Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
If you’re looking to buy a house, you’re probably excited to be taking this step. Your house is going to be your home, your safe place, and you’ll be living a happy daydream once you make it your own. But for first-time homebuyers, it might be a bit confusing figuring out how the whole process works. Here are seven tips for buying a house. (It basically involves asking yourself a lot of questions.)
Trucking involves a lot of inspections from the DOT. That is just a fact. The DOT is going to conduct inspections on your vehicles, and those inspections are going to drive your DOT scores. This can have bigger effects than might be immediately apparent. It all comes back to your truck insurance rates.
The term “general liability” may lead you to believe that this coverage can handle all sorts of injuries and claims against your business, no matter the visitor. However, one type of frequent visitor – your employee – may not be covered by this policy. Let’s take a look at why your general liability insurance may not cover the injuries of employees and how you can keep your business protected in various situations.
The whole point of an insurance claim is to have help restoring things back to normal. But what if you feel like your insurance company isn’t helping you enough? Many people let things slide and just pay the extra costs to repair or replace their things after a disaster. However, they may not know that you can dispute the amount that your carrier is willing to give you. It doesn’t amount to just arguing, though. You’ll need to work with your carrier and your agent so that they can get you the claims payout you need. Here’s the proper way to dispute your insurance appraisal.
As a business owner, you might not relish the prospect of dealing with business insurance. One coverage that you probably hear a lot about is general liability. Why do you need general liability insurance? Why is it such a big deal? We’re going to go over six reasons why your business may need general liability insurance.
There are a lot of regulations out there that truckers need to adhere to. Recently, the FMCSA’s Clearinghouse took effect, which means that there are new requirements truck drivers – owner-operators included – need to know about. Things get a little complicated for owner-operators because they’re both employer and driver. That’s why we’ve put together some need-to-know information about Clearinghouse for owner-operators.
If you run a daycare, it might feel like your days are filled with barely organized chaos. Kids are a lot of work! Not only that, but your business (even though you might not think of your daycare as a “business”) is open to a lot of risks. Now, you probably want to focus on the kids and your daycare. You probably don’t want to be dwelling on the what-ifs. So that’s why there’s daycare insurance. How do you get insurance for a daycare? We’ll explain.
You’ve filed a claim, you’ve gone through the assessment process, and finally an insurance company has written you a check for the damages. During this process, though, you may have wondered if you really have to use the insurance money for its intended purpose – the repairs. Is it legal to just pocket the money, use it for something else, and walk away? As with most things insurance, it depends. Here’s why.
Foundation issues are every homeowner’s worst nightmare. If the very base of your dream home crumbles, the whole thing can come crashing down around you. However, because of its supportive nature and difficult repair location, fixing the foundation of your home can be quite expensive. Home insurance is built to help you take care of certain damages concerning your home’s structure, but can it take on this hefty repair request? Let’s take a look.
Trucking is not the easiest industry to get into. It’s not just starting up the business itself. It’s the insurance. Truck insurance can be a challenge. There are a lot of coverages you have to think about, of course, but it’s also the cost. Truck insurance is expensive, especially for new ventures. This is why it’s important for business owners of new ventures to understand some of the things that affect their truck insurance rates. It’s all part of navigating a cost-effective way to start a business.
