Insurance

Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.

We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.

The Ultimate Guide to Making a Hotshot Trucking Business Plan

February 2, 2023

Hotshot trucking is a rapidly growing industry that provides a one-of-a-kind opportunity for individuals who wish to start their own business. Hotshot trucking involves hauling smaller loads and delivering them fast, usually within a day or two. These services are in high demand, particularly in the oil and gas industry, where quick deliveries are needed. If you’re considering starting your own hotshot trucking company, you’ll need to develop a good business plan to succeed.

We’ll go through the steps you need to follow to create a successful hotshot trucking business and ways to reach your entrepreneurial goals in this blog. Let’s get started!

Choosing the Right Commercial Truck Insurance Policy in Texas

August 30, 2023January 26, 2023

Having the appropriate insurance coverage in place is critical when operating a commercial truck in Texas. Insurance is not only a legal obligation, but it also provides financial protection in the event of damage or an accident.

Selecting the right commercial truck insurance policy, on the other hand, can be a daunting task. However, with some research and knowledge of your options, you can discover a policy that meets your needs and requirements.

In this post, we’ll discuss how to choose the best commercial truck insurance policy in Texas. Let’s get started!

Understanding Short Haul Trucking

January 4, 2023December 21, 2022

Short haul trucking presents several advantages for experienced drivers. For instance, there’s the ability to plan around tight deadlines, stay close to home, and reduced operating costs. But you’re probably asking yourself, what is short haul trucking exactly?

In this blog post, we’ll discuss the ins and outs of short haul trucking, how it differs from long haul trips and the importance of being insured. Let’s begin!

Reasons a CAB Report Affects Truck Insurance Costs

December 12, 2022November 17, 2022

Your CAB report is a collection of information with a score depending on the number of red flag offenses you have accrued, to put it simply. Your truck insurance premiums are directly influenced by this data.

Learn more about how and why your CAB report may affect the price of your truck insurance by reading this article.

How Much Does It Cost to Tow a Car if I Call a Tow Truck Company?

November 22, 2022November 15, 2022

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When you find yourself in need of a tow, which isn’t something you hope you don’t need on a recurring basis, it’s often difficult to understand what the average cost should be. Even before the average costs, what makes up the cost of a tow?

If your car insurance policy includes roadside assistance, getting a tow can be completely FREE! That’s why, as a general practice, our agents always recommend roadside assistance when creating our auto insurance quotes. Including this type of coverage in your policy can ultimately save you time and money in a sticky situation. Here’s an idea of the average cost of a tow, the cost per mile, and why towing is priced the way it is.

Ask Your Trucking Insurance Agent These Questions

October 28, 2022

A little bit of research can go a long way when it comes to purchasing commercial truck insurance. It’s critical to ask relevant questions to make certain that you’re adequately covered in the event of a mishap.

Because each truck insurance policy provides a different level of coverage, you must choose appropriate coverage to safeguard yourself and your business. Asking your trucking insurance agent a few questions regarding their service team, coverage and carrier options, and so forth.

The following are the questions you should ask your trucking insurance agent to clear up any confusion and comprehend the terms and conditions of the policy.

How To Save on Cargo Insurance Rates

September 22, 2022

Cargo insurance protects the goods you transport, so if you suffer a loss such as theft, fire, crash, or collision that damages your shipment, you’ll be protected. Additionally, it’ll cover the expense of removing debris from roadways, which is beneficial because these costs can be quite high. Also, it’ll help with the funds needed to prevent additional damage to the cargo in question, as well as any legal defense costs that may arise.

As you can see, cargo insurance is a necessity. However, that doesn’t mean it’s a cheap expense. When shopping around for affordable cargo insurance, there are certain things you can do to save on your rates.

What’s the Difference between Non-Trucking Liability and Bobtail Insurance?

April 11, 2024September 13, 2022

Regardless of whether you’re an owner-operator or independent contractor, it’s critical to have adequate truck insurance. Despite the safety measures and training requirements you’ve put in place, operating a commercial motor vehicle is considered a high-risk profession. Therefore, you must take proactive measures to safeguard your trucking business.

How Safety Programs Can Lower Truck Insurance Costs

December 12, 2022September 1, 2022

With help from safety programs, you can save your company money, improve productivity, and increase employee morale on the road.

A Guide to Hot Shot Insurance Coverage

August 19, 2022

A hot shot truck is used to transport items that are too large to fit in a conventional semi truck. Animals, farming equipment, construction materials, and automobiles are examples of such items. Traditionally, this freight is transported over short distances and for individual clients.

If you wish to work in the hot shot transport industry, you’ve reached the right place! This article will go over the basics of hot shot insurance coverage. Let’s get started!