per the Associated Builders ... Read More
Generally home insurance covers falling trees.

Jul 15 2021

Home Insurance

With Hurricane Season Starting, Now Is the Time to Take Down Your Dead Trees

Now that hurricane season here, it is time to take down those dead trees surrounding your home. Waiting to address this issue may cause you a lot of money in property damages due to strong winds ... Read More
smart gadgets

Jul 15 2021

Home Insurance

Smart Gadgets You Need for Your Home

Modern-day homeowners prefer to maintain a state-of-the-art household with the latest smart gadgets and appliances. Thanks to the Internet of Things (IoT), you can now connect your appliances and gadgets with your smartphone for remote access. ... Read More
It's important to have the right insurance for your rental home.

Jul 8 2021

Insurance

If You’re a Property Investor, You Need These Types of Insurance

Many property investors often ask what types of insurance they need to safeguard their properties. If you’re a property investor who wishes to protect themselves from the many risks involved in renting, then keep reading.
rental properties

Jul 8 2021

Insurance

Why You Need Rental Property Insurance if You’re a Landlord

Protecting yourself financially must be your first priority if you’re a property owner or a landlord. We say this because incidents causing financial loss to you or your property are very common. According to a survey, ... Read More

Jul 3 2021

Home Insurance

Does My Home Insurance Cover If Someone Hits My Mailbox?

There are a variety of ways that someone may hit your mailbox. There could have been a group of kids that toppled it over for fun or a driver that wasn’t paying the best attention to ... Read More
If the water damage was caused by something gradual and ongoing, it will most likely not be covered.

Jul 1 2021

Home Insurance

Does Your Home Insurance Cover Water Damage?

Regardless of the cause of the water damage in your home, it can cost you a significant amount of money. Though there can be numerous reasons of water damage, pipe burst, severe weather, and floods are ... Read More
trampoline safety

Jul 1 2021

Home Insurance

Getting a Pool or Trampoline May Lead to Higher Homeowner’s Insurance Costs

When was the last time you reviewed your homeowner’s insurance policy? If you haven’t for quite a while, now would be a good time to do it and find out whether your house has decreased or ... Read More
truck driver

Jun 24 2021

Insurance Tips

7 Things All Trucking Businesses Need to Know

1. You must understand that insurance premiums are high. For many people starting their own trucking business, they make the decision to go into business for themselves because they hear from friends that trucking is profitable. ... Read More
hail storm

Jun 22 2021

Home Insurance

Is My House Protected from Hail?

Living in areas that frequently experience hurricanes, tornadoes, and storms increases the odds of property damage. While standard insurance policy offers coverage for hail, you need “windstorm insurance” if your area is prone to frequent hail ... Read More
house for rent

Jun 22 2021

Home Insurance

How to Put Your Property up for Rent in Atlanta

Most people consider Atlanta the main hub of the South because of its scenic and strategic location. The bustling city has rising numbers of workers and tourists, making it an attractive haven for many realtors and ... Read More

Apr 26 2021

Home Insurance

Is your home really safe with insurance?

Is your homeowners' policy covering everything you need it to? Maybe, maybe not. Now's the time to check on these five areas.

Apr 19 2021

Business Insurance

Planning the First Corporate Event after COVID-19? Special Event Insurance Protects Your Business and Your Guests

Make sure everybody has an awesome time at the company picnic this year when you add Special Event Insurance to your budget.
commercial auto insurance

Apr 11 2021

Business Insurance

Switch to Commercial Auto Insurance for Your Home Business

Is your personal car serving double duty as a delivery vehicle or messenger service? Learn when it is time to add a commercial auto policy to your business insurance portfolio.
A home security system could help you save money on home insurance.

Apr 3 2021

Home Insurance

Top 5 Security Upgrades Recommended by Home Insurance Professionals

How do you make your home less appealing to burglars? Learn what the insurance professionals recommend to lower crime rates by adding security upgrades to your home.
at fault insurance coverage car wreck

Mar 22 2021

Auto Insurance

Assigning Blame: Car Insurance Coverage if the Accident is Your Fault

Nobody is perfect. That is certainly the case when it comes to driving on the open road. If you are involved in a motor vehicle accident, the first thing you need to do is call 911. ... Read More
home insurance quotes

Mar 15 2021

Home Insurance

Home Insurance: Is it Required by Law?

A home is one of the most valuable purchases that you are ever going to make. In addition to being a location where you are going to make a bunch of memories, it is also a ... Read More
value increase for home, get new insurance quotes

Mar 7 2021

Home Insurance

Home Insurance: What if Your Home Goes Up in Value?

Your home is one of the most valuable investments you will ever make. Of course, you are going to make a lot of great memories in your home. At the same time, you probably expect the ... Read More
Buying the Right Amount of Insurance for High-Value Homes

Feb 24 2021

Home Insurance

Buying the Right Amount of Insurance for High-Value Homes

Homeowners of all kinds struggle to find the right balance of insurance protection for their needs. Owners have high-value homes have unique insurance needs that must be met as part of an effective risk-management strategy. These tips will help.
Tax Benefits of Registering an Exotic Car in Montana

Feb 17 2021

Auto Insurance

Tax Benefits of Registering an Exotic Car in Montana

Exotic cars are unique, high-value vehicles that few people own. To save money on sales tax, many exotic car owners register them in Montana. These vehicles also require a customized insurance policy.
Transportation Company Insurance - So Much More than Trucking Insurance

Feb 10 2021

Transportation

Transportation Company Insurance – So Much More than Trucking Insurance

Transportation companies need more than trucking insurance. It takes a robust risk management plan to deliver effective tranporation company insurance for businesses in today's competitive trucking world.
Homeowners Insurance Does Not Protect Your Home-Based Business

Feb 3 2021

Business Insurance

Homeowners Insurance Does Not Protect Your Home-Based Business

Have you recently started operating a business from home? Don't forget to protect your assets by setting up a home-based business insurance.

Planning the First Corporate Event after COVID-19? Special Event Insurance Protects Your Business and Your Guests

Apr 19, 2021

Make sure everybody has an awesome time at the company picnic this year when you add Special Event Insurance to your budget.

commercial auto insurance

Switch to Commercial Auto Insurance for Your Home Business

Apr 11, 2021

Is your personal car serving double duty as a delivery vehicle or messenger service? Learn when it is time to add a commercial auto policy to your business insurance portfolio.

A home security system could help you save money on home insurance.

Top 5 Security Upgrades Recommended by Home Insurance Professionals

Apr 3, 2021

How do you make your home less appealing to burglars? Learn what the insurance professionals recommend to lower crime rates by adding security upgrades to your home.

at fault insurance coverage car wreck

Assigning Blame: Car Insurance Coverage if the Accident is Your Fault

Mar 22, 2021

Nobody is perfect. That is certainly the case when it comes to driving on the open road. If you are involved in a motor vehicle accident, the first thing you need to do is call 911. … Read More

home insurance quotes

Home Insurance: Is it Required by Law?

Mar 15, 2021

A home is one of the most valuable purchases that you are ever going to make. In addition to being a location where you are going to make a bunch of memories, it is also a … Read More

value increase for home, get new insurance quotes

Home Insurance: What if Your Home Goes Up in Value?

Mar 7, 2021

Your home is one of the most valuable investments you will ever make. Of course, you are going to make a lot of great memories in your home. At the same time, you probably expect the … Read More

Buying the Right Amount of Insurance for High-Value Homes

Buying the Right Amount of Insurance for High-Value Homes

Feb 24, 2021

Homeowners of all kinds struggle to find the right balance of insurance protection for their needs. Owners have high-value homes have unique insurance needs that must be met as part of an effective risk-management strategy. These tips will help.

Tax Benefits of Registering an Exotic Car in Montana

Tax Benefits of Registering an Exotic Car in Montana

Feb 17, 2021

Exotic cars are unique, high-value vehicles that few people own. To save money on sales tax, many exotic car owners register them in Montana. These vehicles also require a customized insurance policy.

Transportation Company Insurance - So Much More than Trucking Insurance

Transportation Company Insurance – So Much More than Trucking Insurance

Feb 10, 2021

Transportation companies need more than trucking insurance. It takes a robust risk management plan to deliver effective tranporation company insurance for businesses in today’s competitive trucking world.

Homeowners Insurance Does Not Protect Your Home-Based Business

Homeowners Insurance Does Not Protect Your Home-Based Business

Feb 3, 2021

Have you recently started operating a business from home? Don’t forget to protect your assets by setting up a home-based business insurance.

tow truck business success 2021

8 Habits of Successful Towing Businesses in 2021

Jan 25, 2021

Business success is something we all seek to achieve in the coming year. There are some moves you can make within your organization that will do more to generate success in the future than many others. If … Read More

cyber liability insurance

Cyber Liability Risks for Work-from-Home Employees

Jan 18, 2021

Employees are already the weakest link when they’re in the office; the vast majority of cybersecurity breaches occur due to the mistakes or negligence of employees. So, what happens when they’re working from home? Working from home can increase … Read More

insuring high value cars

How to Properly Insure Your High-Value Car

Jan 11, 2021

Congratulations! You just rewarded yourself with the purchase or lease of a gorgeous car with a price tag over the $100,000 mark. Of course, you got car insurance, as required by your state, but if you opted … Read More

It's important to protect your identity when you're shopping online on Cyber Monday.

The insurance risks of employees working from home

Jan 4, 2021

Business owners had to scramble to adapt to a new reality in the early days of the pandemic that included having most employees work from home. Due to the sudden nature of the changes, work from … Read More

new home buying guide

What To Do After Purchasing a New Home: A New Home Purchase Guide

Dec 22, 2020

If you have recently purchased a home, you are properly tired of signing papers; however, make sure your home is ready to be lived in.

insurance claims mistakes

5 Common Mistakes People Make on Homeowner’s Insurance Claims

Dec 22, 2020

Are you making these common home insurance claim mistakes? Learn how to protect your home and finances when you have a claim.

show insurance after credit score increase

Did your credit score increase? It’s time to shop insurance rates

Dec 10, 2020

You did it — you finally paid off a credit card or made some serious strides with your finances. After this work has been accomplished, you may be awarded with a credit score increase. While this … Read More

Employees taking time off

Why it’s important for your employees to take time off

Dec 8, 2020

Let’s face it: your employees are human beings, not robots. They need time to rest and relax, which means that they need a break from time to time. Maybe you offer time off to your employees, … Read More

vacation home insurance

Vacation Home Insurance 101: What It Is and Why You Need It

Dec 7, 2020

Buying a vacation home is the dream of many, but there’s a lot to consider before signing a contract, and vacation property insurance is a primary one. Because you won’t be in the home full-time, having … Read More

Thanksgiving 2020

Considerations for traveling during Thanksgiving 2020

Nov 10, 2020

Thanksgiving, of course, is a time that most people want to spend with friends and family. Maybe you have a tradition of gathering at someone’s house with your extended family. However, a lot of people travel … Read More

Halloween 2020

5 considerations for Halloween 2020

Oct 27, 2020

With COVID-19 still a major threat and cause for concern, you might be wondering about Halloween this year. The CDC presents several examples of alternative Halloween activities so you don’t have to partake in traditional trick-or-treating, … Read More

Business success

10 habits for business success

Oct 22, 2020

If you are in charge of a business, you know that it’s not an easy task. It’s not easy to be the boss, and success in business can feel like something daunting. There are, however, a … Read More

Being a business leader

Tips if you’re new to being a leader at your business

Oct 19, 2020

Being the leader of a business can be tough, especially when you’re fairly new to it. There are going to be times that are tough and there are going to be some struggles. You have to … Read More

Delegate to employees

How to delegate at your small business

Oct 15, 2020

One part of being the leader of a business that can be particularly challenging is delegating. However, it’s really beneficial for both your employees and for you. You get help tackling your to-do list and your … Read More

Halloween 2020 (a)

Tips for having a safe Halloween 2020

Oct 12, 2020

Halloween is a fun holiday that’s meant to be joyous and lighthearted. But with the coronavirus looming, you might be a bit at a loss of how to keep the fun and magic in the day … Read More

Severity weight

How does a violation’s severity weight get calculated?

Oct 8, 2020

The trucking world can be complicated, particularly when it comes to violations and what they mean. There are a lot of terms that come up, and that can be frustrating. So, we’ll take the opportunity to … Read More

Home insurance situation

5 times your home insurance situation could improve

Oct 5, 2020

If you’re a homeowner, you know you need to have the right coverage to protect your home. It’s a big investment, after all, but that doesn’t mean you want to clean out your piggy bank paying … Read More

Controlled Substances/Alcohol BASIC

What is the Controlled Substances/Alcohol BASIC?

Oct 1, 2020

There are a lot of regulations that truck drivers and motor carriers need to know about. There are these things called the BASICs, and there’s one category in particular called the Controlled Substances/Alcohol BASIC that you … Read More

In-person school 1

Deciding about in-person school for your kids

Sep 28, 2020

The coronavirus pandemic has led to a lot of difficult decisions for families as they navigate the new reality we’re all facing. One difficult choice parents are having to face is whether to send the kids … Read More

How to be a good boss (1)

How to be a great boss at your business

Sep 24, 2020

There are a lot of responsibilities that come with being a boss or being a manager. It’s a big deal. You’re the one who supports your team and you’re the one in charge. But you want … Read More

CDL test

7 things to know about the CDL test

Sep 21, 2020

If you’re preparing to take the CDL test, there are a few things you should know. The CDL test is a big deal because driving a CMV and being a CDL-holder means you’re being held to … Read More

Giving feedback

8 tips for giving feedback at your business

Sep 17, 2020

If you are the manager of a business, you’re going to be in a position where you have to give feedback to your employees. It’s important that your team members can both take feedback and give … Read More

Teens and car insurance

What should teens know about car insurance?

Sep 14, 2020

There’s a really exhilarating feeling that comes along with getting a driver’s license and starting your career as a driver. However, there is something that doesn’t sound like as much fun as driving, and that’s car … Read More

Employee burnout

6 tips to help prevent employee burnout

Sep 10, 2020

If you are the manager or leader of a business, it’s important to have a great team of people to work with. But it’s also essential to provide them with a positive, happy work environment. That … Read More

Trucking biennial update

4 FAQs about the biennial update of truck business info

Sep 3, 2020

If you have a trucking business, you know that the FMCSA and the DOT are important. Those are the major agencies trucking businesses have to contend with. Now, there’s something called the biennial update. You might … Read More

Virtual training

How to effectively transition to virtual training

Aug 27, 2020

Employee training is a critical function for successful companies. As a result of the COVID-19 pandemic, many employers are now faced with the question of how to properly train their employees while also keeping them safe. … Read More

Landlord insurance quotes

Why do landlord insurance quotes take so long?

Aug 20, 2020

If you are a landlord, business owner, or property investor, you’re probably familiar with having to deal with your commercial insurance. While it can be a nuisance to deal with (and, let’s be honest, it’s probably … Read More

Parent-teen driving contract

How to create a parent-teen driving contract

Aug 13, 2020

Having a teen driver can be extremely stressful on a parent. To the teen the words “driver’s license” sound like freedom, while to the parent they sound like a disaster waiting to happen. Understandably you’re worried, … Read More

ISS

What is the trucking ISS?

Aug 6, 2020

The trucking world is full of numbers and ratings and safety information that you as a motor carrier need to know about. It can be quite the job to keep it all straight and to understand … Read More

How to get a CDL

How to get a CDL

Jul 30, 2020

If you’re planning on getting your CDL, congratulations! That’s great. Trucking is a great industry to be involved in. The process to get a CDL involves a lot of study and practice. So, you might be … Read More