Insurance

Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.

We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.

A speeding ticket may have an effect on your car insurance rates.

Will a speeding ticket raise my insurance rates?

July 2, 2021November 9, 2018 by Dee Barnett

So, maybe you’re jamming out to your car playlist a little too hard. Or you’re late for a very important date. Or you just like to put your pedal to the metal. In any case, now there’s flashing blue lights behind you.

You pull over, and your sweaty palms grab the steering wheel tighter than when you first took your driving test.

“Do you know how fast you were going?”

We may not know the answer to that question, but we can tell you if your car insurance premium will go up from a simple speeding ticket.

These group health insurance terms can help you as you're shopping for group health insurance for your business.

5 group health insurance terms you need to know

July 2, 2021November 7, 2018 by Katelyn Betts

So, you’ve got this small business, and you want to offer group health insurance for your employees. Choosing a group health insurance plan can be difficult – health insurance is complicated, we’re not going to lie. It’s not the easiest thing in the world to get the hang of. We’re going to go over five different money-related group health insurance terms you might encounter in your noble quest for group health insurance.

Your home insurance most likely includes other structures coverage.

Other structures coverage: Is my shed covered by home insurance?

June 6, 2021November 5, 2018 by Katelyn Betts

Your home insurance is more than dollar signs disappearing from your bank account in the form of premium. It’s kind of like a superhero that can swoop in to help you in a variety of situations. Along with providing coverage for your house and your belongings, it can also help you out by covering “other structures.” What is other structures coverage, exactly? We’ll explain what’s covered, how much coverage you have, and explain how it works.

Texting and driving comes with a lot of dangers.

The dangers of texting and driving – and your car insurance rates

July 2, 2021November 2, 2018 by Katelyn Betts

Texting and driving is something that we hear a lot about, especially since several states have passed “Hands-free Driving” laws. Texting and driving is something that might seem pretty harmless – you’ll only look at the screen for a second, right? But the thing is that the dangers and the statistics about texting and driving don’t lie. We’re going to go over some of the stats and risks of distracted driving, and we’ll also talk about texting and driving and your car insurance rates.

There are different group health insurance options you can choose from.

How do I choose a group health insurance plan?

April 12, 2024October 31, 2018 by Dee Barnett

When you’re a small business owner, there are a lot of details that go into running a business that most people conveniently forget to tell you about. One of which is more than likely group health insurance. What is it? How do you get it? How do you get the right plan for you and your employees?

Here are some of the main things to consider when shopping for a group health plan for your business.

Loss of use coverage can protect your family in the event of a loss.

Additional living expenses coverage: Will home insurance cover my hotel bill?

June 6, 2021October 29, 2018 by Katelyn Betts

Your home insurance covers a lot of different things – and it does a lot of cool tricks. It protects the structure of your home. It covers your personal belongings. It even covers your liability if a guest gets hurt. But will it cover your hotel bill if you face a loss that requires you to leave your home and stay somewhere else? There’s this other section that your policy should have that’s called additional living expenses (or loss of use coverage), and it can cover a hotel stay. What is additional expenses coverage? We’ll explain.

Drive safe on Halloween and watch out for trick-or-treaters!

Driving safety for Halloween: Look out for trick-or-treaters!

June 6, 2021October 26, 2018 by Katelyn Betts

Halloween is almost here, and it’s a very exciting day for kids who are anticipating putting on a spooky costume and consuming a copious amount of sugar. Trick-or-treating is great and it can be a lot of fun. But it also means that a lot of tiny humans are walking around on the streets. It’s super important to drive extra safe on Halloween. Check out the following tips for driving on Halloween.

As an employer, you can offer short-term disability and long-term disability insurance to your employees.

What are short-term disability insurance and long-term disability insurance?

July 2, 2021October 24, 2018 by Katelyn Betts

If you’re an employer with a small business, you might be in need of small business health insurance for your employees. (There are many reasons to consider offering group health insurance, after all.) One benefit you can consider offering to your employees will help them if they ever need to take time off work due to illness or injury. As an employer, you can offer short-term and long-term disability insurance. What are those? We’ll explain how both of these coverages work and why you might want to consider offering them.

If you get married, your insurance needs could change.

How does my insurance change if I get married?

July 2, 2021October 22, 2018 by Dee Barnett

Maybe you’ve meticulously planned the perfect ceremony. Or you’ve just sent out the invitations for a small backyard get-together. Or you’re counting down the days until you and your partner can make it down to City Hall. There are tons of ways to tie the knot, and there can be just as many ways that your insurance coverage can change. So, let’s go over some of the basic changes that can happen to your insurance once you get married.

Wedding insurance can protect your investment in your big day.

What does wedding insurance cover?

June 6, 2021October 18, 2018 by Katelyn Betts

You’ve been eagerly awaiting your wedding day since you got engaged. You want it to be everything you dreamed of and more, and you know that it’s going to take a lot of time and energy to plan the big day. But what if Murphy’s Law strikes before you get to walk down the aisle and say “I do”? You can hardly bear the thought of your wedding being spoiled. Fortunately, there’s a way to protect your wedding from disaster and get the show back on the road: wedding insurance.