So, you’ve got this small business, and you want to offer group health insurance for your employees. Choosing a group health insurance plan can be difficult – health insurance is complicated, we’re not going to lie. It’s not the easiest thing in the world to get the hang of. We’re going to go over five different money-related group health insurance terms you might encounter in your noble quest for group health insurance.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
Other structures coverage: Is my shed covered by home insurance?
Your home insurance is more than dollar signs disappearing from your bank account in the form of premium. It’s kind of like a superhero that can swoop in to help you in a variety of situations. Along with providing coverage for your house and your belongings, it can also help you out by covering “other structures.” What is other structures coverage, exactly? We’ll explain what’s covered, how much coverage you have, and explain how it works.
The dangers of texting and driving – and your car insurance rates
Texting and driving is something that we hear a lot about, especially since several states have passed “Hands-free Driving” laws. Texting and driving is something that might seem pretty harmless – you’ll only look at the screen for a second, right? But the thing is that the dangers and the statistics about texting and driving don’t lie. We’re going to go over some of the stats and risks of distracted driving, and we’ll also talk about texting and driving and your car insurance rates.
How do I choose a group health insurance plan?
When you’re a small business owner, there are a lot of details that go into running a business that most people conveniently forget to tell you about. One of which is more than likely group health insurance. What is it? How do you get it? How do you get the right plan for you and your employees?
Here are some of the main things to consider when shopping for a group health plan for your business.
Additional living expenses coverage: Will home insurance cover my hotel bill?
Your home insurance covers a lot of different things – and it does a lot of cool tricks. It protects the structure of your home. It covers your personal belongings. It even covers your liability if a guest gets hurt. But will it cover your hotel bill if you face a loss that requires you to leave your home and stay somewhere else? There’s this other section that your policy should have that’s called additional living expenses (or loss of use coverage), and it can cover a hotel stay. What is additional expenses coverage? We’ll explain.
Driving safety for Halloween: Look out for trick-or-treaters!
Halloween is almost here, and it’s a very exciting day for kids who are anticipating putting on a spooky costume and consuming a copious amount of sugar. Trick-or-treating is great and it can be a lot of fun. But it also means that a lot of tiny humans are walking around on the streets. It’s super important to drive extra safe on Halloween. Check out the following tips for driving on Halloween.
What are short-term disability insurance and long-term disability insurance?
If you’re an employer with a small business, you might be in need of small business health insurance for your employees. (There are many reasons to consider offering group health insurance, after all.) One benefit you can consider offering to your employees will help them if they ever need to take time off work due to illness or injury. As an employer, you can offer short-term and long-term disability insurance. What are those? We’ll explain how both of these coverages work and why you might want to consider offering them.
How does my insurance change if I get married?
Maybe you’ve meticulously planned the perfect ceremony. Or you’ve just sent out the invitations for a small backyard get-together. Or you’re counting down the days until you and your partner can make it down to City Hall. There are tons of ways to tie the knot, and there can be just as many ways that your insurance coverage can change. So, let’s go over some of the basic changes that can happen to your insurance once you get married.
Am I covered if I hit a deer?
It’s kind of the worst nightmare of many drivers: a deer darting out into the road right in front of the car too suddenly and too close for you to stop (why they do it no one really knows.) Of course, you don’t want to hit the poor thing. But you don’t want to swerve either. Well, you’ve got a question concerning our hypothetical: am I covered by car insurance if I hit a deer? We’re going to explain.
What does wedding insurance cover?
You’ve been eagerly awaiting your wedding day since you got engaged. You want it to be everything you dreamed of and more, and you know that it’s going to take a lot of time and energy to plan the big day. But what if Murphy’s Law strikes before you get to walk down the aisle and say “I do”? You can hardly bear the thought of your wedding being spoiled. Fortunately, there’s a way to protect your wedding from disaster and get the show back on the road: wedding insurance.