Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
Did you know that a silent destructive force could be slowly taking your home apart bit by bit? It sounds like the making of a bad science fiction movie, right? In reality, we are talking about termites.
Here’s a not-so-fun fact: Did you know that every year, termites are responsible for $1-2 billion in property damage in the United States?
Sample Scenario: The home you bought because of the location and because it wasn’t in a high-risk flood zone, is suddenly deluged with 5+ feet of water. What would you do?
That is exactly what happened to homeowners and renters in Baton Rouge, Louisiana earlier this year. Homeowners were left scratching their heads on how this could happen. Apparently, Mother Nature doesn’t recognize “low and moderate flood risk” zones that realtors & insurance companies use.
For those of our readers in hurricane-prone areas like South Carolina, North Carolina or Texas, read closely.
Before you think you are safe because you haven’t made a claim in the last year… STOP! You can still expect a phone call any day or a letter in your mailbox.
That is right. Even though your home wasn’t impacted by a tornado or hail storm this year, your rates will be increasing.
You might be wondering what your credit score has to do with your home insurance premiums.
You call for a home insurance quote and your agent tells you they need your social security number to pull a credit check on you. Why? Believe it or not, all insurance companies perform credit checks now.
You may be asking, why should I have to give up my social security number? What is the connection?
There is something nostalgic about sitting around a fire with friends and family toasting marshmallows and eating s’mores! In fact, some of your fondest memories may come from sitting around a fire.
It is no wonder then that fire pits have become very popular in recent years.
This fact raises a few questions:
Here’s a sample scenario: Imagine you just invested $30,000 in a solar panel system for your home. After all, who doesn’t like benefits like these:
But, what about high winds and hurricanes that can rip the roof off your home, taking your solar panels with it? Whether you live off the coast of Florida, Texas, North Carolina, or Georgia, you know what we’re talking about. 150 mph winds can RIP and WRENCH a solar system off of a roof off in moments. Then, when the winds subside and the dust settles, you are then left with the question: Will my home insurance cover my solar panel system?
Winter officially begins in just over a month, but winter weather is already here! With temperates in the 40s the last few days, you’ve probably already started turning on the heater, pulling out the blankets and dreading the increase in your upcoming energy bills.
Welcome to part three of the series: “Will your home be protected from these Natural Disasters?”
In part 1 we addressed hurricanes and in part 2 we discussed tornadoes and hailstorms.
Today, in part 3 we will discuss:
In our last article, we addressed the question “Will my home be protected from hurricanes? In that article, we discussed hurricanes and the lessons that will prevent us from suffering an unnecessary loss. In today’s discussion, we will address tornadoes and hailstorms.
Quick question before we begin: Do you think that you will be protected with your current home insurance policy in the case of a tornado or hail storm? Let’s find out together:
Natural disasters. These words can send shivers down your spine. It seems like every day we hear about another natural disaster as they seem to rise to Biblical proportions: hurricanes, tropical storms, earthquakes, tornadoes, etc.
As a homeowner, just because you may have home insurance, it doesn’t mean you will necessarily be covered in the case of a natural disaster with your current policy. You may be wondering, “How can that be?” Well, let’s find out together as we look at the most common natural disasters that hit the United States each year.
Normally when you think of hurricanes you think of coastal towns like Galveston, Texas. The facts are though that hurricane winds can cause damage to cities that may normally not be prone to hurricane damage. For example, all you have to say is the name “Sandy” and now you have New York and New Jersey paying close attention too.