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Home Insurance

Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.

But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.

We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.

water heater annual checkup

Will your water heater pass this annual check up?

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Your water heater is one of those appliances that you don’t think about until you have no hot water or you have a 60-gallon flood in your basement!

Like all appliances, your hot water heater needs some TLC once in a while. In this article, we will look at some of the potential areas of concern for you to include in your annual water heater checkup. If you don’t feel comfortable doing this yourself call a licensed plumber in your neighborhood. Ask yourself: What kind of hot water heater do you have? Is it electric or gas? Pay attention to the tips that are pertaining to your type of water heater.

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carbon monoxide test

Carbon Monoxide Test

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Do you make these common carbon monoxide poisoning mistakes? Who’s ready to take a quick carbon monoxide test?

Here’s your 2-question carbon monoxide test:

True or false?

  1. You can SEE carbon monoxide. T/ F
  2. You can SMELL carbon monoxide. T/F

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air conditioner fires

Air conditioner fires & how to prevent them (updated)

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*Updated on July 18, 2017.

When it’s hot and muggy outside, we become truly thankful for air conditioner systems! It’s hard to imagine what life was like before they invented AC. When it’s 98 degrees in August and the humidity is 100%, you’d give anything to turn the air conditioner on. This can lead to a problem: air conditioner fires.

A 2016 report from the National Fire Protection Association (NFPA) gives some somber statistics. In 2014, air conditioning, fans, or related equipment were involved in an estimated 7,800 reported U.S. home structure fires. Sadly 50 people died and 260 were sent to the hospital with injuries.

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protect home from hurricane

How to protect your home from hurricanes

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Did you know that hurricane season officially runs from June 1 through November 30 each year with the busiest time between mid-August and mid-September?

What does that mean for you? It’s time to batten down the hatches! While Georgia has not had a “direct hit” hurricane since the 1800’s, we certainly can get heavy rain, high winds, or tornadoes from the remnants of the Atlantic and Gulf coast storms. That raises an important question:

What can we do to protect our homes and families from hurricanes?

Here are a few helpful tips so that you and your family will be prepared ahead of time.

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dangerous dog list

What is the dangerous dog list?

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Our best advice for pet lovers is to call your insurance agent before buying your next dog. Why? Are you sitting down? Your insurance company might drop you if you select the wrong breed. Seriously. It’s the truth.

This raises a few common questions from our fellow animal lovers:

  1. Why are certain breeds blacklisted?
  2. Which breeds may cause me to be ineligible for home insurance?

Let’s go ahead and tackle one of these at a time.

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renters insurance

What is renters insurance and what does it cover?

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Renters insurance for apartment and home renters is the equivalent of  what home insurance is for a home owner.

As you might already know, there are several forms of home insurance. Renters insurance is considered HO4 Contents Broad Form Insurance.

The major difference is that a homeowners policy covers structural damage, while renters tenant policy only covers the apartment dwellers contents.

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college campus homeowners insurance

Will my homeowners policy cover my college students belongings?

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It seems like just yesterday that your child started grade school and here they are now headed off to college university. You have always been there for your child. You have done your best to teach them the difference between right and wrong. You have taught them how to make good choices. You have also done your best to protect them from harm. Now its time to send them off into the world to find their way on the road to adulthood and success.

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