You’ve probably seen commercials from different insurance companies promising big-time savings if you bundle your home and auto insurance. But perhaps you’re skeptical. Bundling, which just means getting multiple lines of insurance from the same company (for example home and auto), can save you money on your insurance…but how does it work? And, well, why does it work? We’re going to illustrate how bundling can help you save money on your insurance by going through a case study.
Home Insurance
Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
Why is my home “hard to place” for insurance?
If you have a home and you’re having trouble getting home insurance for it, you might be ready to start throwing things across the room. You understand the importance of having insurance – your house is a big investment. So, you’re willing to pay for insurance, but you keep getting turned down. What gives? The reason for your home insurance difficulties could be that your house is considered “hard to place” or “hard to insure.”
But why would your house be considered hard to place? It didn’t do anything wrong. Well, we have a few reasons that your house could fall into the hard to place category, and we’ll explain a possible solution.
Cyber Monday: 11 tips for identity theft prevention
’Tis the season for online shopping, right? With a delicious Thanksgiving dinner behind us, it’s time to turn to the next big day on the calendar – Cyber Monday. There are a lot of deals to be found online on Cyber Monday, and if you’re planning on getting a head-start on your holiday shopping you’re probably gearing up to brew some coffee, put on your glasses, and stare at the computer for a few hours.
The only thing is that online shopping can put your credit card information and identity at risk. Sure, there are lots of great things about online shopping, but you have to be careful to keep your personal information, well, personal. Check out these eleven tips for preventing identity theft on Cyber Monday.
7 Safety Tips for Deep-Frying a Turkey
The National Fire Protection Association reports that over the Thanksgiving season, fire departments respond to an average of 1,000 turkey frying incidents. These accidents also cause about $15 million of property damage each year. Besides having a stellar home insurance plan, it’s important to know the other preventative measures to take before, during, and after frying up this famous Thanksgiving fowl. Here are some tips for deep frying your turkey so that you don’t have to make an emergency call to your fire department or your home insurance agent.
How to deal with a home insurance claim
If you ever find yourself in the position of having to file a home insurance claim, you might be feeling a little stressed out. Whether it’s a fire, water damage, a fallen tree that damaged your roof, or a burglary, filing that home insurance claim might have you pulling your hair out a little. It might seem like a very intimidating thing. Maybe downright scary. But we’ve got some pro tips to help you through the process of filing a home insurance claim.
Other structures coverage: Is my shed covered by home insurance?
Your home insurance is more than dollar signs disappearing from your bank account in the form of premium. It’s kind of like a superhero that can swoop in to help you in a variety of situations. Along with providing coverage for your house and your belongings, it can also help you out by covering “other structures.” What is other structures coverage, exactly? We’ll explain what’s covered, how much coverage you have, and explain how it works.
Additional living expenses coverage: Will home insurance cover my hotel bill?
Your home insurance covers a lot of different things – and it does a lot of cool tricks. It protects the structure of your home. It covers your personal belongings. It even covers your liability if a guest gets hurt. But will it cover your hotel bill if you face a loss that requires you to leave your home and stay somewhere else? There’s this other section that your policy should have that’s called additional living expenses (or loss of use coverage), and it can cover a hotel stay. What is additional expenses coverage? We’ll explain.
Driving safety for Halloween: Look out for trick-or-treaters!
Halloween is almost here, and it’s a very exciting day for kids who are anticipating putting on a spooky costume and consuming a copious amount of sugar. Trick-or-treating is great and it can be a lot of fun. But it also means that a lot of tiny humans are walking around on the streets. It’s super important to drive extra safe on Halloween. Check out the following tips for driving on Halloween.
Why can’t I get home insurance before a hurricane?
As far as hurricane season goes, we’re not out of the woods yet. (Hurricane season in the Atlantic goes from June to the end of November.) If you’re trying to get home insurance ahead of a major hurricane, you may encounter a problem: no one’s selling it in your area. There’s a reason that you can’t get home insurance before a hurricane: binding restrictions (a.k.a. moratoriums.)
Well, that doesn’t sound good. But what is that, exactly? We’ll explain.
Fall home maintenance checklist: 30 tips for protecting your home before winter
Yes, it might be early in the fall season, but it’s never too early to start getting your home ready for winter. Cold weather, snow, and ice can be really hard on your house. It’s important to be proactive about taking care of your home before the winter weather gets too brutal. We’ve got an ultimate checklist of 30 fall home maintenance tasks.