Home insurance is there to protect your home from losses. It’s also there to give you some peace of mind – there’s enough stress in life without worrying about how you’d pay for damage to your house if disaster struck. However, it’s really important that you understand what your home insurance policy covers. Home insurance policies have exclusions, or losses that are not covered – meaning that if that particular loss hit your home, the insurance company wouldn’t pay for it. We’ll go over ten common home insurance exclusions and explain how you can cover gaps in your insurance.
homeowner’s insurance
Homeowner’s insurance is extremely important in protecting your home from damages or other losses. It is essential to have in case of a disaster, robbery, or other instance. However, there may be things in your policy that are not covered that you are unaware of.
In this article, we will discuss what items or events may not be covered under your homeowner’s insurance policy. No home should be without insurance. Therefore, knowing what to look for in your policy can help you get the best possible coverage without any surprises down the line. To get more information on the subject, reach out to so that we can assist you in picking the best insurance coverage.
What you need to know about bundling your home and auto insurance
You’ve probably seen some insurance commercials that talk about bundling your home insurance and auto insurance. Maybe you’re wondering what’s so great about bundled insurance policies. Can bundling your home and auto insurance really help you save money on your home insurance? Bundling comes with numerous advantages, but there are also some things you have to consider when asking yourself if you should bundle your home and auto insurance. We’ll explain what you need to know.
What will happen if I miss a home insurance payment?
Home insurance payments perhaps aren’t your favorite things. The deadlines are usually doable and you get that check in the mail (or pay online) with plenty of time. But sometimes things happen and you miss a payment. Maybe an emergency came up and you couldn’t get the bill paid. Perhaps it’s been a tough month financially and you just can’t make that payment. Or you may have simply forgotten – it happens. Whatever the reason may be, the home insurance bill didn’t get paid. And now you’re wondering what happens if you miss a home insurance payment. We’ll explain.
8 easy ways to save money on homeowners insurance
Protecting your home with homeowners insurance isn’t always cheap. However, that doesn’t mean there aren’t ways to save money on your home insurance. Of course, your insurance would quickly prove that it’s worth every penny if you ever have a disaster or loss, but why not get the same coverage you enjoy now or the coverage that you’re looking for at a lower price? Here are our tips to help you lower your homeowners insurance premium.
What do I do if my home insurance is canceled or nonrenewed?
What would you do if your home insurance company said that they were no longer going to insure you? The news would probably come as a pretty big blow. You depend on your home insurance to protect your house and losing that insurance might cause a little bit of panic. It can be difficult to get home insurance after being canceled or nonrenewed by an insurance company, depending on their reason for dropping your coverage. The question going through your mind might be: What do I do if my home insurance is canceled? There are a few things you can do in the event that your home insurance company drops you.
Why it’s important to make sure that you have enough home insurance
Nobody wants to consider the possibility that their home could be destroyed by a disaster or fire. But it’s important to be prepared nonetheless, and having the proper insurance will help you protect your home and provide for your family. So, the question is: do you have enough home insurance? There are a few things you have to ask yourself to answer that and make sure that you can get back on your feet after a loss.
Keep your insurance happy when you do home renovations
You can see it in your mind’s eye – a beautiful, sparkling new kitchen. It’s glorious. New marble countertops, sleek cabinets, and a shiny new oven and dishwasher. Gleaming hardwood floors that you can see your reflection in, a refrigerator that will hold all of the Thanksgiving leftovers with ease. Oooh, it’s gorgeous.
Record scratch and back to the present – sure, your imagination is great. But why not actually get the kitchen you want? You’ve finally decided that you’re going to take the plunge and remodel the kitchen. You’ve got a great deal of affection for your current set-up, of course, but you can’t resist the call of the marble countertops. They’re just too pretty.
So, what is there to do other than hit the hardware store to make your dream a reality? Well, we need to pause for a second on your kitchen daydreams and think about something that’s pretty important – your home insurance. Renovating your home can have an effect on your home insurance, so we’ve come up with four steps to help you renovate your home and keep your insurance happy at the same time.
5 tips to keep your home insurance claim from being denied
Filing a home insurance claim can be daunting. The reason that you have home insurance in the first place is to help you replace things that have been destroyed by factors outside of your control. It protects you from losses. Getting the insurance and paying the premiums is easy. Filing a home insurance claim and getting it approved can sometimes feel like another story.
When you’re filing a home insurance claim, it’s important that you keep a few things in mind to make sure that you get the payments that you need to rebuild what you’ve lost. Just because you fill out the paperwork doesn’t mean that the money will magically appear in your bank account. The claim could get denied, which is something that you don’t want to happen. If your claim is denied, you’re kind of back where you started.
To make sure that your claim isn’t denied, make sure that you keep the following tips in mind when you’re working through the filing process.
10 things to include in your insurance policy (Summertime policy checkup)
Ah, summer’s here! It’s time for some well-deserved rest and relaxation. You might be thinking about going on a summer vacation with your family, or maybe you’re planning on having a stay-cation at home. Either way, summer is a good time to give your insurance policy a check-up. When was the last time you really looked at your policy? Is everything up-to-date? Do you have all of the coverage you need? Do any changes need to be made to your policy?
If the answers to any of these questions are “errr…,” you might want to consider taking a look at your policy. When it comes to “insurance speak” and policies, it might be hard to know where to start. There’s a lot of policy to cover. But not to worry – we’re not throwing you to the wolves! We’ve got a few things about your policy that you can check on to make sure that it’s in good health.
The ultimate guide to getting the best (and cheapest) home insurance
Have you ever been completely baffled when it comes to home insurance? Does it make your brain hurt a little? Do you kind of cringe inside when you think about it? Don’t worry. You’re not alone. It gets complicated, and that makes a lot of us want to shove it out of our minds so we don’t have to deal withf it.
But we’re here to help decode the strange language that is homeowners insurance. By the end of reading this article you’ll be fluent. We’ve sectioned this guide into four basic categories to help you with getting not only the best, but also the cheapest homeowners insurance in your state.
We’ve broken this article into four sections that each tackle a home insurance mystery.