trucking insurance agent

Ask Your Trucking Insurance Agent These Questions

A little bit of research can go a long way when it comes to purchasing commercial truck insurance. It’s critical to ask relevant questions to make certain that you’re adequately covered in the event of a mishap.

Because each truck insurance policy provides a different level of coverage, you must choose appropriate coverage to safeguard yourself and your business. Asking your trucking insurance agent a few questions regarding their service team, coverage and carrier options, and so forth.

The following are the questions you should ask your trucking insurance agent to clear up any confusion and comprehend the terms and conditions of the policy.

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cargo insurance rates

How To Save on Cargo Insurance Rates

Cargo insurance protects the goods you transport, so if you suffer a loss such as theft, fire, crash, or collision that damages your shipment, you’ll be protected. Additionally, it’ll cover the expense of removing debris from roadways, which is beneficial because these costs can be quite high. Also, it’ll help with the funds needed to prevent additional damage to the cargo in question, as well as any legal defense costs that may arise.

As you can see, cargo insurance is a necessity. However, that doesn’t mean it’s a cheap expense. When shopping around for affordable cargo insurance, there are certain things you can do to save on your rates.

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bobtail insurance

What’s the Difference between Non-Trucking Liability and Bobtail Insurance?

Regardless of whether you’re an owner-operator or independent contractor, it’s critical to have adequate truck insurance. Despite the safety measures and training requirements you’ve put in place, operating a commercial motor vehicle is considered a high-risk profession. Therefore, you must take proactive measures to safeguard your trucking business.

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hot shot insurance

A Guide to Hot Shot Insurance Coverage

A hot shot truck is used to transport items that are too large to fit in a conventional semi truck. Animals, farming equipment, construction materials, and automobiles are examples of such items. Traditionally, this freight is transported over short distances and for individual clients.

If you wish to work in the hot shot transport industry, you’ve reached the right place! This article will go over the basics of hot shot insurance coverage. Let’s get started!

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Truck Insurance Filings

What to Know about Truck Insurance Filings

If you’re in the transportation business then you need to adhere to federal and state insurance requirements. The Surface Transportation Board and the Federal Motor Carrier Safety Administration are federal agencies that regulate and oversee interstate commerce. The purpose of these agencies is to prevent commercial motor vehicle crashes by enforcing safety regulations, improving information systems, and targeting high-risk drivers.

As I’m sure you know, truck-related crashes are occurring pretty frequently and they’re costing insurance carriers millions a year. This is the reason truck insurance rates have been rising astronomically over the past several decades. So, despite this, adequate insurance coverage is needed to protect your drivers, your business, and the general public.

In this article, we’ll discuss the requirements for state and federal insurance filings. Let’s get started!

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short term truck insurance

Understanding Short Term Truck Insurance

Short-term truck insurance is a type of coverage designed to safeguard a commercial vehicle or fleet for a short period, usually from one day to less than 12 months. This type of insurance can be handy for a variety of reasons, such as insuring a rented or loaned truck for a brief period or needing coverage for a new vehicle until you can acquire full-time coverage.

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shopping for life insurance

Save Thousands by Purchasing Life Insurance While You’re Young

Life insurance provides financial security to family members in case the policyholder passes away. It can help your spouse, parent, or anyone that you add as a beneficiary. Life insurance companies offer lower premiums when you’re young and healthy. However, the premium amount increases with age.

This means that you can save thousands of dollars by taking out a life insurance policy while you’re young. It’s important to note, these premiums increase every year you get older, so you need to keep an eye on them. The longer you wait to get a life insurance policy, the more you’ll end up paying.

We are going to discuss how buying a life insurance policy at a young age can be an excellent idea.

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bundling home and auto

To Bundle, or Not to Bundle Your Insurance

If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto, and life insurance policies with the same carrier. Although you have the option to shop around individually for each policy, it almost always makes sense to have the same carrier cover as many of your policies as possible.

In this article, we go over when it’s a good idea to bundle and when it’s not.

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Do I Need an Umbrella Policy?

An umbrella policy can provide extra coverage for things such as your car, home, and boat. Ultimately, if you were to be sued and your coverage amount was insufficient, then you would have to pay the rest out of pocket. This is when umbrella insurance kicks in and covers the remaining costs.

In this article we will talk about the benefits and cost of umbrella insurance, and whether or not you need it.

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