InsuranceHub Blog

Read more content from our team of insurance experts

  • All
  • Auto Insurance
  • Business Insurance
  • Home Insurance
  • Insurance
  • Insurance Tips
  • Transportation
Call your insurance company to tell them about the car accident.

Jul 28 2021

Auto Insurance

Will My Insurance Cover the Damages to My Car if I’m in an Accident?

We are in the middle of the ideal season for road trips with friends and family. But unfortunately, this is also the time when road accidents occur at an alarmingly increasing rate. Millions of car crashes ... Read More
call your insurance agent to see if you can get insurance discounts

Jul 26 2021

Home Insurance

15 Common Homeowner’s Insurance Discounts to Ask Your Agent About

Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put ... Read More

Jul 23 2021

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More
Interstate vs intrastate trucking

Jul 23 2021

Business Insurance

The difference between interstate commerce and intrastate commerce

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More
Things tow truck drivers want their clients to know.

Jul 23 2021

Auto Insurance

How much does it cost to tow a car if I call a tow truck company?

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to to do. Your first question might be how much it will cost to repair ... Read More
hurricane damage

Jul 20 2021

Home Insurance

Hurricane Season Is Here, Make Sure Your Property Is Protected

When hurricane season comes around every year, you’re bound to hear some intense local stories of flash flooding and thunderstorms. Therefore, now is the right time to make sure your home is protected from hurricanes. While ... Read More

Jul 20 2021

Home Insurance

The Rise in Construction Material Costs Can Impact Your Insurance Claims

The increasing prices of construction materials have become a threat to many policyholders. Even though soaring prices are well-documented, it is essential to watch out for the trend and its possible implications. As per the Associated Builders ... Read More
Generally home insurance covers falling trees.

Jul 15 2021

Home Insurance

With Hurricane Season Starting, Now Is the Time to Take Down Your Dead Trees

Now that hurricane season here, it is time to take down those dead trees surrounding your home. Waiting to address this issue may cause you a lot of money in property damages due to strong winds ... Read More
smart gadgets

Jul 15 2021

Home Insurance

Smart Gadgets You Need for Your Home

Modern-day homeowners prefer to maintain a state-of-the-art household with the latest smart gadgets and appliances. Thanks to the Internet of Things (IoT), you can now connect your appliances and gadgets with your smartphone for remote access. ... Read More
It's important to have the right insurance for your rental home.

Jul 8 2021


If You’re a Property Investor, You Need These Types of Insurance

Many property investors often ask what types of insurance they need to safeguard their properties. If you’re a property investor who wishes to protect themselves from the many risks involved in renting, then keep reading.
rental properties

Jul 8 2021


Why You Need Rental Property Insurance if You’re a Landlord

Protecting yourself financially must be your first priority if you’re a property owner or a landlord. We say this because incidents causing financial loss to you or your property are very common. According to a survey, ... Read More
If the water damage was caused by something gradual and ongoing, it will most likely not be covered.

Jul 1 2021

Home Insurance

Does Your Home Insurance Cover Water Damage?

Regardless of the cause of the water damage in your home, it can cost you a significant amount of money. Though there can be numerous reasons of water damage, pipe burst, severe weather, and floods are ... Read More
trampoline safety

Jul 1 2021

Home Insurance

Getting a Pool or Trampoline May Lead to Higher Homeowner’s Insurance Costs

When was the last time you reviewed your homeowner’s insurance policy? If you haven’t for quite a while, now would be a good time to do it and find out whether your house has decreased or ... Read More
truck driver

Jun 24 2021

Insurance Tips

7 Things All Trucking Businesses Need to Know

1. You must understand that insurance premiums are high. For many people starting their own trucking business, they make the decision to go into business for themselves because they hear from friends that trucking is profitable. ... Read More
hail storm

Jun 22 2021

Home Insurance

Is My House Protected from Hail?

Living in areas that frequently experience hurricanes, tornadoes, and storms increases the odds of property damage. While standard insurance policy offers coverage for hail, you need “windstorm insurance” if your area is prone to frequent hail ... Read More
house for rent

Jun 22 2021

Home Insurance

How to Put Your Property up for Rent in Atlanta

Most people consider Atlanta the main hub of the South because of its scenic and strategic location. The bustling city has rising numbers of workers and tourists, making it an attractive haven for many realtors and ... Read More

Apr 26 2021

Home Insurance

Is your home really safe with insurance?

Is your homeowners' policy covering everything you need it to? Maybe, maybe not. Now's the time to check on these five areas.

Apr 19 2021

Business Insurance

Planning the First Corporate Event after COVID-19? Special Event Insurance Protects Your Business and Your Guests

Make sure everybody has an awesome time at the company picnic this year when you add Special Event Insurance to your budget.
commercial auto insurance

Apr 11 2021

Business Insurance

Switch to Commercial Auto Insurance for Your Home Business

Is your personal car serving double duty as a delivery vehicle or messenger service? Learn when it is time to add a commercial auto policy to your business insurance portfolio.
A home security system could help you save money on home insurance.

Apr 3 2021

Home Insurance

Top 5 Security Upgrades Recommended by Home Insurance Professionals

How do you make your home less appealing to burglars? Learn what the insurance professionals recommend to lower crime rates by adding security upgrades to your home.
at fault insurance coverage car wreck

Mar 22 2021

Auto Insurance

Assigning Blame: Car Insurance Coverage if the Accident is Your Fault

Nobody is perfect. That is certainly the case when it comes to driving on the open road. If you are involved in a motor vehicle accident, the first thing you need to do is call 911. ... Read More
home insurance quotes

Mar 15 2021

Home Insurance

Home Insurance: Is it Required by Law?

A home is one of the most valuable purchases that you are ever going to make. In addition to being a location where you are going to make a bunch of memories, it is also a ... Read More
value increase for home, get new insurance quotes

Mar 7 2021

Home Insurance

Home Insurance: What if Your Home Goes Up in Value?

Your home is one of the most valuable investments you will ever make. Of course, you are going to make a lot of great memories in your home. At the same time, you probably expect the ... Read More
Buying the Right Amount of Insurance for High-Value Homes

Feb 24 2021

Home Insurance

Buying the Right Amount of Insurance for High-Value Homes

Homeowners of all kinds struggle to find the right balance of insurance protection for their needs. Owners have high-value homes have unique insurance needs that must be met as part of an effective risk-management strategy. These tips will help.
Tax Benefits of Registering an Exotic Car in Montana

Feb 17 2021

Auto Insurance

Tax Benefits of Registering an Exotic Car in Montana

Exotic cars are unique, high-value vehicles that few people own. To save money on sales tax, many exotic car owners register them in Montana. These vehicles also require a customized insurance policy.
Transportation Company Insurance - So Much More than Trucking Insurance

Feb 10 2021


Transportation Company Insurance – So Much More than Trucking Insurance

Transportation companies need more than trucking insurance. It takes a robust risk management plan to deliver effective tranporation company insurance for businesses in today's competitive trucking world.
Homeowners Insurance Does Not Protect Your Home-Based Business

Feb 3 2021

Business Insurance

Homeowners Insurance Does Not Protect Your Home-Based Business

Have you recently started operating a business from home? Don't forget to protect your assets by setting up a home-based business insurance.
tow truck business success 2021

Jan 25 2021

Business Insurance

8 Habits of Successful Towing Businesses in 2021

Business success is something we all seek to achieve in the coming year. There are some moves you can make within your organization that will do more to generate success in the future than many others. If ... Read More
cyber liability insurance

Jan 18 2021

Business Insurance

Cyber Liability Risks for Work-from-Home Employees

Employees are already the weakest link when they’re in the office; the vast majority of cybersecurity breaches occur due to the mistakes or negligence of employees. So, what happens when they’re working from home? Working from home can increase ... Read More
insuring high value cars

Jan 11 2021

Auto Insurance

How to Properly Insure Your High-Value Car

Congratulations! You just rewarded yourself with the purchase or lease of a gorgeous car with a price tag over the $100,000 mark. Of course, you got car insurance, as required by your state, but if you opted ... Read More
It's important to protect your identity when you're shopping online on Cyber Monday.

Jan 4 2021

Business Insurance

The insurance risks of employees working from home

Business owners had to scramble to adapt to a new reality in the early days of the pandemic that included having most employees work from home. Due to the sudden nature of the changes, work from ... Read More
new home buying guide

Dec 22 2020

Home Insurance

What To Do After Purchasing a New Home: A New Home Purchase Guide

If you have recently purchased a home, you are properly tired of signing papers; however, make sure your home is ready to be lived in.
insurance claims mistakes

Dec 22 2020

Home Insurance

5 Common Mistakes People Make on Homeowner’s Insurance Claims

Are you making these common home insurance claim mistakes? Learn how to protect your home and finances when you have a claim.
show insurance after credit score increase

Dec 10 2020

Auto Insurance

Did your credit score increase? It’s time to shop insurance rates

You did it — you finally paid off a credit card or made some serious strides with your finances. After this work has been accomplished, you may be awarded with a credit score increase. While this ... Read More
Employees taking time off

Dec 8 2020

Business Insurance

Why it’s important for your employees to take time off

Let’s face it: your employees are human beings, not robots. They need time to rest and relax, which means that they need a break from time to time. Maybe you offer time off to your employees, ... Read More
vacation home insurance

Dec 7 2020

Home Insurance

Vacation Home Insurance 101: What It Is and Why You Need It

Buying a vacation home is the dream of many, but there’s a lot to consider before signing a contract, and vacation property insurance is a primary one. Because you won’t be in the home full-time, having ... Read More
Thanksgiving 2020

Nov 10 2020

Home Insurance

Considerations for traveling during Thanksgiving 2020

Thanksgiving, of course, is a time that most people want to spend with friends and family. Maybe you have a tradition of gathering at someone’s house with your extended family. However, a lot of people travel ... Read More
Halloween 2020

Oct 27 2020

Home Insurance

5 considerations for Halloween 2020

With COVID-19 still a major threat and cause for concern, you might be wondering about Halloween this year. The CDC presents several examples of alternative Halloween activities so you don’t have to partake in traditional trick-or-treating, ... Read More
Business success

Oct 22 2020

Business Insurance

10 habits for business success

If you are in charge of a business, you know that it’s not an easy task. It’s not easy to be the boss, and success in business can feel like something daunting. There are, however, a ... Read More
Being a business leader

Oct 19 2020

Business Insurance

Tips if you’re new to being a leader at your business

Being the leader of a business can be tough, especially when you’re fairly new to it. There are going to be times that are tough and there are going to be some struggles. You have to ... Read More
Delegate to employees

Oct 15 2020

Business Insurance

How to delegate at your small business

One part of being the leader of a business that can be particularly challenging is delegating. However, it’s really beneficial for both your employees and for you. You get help tackling your to-do list and your ... Read More
Halloween 2020 (a)

Oct 12 2020

Home Insurance

Tips for having a safe Halloween 2020

Halloween is a fun holiday that’s meant to be joyous and lighthearted. But with the coronavirus looming, you might be a bit at a loss of how to keep the fun and magic in the day ... Read More
Severity weight

Oct 8 2020

Business Insurance

How does a violation’s severity weight get calculated?

The trucking world can be complicated, particularly when it comes to violations and what they mean. There are a lot of terms that come up, and that can be frustrating. So, we’ll take the opportunity to ... Read More
Home insurance situation

Oct 5 2020

Home Insurance

5 times your home insurance situation could improve

If you’re a homeowner, you know you need to have the right coverage to protect your home. It’s a big investment, after all, but that doesn’t mean you want to clean out your piggy bank paying ... Read More
Controlled Substances/Alcohol BASIC

Oct 1 2020

Business Insurance

What is the Controlled Substances/Alcohol BASIC?

There are a lot of regulations that truck drivers and motor carriers need to know about. There are these things called the BASICs, and there’s one category in particular called the Controlled Substances/Alcohol BASIC that you ... Read More
In-person school 1

Sep 28 2020

Home Insurance

Deciding about in-person school for your kids

The coronavirus pandemic has led to a lot of difficult decisions for families as they navigate the new reality we’re all facing. One difficult choice parents are having to face is whether to send the kids ... Read More
How to be a good boss (1)

Sep 24 2020

Business Insurance

How to be a great boss at your business

There are a lot of responsibilities that come with being a boss or being a manager. It’s a big deal. You’re the one who supports your team and you’re the one in charge. But you want ... Read More
CDL test

Sep 21 2020

Business Insurance

7 things to know about the CDL test

If you’re preparing to take the CDL test, there are a few things you should know. The CDL test is a big deal because driving a CMV and being a CDL-holder means you’re being held to ... Read More
Giving feedback

Sep 17 2020

Business Insurance

8 tips for giving feedback at your business

If you are the manager of a business, you’re going to be in a position where you have to give feedback to your employees. It’s important that your team members can both take feedback and give ... Read More
Teens and car insurance

Sep 14 2020

Auto Insurance

What should teens know about car insurance?

There’s a really exhilarating feeling that comes along with getting a driver’s license and starting your career as a driver. However, there is something that doesn’t sound like as much fun as driving, and that’s car ... Read More
Business budget

10 tips for your business budget

Jul 17, 2019

If you’ve got a business, you know that money is kind of important. You need money to keep the lights on and the doors open, right? So, your business budget is kind of a big deal. … Read More

Bodily injury liability insurance is very important.

Car insurance: What is bodily injury liability?

Jul 16, 2019

Though many people depend on their cars to get where they need to go, driving isn’t without its risks. Since we drive so much and ride in cars so much, we’re so used to it that … Read More

Car insurance deductible

What is a car insurance deductible and how does it work?

Jul 11, 2019

You know you have to have car insurance to drive your car, and you know it’s a financial safety net in case anything happens. But there are a lot of concepts and words that you need … Read More

Tips for employee training

5 tips for employee training for your business

Jul 10, 2019

Your employees are an essential part of your business. They’re the ones who show up every day and get stuff done. They’re people that you rely on to keep your business going – without them, it … Read More

how to grow your towing business

Growing your towing business? Here’s what you need to know.

Jul 9, 2019

If you’ve got a tow truck business, you’re probably eager to see that business grow over time. And to do that, you want to get more trucks and more drivers. You really want your business to … Read More

Can a contractor sue you if they get hurt at your house?

Can a contractor sue you if they get hurt at your house?

Jul 3, 2019

As hard as it is to admit during home renovations: You can’t do it all. So, at some point, you may need to hire a contractor to do what you can’t. However, what if the person … Read More

Think about these home insurance endorsements.

4 home insurance endorsements you need to know about.

Jul 2, 2019

Your home insurance does a lot of cool things. It protects you from different losses, and it serves as a financial safety net. While there are a lot of great things that home insurance does, there … Read More

In Virginia, there was a tractor-trailer wreck.

An insurance look: Tractor-trailer accident in Virginia

Jun 27, 2019

The road is not the safest workplace. Wrecks happen. Truckers, who spend a ton of time on the road, are at risk for getting into wrecks, what with the many miles they log on the highway. … Read More

Car insurance - Medical payments vs. liability insurance

Car insurance: Liability insurance vs. medical payments

Jun 26, 2019

When you’re shopping for car insurance, there are tons of terms and coverages that can get thrown around. Some of them are built to help you pay other drivers, but some of them are built to … Read More

It's important your towing business has a mobile-friendly website.

Why your towing business needs a mobile-friendly website – and how to fix it

Jun 25, 2019

It’s pretty apparent in today’s society that people rely on their smartphones. Forgetting a phone charger or not having Wi-Fi can really ruin someone’s day. But why does this dependence on smartphones matter to your towing … Read More

Make sure the homepage of your tow business's website is optimized.

8 tips you need to know for your towing website’s homepage

Jun 20, 2019, the goal of having a website for a tow truck business is to get people to visit it…right? You want people to find your site and decide that you’re the best towing business around – … Read More

Don't forget safety this Fourth of July.

Fourth of July safety tips you need to know

Jun 19, 2019

The Fourth of July is a time for celebration, family, and summer fun. Maybe you get some time off work in observance of the holiday and you’re looking forward to relaxing, grilling out, and watching some … Read More

Marketing a tow truck business

Marketing a tow truck business

Jun 18, 2019

An interview with Jared Fischgrund of OMG Tow Marketing For a towing business to be successful, they need to have customers. But that still leaves the question – how do you get customers in the first … Read More

A box truck overturned in Florida.

An insurance look: Box truck overturns in Florida

Jun 13, 2019

When you work in the trucking world, wrecks happen. And they can happen to anyone, no matter how experienced the driver. No trucker wants to experience a crash, but it’s important to be prepared with the … Read More

Getting quotes from a car insurance agent.

What information does a car insurance agent need to get you a quote?

Jun 12, 2019

If you’re going through the process of getting car insurance quotes, you may be a little worried about what to expect. What’s going to be involved in the quoting process? Will there be a lot of … Read More

The home insurance agent may have a few questions for you.

Getting home insurance? An insurance agent may ask these 10 questions.

Jun 11, 2019

Going through the process of getting home insurance might seem intimidating and overwhelming. There are a ton of questions to answer, lots of big fancy words, and plenty of details. It might help to be prepared … Read More

A car carrier got into a wreck in North Carolina.

An insurance look: Car carrier crashes in North Carolina

Jun 6, 2019

Wrecks happen. They just do. And that’s what insurance is for. It’s so important for businesses that do auto transport to have the right insurance for their car carriers. We’ll take a look at a news … Read More

It's important to get the right insurance for dump trucks.

What insurance do I need for dump trucks?

Jun 5, 2019

If you have a dump truck business, you might wonder how you can protect your vehicles with the right insurance. Unfortunately, driving is not without its risks, and since your dump trucks are an extremely important … Read More

Hail damage can be covered under comprehensive coverage.

Does car insurance cover hail damage?

Jun 4, 2019

Hail damage can come when you least expect it – literally. Hail season actually starts in the summer when, of course, everyone would love to be outside. But what happens if you leave your car out … Read More

Your declaration page gives an overview of your home insurance.

What’s the declaration page of my home insurance policy?

May 31, 2019

It might be intimidating to look at your home insurance policy. That thing looks, well, extremely boring and tedious. What if you just want a bird’s-eye view of what your policy does? Of course, it’s important … Read More

How to get dump truck insurance

How to get dump truck insurance

May 29, 2019

If you have a dump truck business, you’ve got lots on your plate. Running a business isn’t easy, and one thing that you need to consider is your insurance. It’s crucial that you protect your business … Read More

A school bus and a dump truck were involved in a wreck recently.

An insurance look: Dump truck collides with school bus

May 24, 2019

Whenever the words “school bus” and “wreck” are in the same sentence, it’s scary. A school bus is supposed to be a safe place, a secure way to transport children to and from school. But unfortunately, … Read More

Get event insurance.

Event insurance: Do I need insurance for my event?

May 22, 2019

If you’re planning a big event and/or shindig, you’ve got a lot on your plate. There are a lot of moving pieces and a lot of things to juggle, from getting a venue to booking a … Read More

It's important to have the right insurance for your rental home.

How do you insure a rental house that you rent out annually?

May 20, 2019

You might have a second home that you’re renting out on an annual basis. If you own a second house, why not? You can make some money by getting tenants to live in the home. But … Read More

How would insurance work in the Game of Thrones universe?

How to insure property in the Game of Thrones universe

May 17, 2019

Okay, so for all of the hardcore Game of Thrones fans out there – we’re with you. A lot of us around the office have followed the emotional roller coaster that is Game of Thrones, so … Read More

It's important for auto body shops to consider workers' comp.

4 reasons for auto body shops to get workers’ comp insurance

May 17, 2019

Auto body shops aren’t without their risks, and that includes risks that directly involve your employees. They’re the ones who are working with the cars and spending a lot of time in the shop itself. And … Read More

Maybe you're wondering why you need car insurance.

Why do I need car insurance?

May 15, 2019

So, you know that you need to get auto insurance before you hit the road. You know you can’t drive without it, but the thing is that it’s pricey. Why do you even have to get … Read More

It's important to have the right insurance if you're moving and have to leave your house vacant.

What to know if you’re moving and you have to leave your home vacant

May 13, 2019

So, you’re moving and you’re trying to sell your house. In fact, you have a new place that you’ve already bought, and you’re going to pack up and move. But what about your current house? You’ll … Read More

A tank truck crashed in Arlington, Texas.

An insurance look: Tank truck carrying cooking oil crashes, hangs off bridge

May 10, 2019

For truck drivers, whose job it is to, well, drive, the road can turn into an extremely dangerous place. Wrecks and crashes happen, and there are a lot of hazards out there – from bad weather … Read More

Living on Mars would require some unique home insurance.

What to know about your home insurance if you’re moving to Mars

May 8, 2019

It might seem a little silly to worry about home insurance on Mars now, but we’re startlingly close to settling the Red Planet. Organizations like Space X are starting to make concrete plans on just how … Read More

It's important to get the right insurance for an Airbnb.

How do I insure an Airbnb?

May 6, 2019

A lot of people who travel are looking for alternatives to hotels, which is how Airbnb took off into a thriving business. It might seem like a quick and easy way to make some money, especially … Read More

When you're driving in the rain, it's important to stay alert and aware.

9 tips for driving in the rain

May 3, 2019

Driving in the rain can be one of the scarier and more dangerous events for a driver. Most traffic laws and habits are developed when weather conditions are ideal, dry, and sunny. So, how can you … Read More

Get big rig insurance quotes.

How to get big rig insurance for your truck business

May 1, 2019

If you have semi-trucks, you’re aware of the many risks you face out there on the road. Highways can be a bit of an adventure, especially when you’re driving an 18-wheeler that’s loaded up with cargo … Read More

Protect your home from wind damage.

How to prevent wind damage to your home

Apr 29, 2019

So, we’ve all heard the expression “batten the hatches.” (If not, that’s okay.) Basically, it means to tighten and seal all the doors and windows and hunker down because a storm’s coming and it’s a fierce … Read More

What insurance would you need if you were in the Avengers universe?

How much insurance would you need in The Avengers universe?

Apr 26, 2019

Okay, so we’re getting pretty pumped about the premiere of the new Avengers movie, Endgame. The last Avengers movie, Infinity Wars, left off at such a cliff-hanger that we’ve been tapping our feet in impatience ever … Read More

A semi-truck exploded at the Port of Los Angeles.

An insurance look: Semi-truck in Los Angeles explodes

Apr 24, 2019

So, usually, we have a little introduction to articles where we take a real-life news story and examine it from an insurance angle. But with this one, it seems easier just to dive into the “what … Read More

It's important to get your insurance sorted out before hurricane season.

Get your home insurance ready for Atlantic hurricane season

Apr 22, 2019

Okay, we get that it might seem a little early to be talking about hurricane season. There’s nothing to worry about quite yet, is there? There’s still time before the big storms hit, right? Well, sure, … Read More

Comprehensive coverage generally covers you if a tree falls on your car.

Am I covered if a tree falls on my car?

Apr 19, 2019

So, you’re ready to leave for work in the morning, and you grab your keys and your phone and hustle out the door. You step onto the porch and immediately drop everything. Apparently, your car did … Read More

It's important to get auto shop insurance to protect your business.

How to get auto shop insurance

Apr 17, 2019

If you have an auto body shop, you’re probably on the hunt for the best auto repair shop insurance out there. Businesses need a financial safety net – and that’s where your insurance comes into play. … Read More

Generally, home insurance covers falling objects - including meteorites.

Does home insurance cover asteroids, meteors, and falling satellites?

Apr 15, 2019

So, here’s a great hypothetical for you: what happens if a meteor hits your house? What about an asteroid? Or what about a satellite that makes the life-changing decision that its true fate is no longer … Read More