Insurance

Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.

We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.

The Rise in Construction Material Costs Can Impact Your Insurance Claims

July 20, 2021 by InsuranceHub

The increasing prices of construction materials have become a threat to many policyholders. Even though soaring prices are well-documented, it is essential to watch out for the trend and its possible implications.

As per the Associated Builders and Contractors analysis, the latest costs of materials has increased by 73 percent since 2020. This change in costs has increased the price of single-family houses by $36,000. In fact, the recent reports indicate that these prices have hit $1,500 per thousand for the first time in the housing market’s history.

It's important to have the right insurance for your rental home.

If You’re a Property Investor, You Need These Types of Insurance

July 8, 2021 by InsuranceHub

Many property investors often ask what types of insurance they need to safeguard their properties. If you’re a property investor who wishes to protect themselves from the many risks involved in renting, then keep reading.

Why You Need Rental Property Insurance if You’re a Landlord

July 8, 2021 by InsuranceHub

Protecting yourself financially must be your first priority if you’re a property owner or a landlord. We say this because incidents causing financial loss to you or your property are very common. According to a survey, about one in twenty homes with insurance has a claim every year. In fact, the Insurance Information Institute found that the average damage claim added up to $13,687 during the last four years. This financial loss can be even bigger if you own multi-family buildings.

Let us delve into the details to understand why you need rental property insurance

Does My Home Insurance Cover If Someone Hits My Mailbox?

August 3, 2021July 3, 2021 by Dee Barnett

There are a variety of ways that someone may hit your mailbox. There could have been a group of kids that toppled it over for fun or a driver that wasn’t paying the best attention to the road. Either way, the remains are lying in a heap on your lawn. In these situations you probably wonder who’s going to pay to fix it. Does homeowners insurance cover these types of damages?

Why it’s important for your employees to take time off

June 6, 2021December 8, 2020 by Katelyn Betts

Let’s face it: your employees are human beings, not robots. They need time to rest and relax, which means that they need a break from time to time. Maybe you offer time off to your employees, but they don’t seem to want to take it. As a boss or a manager, maybe you’re completely fine with your employees taking some time off for a vacation (or stay-cation due to COVID), but does your team know that? Here are a few of the benefits of employees taking time off and a few ways you can encourage your employees to do so.

Considerations for traveling during Thanksgiving 2020

June 6, 2021November 10, 2020 by Katelyn Betts

Thanksgiving, of course, is a time that most people want to spend with friends and family. Maybe you have a tradition of gathering at someone’s house with your extended family. However, a lot of people travel for Thanksgiving in order to spend the holiday with loved ones. Since COVID-19 is still such a threat, you might be wondering if you want to travel at all, or whether you’d prefer to stay home and have a small dinner just with your household. We’ll go over some considerations for Thanksgiving 2020 during COVID.

5 considerations for Halloween 2020

June 6, 2021October 27, 2020 by Katelyn Betts

With COVID-19 still a major threat and cause for concern, you might be wondering about Halloween this year. The CDC presents several examples of alternative Halloween activities so you don’t have to partake in traditional trick-or-treating, but there are other considerations to keep in mind for Halloween 2020. Here are a few things that you need to know about celebrating and having fun on the day of candy, costumes, and ghouls.

10 habits for business success

June 6, 2021October 22, 2020 by Katelyn Betts

If you are in charge of a business, you know that it’s not an easy task. It’s not easy to be the boss, and success in business can feel like something daunting. There are, however, a few habits you can develop to help you run your business and to help the business itself succeed. Sure, you might have heard the usual – work hard, be innovative, don’t give up, and so on and so forth. But here are a few other habits that you can develop for business success.

Tips if you’re new to being a leader at your business

June 6, 2021October 19, 2020 by Katelyn Betts

Being the leader of a business can be tough, especially when you’re fairly new to it. There are going to be times that are tough and there are going to be some struggles. You have to work hard and you have to step up your problem-solving game. Your experiences can influence the kind of leader you end up being. But the struggles you face can help you learn and grow as a leader. It can take time for those leadership to develop. Anyways, there are a few things that you should know if you’re just getting started in a leadership role.

How to delegate at your small business

June 6, 2021October 15, 2020 by Katelyn Betts

One part of being the leader of a business that can be particularly challenging is delegating. However, it’s really beneficial for both your employees and for you. You get help tackling your to-do list and your team members get to learn and practice new skills. It can be hard to loosen your grip on your control – maybe you’re of the mindset that you need to do do everything yourself to ensure that it’s done properly. But with a little practice you can get used to delegating. Here are a few tips.