Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.
We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
Did you know that back in 2012, over 616,000 restaurants opened nationwide?
That’s 616,000 restaurants similar to yours. That is a heck of a lot of competition. However, some resources quote that up to 60 percent restaurants close or change ownership in the first year, which means that roughly 369,000 restaurants closed within their first year of business. What’s worse is that about 80 percent (492,000 restaurants) close within five years.
Or simply making a claim on your commercial property insurance coverage. Instead, you must manage your risk now. Recently, we talked about the importance of having a written emergency disaster plan for your business and this article is part 2 in this series.
When it comes to disasters, 50% of small businesses are making the mistake of not having an emergency disaster response and recovery plan. Is your business guilty of making this mistake?
Did you know that each year thousands of small businesses like yours are struck by disaster?
Just as you take the time to do preventive maintenance on your car or home, it is imperative to perform preventive maintenance on every aspect of your business. By taking time to implement policies and preventive measures now you will avoid liability lawsuits later on.
In other words, do not rely solely on liability coverage; instead, mange your risk.
Plain liability insurance may not be enough, which is why they make employment practices liability insurance.
Liability insurance isn’t enough to protect your business. You must limit your business risks. What would you do if someone slipped, fell, and sued your company? Nobody wants to think about this situation, but lawsuits happen.
It comes down to this: a person can’t win a lawsuit unless they can prove to and convince a judge and jury that your business was at fault.
Unfortunately, businesses face all different kinds of theft. How vulnerable are you? First, we will identify the 4 main types of theft affecting business today. Then, we will give a few suggestions on how to minimize your risk.
They want to believe that their employees would never steal from them. But, that’s unfortunately not the case for many business owners.
Business car insurance can be expensive, which is why we are sharing these 18 tips to reduce your risk and liability as a business owner.
It is important to do everything you reasonably can to hire safe drivers and support driving safety. Did you know that traffic accidents are the number one cause of on-the-job fatalities?
Suppose your top producer had a terrible accident this very afternoon. Your best employee is hospitalized with broken bones all over their body. Their doctor demands 6 months bed rest and physical therapy. And, that is a best case scenario.
YIKES! What would you do? How would your business continue to produce and function?