You’ve filed a claim, you’ve gone through the assessment process, and finally an insurance company has written you a check for the damages. During this process, though, you may have wondered if you really have to use the insurance money for its intended purpose – the repairs. Is it legal to just pocket the money, use it for something else, and walk away? As with most things insurance, it depends. Here’s why.
Home Insurance
Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
Does home insurance cover the foundation of my home?
Foundation issues are every homeowner’s worst nightmare. If the very base of your dream home crumbles, the whole thing can come crashing down around you. However, because of its supportive nature and difficult repair location, fixing the foundation of your home can be quite expensive. Home insurance is built to help you take care of certain damages concerning your home’s structure, but can it take on this hefty repair request? Let’s take a look.
How to choose a contractor
You might be thinking about doing some renovations to your home, or maybe your home needs some repairs. At any rate, you’ll need to hire a contractor. It can be stressful trying to find the right person to do the job and work on your house. Your home is your place, your, well, house! You want someone you can trust to work on your house, of course. Here are a few considerations if you need to choose a contractor, no matter how big or small the project might be.
10 tips for holiday safety
The holidays are supposed to be filled with fun and joy and cheer, but there are plenty of dangers that come along with them. Though the holidays can be an overwhelming flurry of activity, don’t forget some basic things you can do to keep your family safe this winter holiday season. Here are a few quick reminders.
Get your home ready for winter
If you’re a homeowner, you probably dread anything happening to your house. (Houses are expensive!) The problem is that winter and its sometimes extremely cold weather can be hard on your house. It’s important to take steps to protect your house from the elements – snow, ice, sleet, and freezing temperatures are no joke! Anyways, there are a few things you can do to protect your home from winter.
How can home insurance help during the winter?
Winter is almost here, and that means there could be a lot of snow, ice, sleet, and so on. So, with the coldest season of the year just around the corner, you might be wondering about your house. What if something happens to your home in the frigid winter months? You would probably want to get your home fixed as quickly as possible. So, you might turn to your home insurance. But what sort of losses are covered by home insurance? We’ll explore a couple different ways that home insurance could protect you this winter.
4 tips for hiring contractors
If there’s something going on with your home, you need to have someone fix it. That person might be a contractor who knows how to do home repairs or improvements. You want to make sure you hire the right person to do the job – after all, it is your home they’re going to be fixing. How can you be sure you’re hiring a reputable contractor? Sure, you’ve got gut instinct, but is there anything you should look out for? We’ve got some red flags you might want to watch out for when hiring contractors.
11 practical tips for Halloween
Halloween is a lot of fun, and it’s a day that kids and adults alike love. Costumes, candy, spooky decorations – what’s not to love? While it’s easy to get swept up in all the Halloween antics, it’s also important to remember to be safe – and to keep the trick-or-treaters coming to your house safe! We’ve got a few tips for you to both prepare your house for the onslaught of small children and keep your own kids safe when they return from their adventures.
How can homeowners lower their liability risk?
The word lawsuit is enough to strike fear into anyone’s heart. No homeowner wants to think about being sued, or about someone getting hurt on their property. But the reality is that these things happen, and they can happen all-too-easily. Homeowners who have pools, trampolines, or dogs can face higher liability risk. So, what’s a homeowner to do to lower their liability risk? We’ll go over a few helpful tips.
What happens if a guest causes damage to your home?
So, having people come over to visit is a lot of fun. Family and friends are oftentimes welcome guests, and it can be nice to spend time with people you care about and relax a bit. Whether you just planned a dinner with some family friends or you’ve got guests staying for a week, having company can be exciting. But what would happen if your guest accidentally caused damage to your home? We’ll go over how the situation could play out – and how home insurance could help.