Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
As you might already know, there are several forms of home insurance. Renters insurance is considered HO4 Contents Broad Form Insurance.
The major difference is that a homeowners policy covers structural damage, while renters tenant policy only covers the apartment dwellers contents.
It seems like just yesterday that your child started grade school and here they are now headed off to college university. You have always been there for your child. You have done your best to teach them the difference between right and wrong. You have taught them how to make good choices. You have also done your best to protect them from harm. Now its time to send them off into the world to find their way on the road to adulthood and success.
Tens of thousands that suffered catastrophic consequences from Hurricane Sandy, Andrew, Katrina, and more recently Harvey learned the hard way that the answer is no. Many are surprised to learn that their homeowners and renters policies do not cover flooding.
Just imagine the smell of hamburgers and hot dogs on the grill this summer.
Mmmmm…..
Smell that? Nothing beats a good old fashioned cook out! Unfortunately, each year about 5,700 grill fires take place on patios and back yards just like yours.
If you are looking for a security system for your apartment or rented home, then listen closely. You already now the importance of having a monitored burglar alarm. Thieves will literally pass by your place to find an easier apartment to break into.
Plus, with a security system, you’re eligible for a discount on your renters insurance policy!
The answer isn’t as simple as you would think. Renters actually find it difficult to find a security company that is willing to work with them. Perhaps you have found that already when you heard someone say, “We don’t do apartment renters.”
If you are a Georgia apartment renter or home owner looking for an Atlanta cleaning service or maid, then this article is definitely for you!
You work hard. You play hard. You deserve help keeping your apartment neat & clean.
Here at InsuranceHub, we find that our clients that are apartment renters fall into two categories when it comes to cleaning their home:
Now not everyone loves to clean. (In fact many of us “DREAD” it!) However, all of us ENJOY having a clean home, don’t we?
We discussed in a recent article that no one expects disasters, emergencies or catastrophes. However, if the time comes that your home or possessions are damaged, destroyed, or stolen, it’s comforting to know that your insurance company is ready to help you. Simply put, an insurance claim is when you submit paperwork to your insurance company to help reimburse you for losses after a disaster occurs.
As we have discussed on insurancehub.com before, preventive maintenance is the key to protecting the investment of your house. Your roof can be compared to a helmet that protects your head. Just as a damaged helmet can make you susceptible to brain injuries, a damaged roof can make you susceptible to water damage, termites, and mold growth.
Think back to when you were a kid. What did you do when you heard thunder and saw lightning fill up the sky? Hide under the covers? Run to your parent’s room? Today, as adults we know and respect the power and danger of a lightning storm.
Ignoring these preventive maintenance tips is the same as just sitting back & watching your homeowners insurance skyrocket! Just as you need to eat healthy, take supplements and exercise regularly to maintain your health, their are certain things we all need to do to maintain our homes. Your home is probably the most expensive thing you’ve bought to date. Depending where you live, it could be anywhere from a hundred thousand to over a million dollars. That is a heck of a lot of money.