If there’s something going on with your home, you need to have someone fix it. That person might be a contractor who knows how to do home repairs or improvements. You want to make sure you hire the right person to do the job – after all, it is your home they’re going to be fixing. How can you be sure you’re hiring a reputable contractor? Sure, you’ve got gut instinct, but is there anything you should look out for? We’ve got some red flags you might want to watch out for when hiring contractors.
Home Insurance
Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
11 practical tips for Halloween
Halloween is a lot of fun, and it’s a day that kids and adults alike love. Costumes, candy, spooky decorations – what’s not to love? While it’s easy to get swept up in all the Halloween antics, it’s also important to remember to be safe – and to keep the trick-or-treaters coming to your house safe! We’ve got a few tips for you to both prepare your house for the onslaught of small children and keep your own kids safe when they return from their adventures.
How can homeowners lower their liability risk?
The word lawsuit is enough to strike fear into anyone’s heart. No homeowner wants to think about being sued, or about someone getting hurt on their property. But the reality is that these things happen, and they can happen all-too-easily. Homeowners who have pools, trampolines, or dogs can face higher liability risk. So, what’s a homeowner to do to lower their liability risk? We’ll go over a few helpful tips.
What happens if a guest causes damage to your home?
So, having people come over to visit is a lot of fun. Family and friends are oftentimes welcome guests, and it can be nice to spend time with people you care about and relax a bit. Whether you just planned a dinner with some family friends or you’ve got guests staying for a week, having company can be exciting. But what would happen if your guest accidentally caused damage to your home? We’ll go over how the situation could play out – and how home insurance could help.
Does home insurance cover storm damage?
Storms can be very scary – the force and wrath of Mother Nature is not to be trifled with. If you have to weather a storm, you might be wondering how you can put your home back to rights. How can home insurance help with storm damage? We’re going to go over some of the ways that your insurance can help you out when it comes to getting your home back to normal.
Test your insurance IQ with these 12 home insurance words
When to insurance, it can feel like an agent is speaking a second language when they’re talking to you about policies and quotes and whatnot. There’s a lot of jargon that you need to deal with, and there are a lot of big words that maybe no one ever took the time to explain. It’s important that you know what these words mean. We’ve put together a list of twelve common home insurance words that you should know about.
Can a contractor sue you if they get hurt at your house?
As hard as it is to admit during home renovations: You can’t do it all. So, at some point, you may need to hire a contractor to do what you can’t. However, what if the person you hire gets hurt while working on your home? Are their medical bills your responsibility or the responsibility of the company that you hired them through? The answer, as with most things, is that it depends. Let’s take a look.
4 home insurance endorsements you need to know about.
Your home insurance does a lot of cool things. It protects you from different losses, and it serves as a financial safety net. While there are a lot of great things that home insurance does, there are some coverages that you may want to add to your policy as endorsements. (Don’t worry – we’ll explain what an endorsement is in a second.) But what are these home insurance endorsements that you should know about so you can consider whether you should add them to your policy? We’ll go over four.
Fourth of July safety tips you need to know
The Fourth of July is a time for celebration, family, and summer fun. Maybe you get some time off work in observance of the holiday and you’re looking forward to relaxing, grilling out, and watching some fireworks. Sure, July 4th is a great time, but you also need to be sure to be safe. Check out the following reminders so you can have a happy and safe Fourth of July.
Getting home insurance? An insurance agent may ask these 10 questions.
Going through the process of getting home insurance might seem intimidating and overwhelming. There are a ton of questions to answer, lots of big fancy words, and plenty of details. It might help to be prepared for what questions you’ll get ahead of time…and to know why the agent on the other end of the phone is asking what they’re asking. We’re going to explain 10 questions that an insurance agent might have for you and why the answers matter.