When to insurance, it can feel like an agent is speaking a second language when they’re talking to you about policies and quotes and whatnot. There’s a lot of jargon that you need to deal with, and there are a lot of big words that maybe no one ever took the time to explain. It’s important that you know what these words mean. We’ve put together a list of twelve common home insurance words that you should know about.
homeowner’s insurance
Homeowner’s insurance is extremely important in protecting your home from damages or other losses. It is essential to have in case of a disaster, robbery, or other instance. However, there may be things in your policy that are not covered that you are unaware of.
In this article, we will discuss what items or events may not be covered under your homeowner’s insurance policy. No home should be without insurance. Therefore, knowing what to look for in your policy can help you get the best possible coverage without any surprises down the line. To get more information on the subject, reach out to so that we can assist you in picking the best insurance coverage.
Can a contractor sue you if they get hurt at your house?
As hard as it is to admit during home renovations: You can’t do it all. So, at some point, you may need to hire a contractor to do what you can’t. However, what if the person you hire gets hurt while working on your home? Are their medical bills your responsibility or the responsibility of the company that you hired them through? The answer, as with most things, is that it depends. Let’s take a look.
4 home insurance endorsements you need to know about.
Your home insurance does a lot of cool things. It protects you from different losses, and it serves as a financial safety net. While there are a lot of great things that home insurance does, there are some coverages that you may want to add to your policy as endorsements. (Don’t worry – we’ll explain what an endorsement is in a second.) But what are these home insurance endorsements that you should know about so you can consider whether you should add them to your policy? We’ll go over four.
Getting home insurance? An insurance agent may ask these 10 questions.
Going through the process of getting home insurance might seem intimidating and overwhelming. There are a ton of questions to answer, lots of big fancy words, and plenty of details. It might help to be prepared for what questions you’ll get ahead of time…and to know why the agent on the other end of the phone is asking what they’re asking. We’re going to explain 10 questions that an insurance agent might have for you and why the answers matter.
What’s the declaration page of my home insurance policy?
It might be intimidating to look at your home insurance policy. That thing looks, well, extremely boring and tedious. What if you just want a bird’s-eye view of what your policy does? Of course, it’s important to read your entire home insurance policy, but there has to be an easier way to get the basics. Well, insurance companies had the same thought. Enter the declaration page! Here’s an explanation of what the declaration page is.
What to know if you’re moving and you have to leave your home vacant
So, you’re moving and you’re trying to sell your house. In fact, you have a new place that you’ve already bought, and you’re going to pack up and hire some moving company trucks. But what about your current house? You’ll have to leave it vacant while you’re still trying to sell it. But…how does your home insurance work in this situation? You’re not living in the house and all of your stuff is going to be gone. Of course, that house is still valuable, and it’s still an investment. You still need it to be protected from loss. But will your home insurance still cover the house that you’ve moved out of? We’ll explain.
What to know about your home insurance if you’re moving to Mars
It might seem a little silly to worry about home insurance on Mars now, but we’re startlingly close to settling the Red Planet. Organizations like Space X are starting to make concrete plans on just how to make our space-colonizing dreams come true. While housing on Mars sounds amazing to some, it won’t exactly be cheap. So, rebuilding your home or space dome or celestial biome every time there’s a galactic disaster may make some space explorers second-guess relocating…if they don’t have the right coverage. But what is the proper insurance coverage for a home on Mars? Here are some of our ideas.
How to prevent wind damage to your home
So, we’ve all heard the expression “batten the hatches.” (If not, that’s okay.) Basically, it means to tighten and seal all the doors and windows and hunker down because a storm’s coming and it’s a fierce one. Wind damage is a major threat to a house – Mother Nature doesn’t play around, especially when summer rolls in and those storms sweep on through. It’s important to protect your house from the “water” part of storm damage, but you can’t forget about wind. Here are nine tips to protect your home from wind damage.
How much insurance would you need in The Avengers universe?
Okay, so we’re getting pretty pumped about the premiere of the new Avengers movie, Endgame. The last Avengers movie, Infinity Wars, left off at such a cliff-hanger that we’ve been tapping our feet in impatience ever since. Anyways, we greatly enjoy the superhero antics (and squabbling) in the movies, but we noticed that there’s a lot of destruction that goes on – collateral damage if you will. We can’t help but wonder what would happen if we lived in the Avengers universe with the gaggle of superheroes – and supervillains – running around. More specifically, we’re wondering how much insurance the average person should carry if they shared a city with these guys. In case you forgot, New York City gets pretty trashed.
Get your home insurance ready for Atlantic hurricane season
Okay, we get that it might seem a little early to be talking about hurricane season. There’s nothing to worry about quite yet, is there? There’s still time before the big storms hit, right? Well, sure, but the thing is that it’s important to give yourself time to get your insurance situation sorted out. Here are five things to know about hurricane season and home insurance – we’ll explain why it’s never too early to prep your insurance for hurricane season.