Home Insurance

Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.

But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.

We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.

How to protect your home from hurricanes

June 6, 2021August 2, 2016

Did you know that hurricane season officially runs from June 1 through November 30 each year with the busiest time between mid-August and mid-September?

What does that mean for you? It’s time to batten down the hatches! While Georgia has not had a “direct hit” hurricane since the 1800’s, we certainly can get heavy rain, high winds, or tornadoes from the remnants of the Atlantic and Gulf coast storms. That raises an important question:

What can we do to protect our homes and families from hurricanes?

Here are a few helpful tips so that you and your family will be prepared ahead of time.

What is the dangerous dog list?

June 6, 2021July 28, 2016

Our best advice for pet lovers is to call your insurance agent before buying your next dog. Why? Are you sitting down? Your insurance company might drop you if you select the wrong breed. Seriously. It’s the truth.

This raises a few common questions from our fellow animal lovers:

Why are certain breeds blacklisted?
Which breeds may cause me to be ineligible for home insurance?

Let’s go ahead and tackle one of these at a time.

What is renters insurance and what does it cover?

June 6, 2021July 26, 2016

Renters insurance for apartment and home renters is the equivalent of what home insurance is for a home owner.

As you might already know, there are several forms of home insurance. Renters insurance is considered HO4 Contents Broad Form Insurance.

The major difference is that a homeowners policy covers structural damage, while renters tenant policy only covers the apartment dwellers contents.

Will my homeowners policy cover my college students belongings?

June 6, 2021July 21, 2016

It seems like just yesterday that your child started grade school and here they are now headed off to college university. You have always been there for your child. You have done your best to teach them the difference between right and wrong. You have taught them how to make good choices. You have also done your best to protect them from harm. Now its time to send them off into the world to find their way on the road to adulthood and success.

Does My Homeowners Insurance Cover Flooding?

June 6, 2021July 19, 2016

Does my home insurance policy cover floods?

Tens of thousands that suffered catastrophic consequences from Hurricane Sandy, Andrew, Katrina, and more recently Harvey learned the hard way that the answer is no. Many are surprised to learn that their homeowners and renters policies do not cover flooding.

Safety tips for grills & barbecues

June 6, 2021July 14, 2016

Just imagine the smell of hamburgers and hot dogs on the grill this summer.

Mmmmm…..

Smell that? Nothing beats a good old fashioned cook out! Unfortunately, each year about 5,700 grill fires take place on patios and back yards just like yours.

Atlanta apartment security systems tips

June 6, 2021July 12, 2016

If you are looking for a security system for your apartment or rented home, then listen closely. You already now the importance of having a monitored burglar alarm. Thieves will literally pass by your place to find an easier apartment to break into.

Plus, with a security system, you’re eligible for a discount on your renters insurance policy!

How do you choose a security system for your rented apartment or home?

The answer isn’t as simple as you would think. Renters actually find it difficult to find a security company that is willing to work with them. Perhaps you have found that already when you heard someone say, “We don’t do apartment renters.”

Top Atlanta cleaning services give cleaning tips for Georgia apartment renters & home owners

January 12, 2023July 8, 2016

If you are a Georgia apartment renter or home owner looking for an Atlanta cleaning service or maid, then this article is definitely for you!

You work hard. You play hard. You deserve help keeping your apartment neat & clean.

Here at InsuranceHub, we find that our clients that are apartment renters fall into two categories when it comes to cleaning their home:

They want to find the right house cleaner or maid service to come in weekly or monthly.
They want TIPS on how to keep their apartment cleaner.

Now not everyone loves to clean. (In fact many of us “DREAD” it!) However, all of us ENJOY having a clean home, don’t we?

What is an insurance claim and how do I file one?

June 14, 2021July 5, 2016

What is an insurance claim?

We discussed in a recent article that no one expects disasters, emergencies or catastrophes. However, if the time comes that your home or possessions are damaged, destroyed, or stolen, it’s comforting to know that your insurance company is ready to help you. Simply put, an insurance claim is when you submit paperwork to your insurance company to help reimburse you for losses after a disaster occurs.

Roof inspections save you money

June 6, 2021June 30, 2016

Did you know that roof inspections help you save on your homeowners insurance?

As we have discussed on insurancehub.com before, preventive maintenance is the key to protecting the investment of your house. Your roof can be compared to a helmet that protects your head. Just as a damaged helmet can make you susceptible to brain injuries, a damaged roof can make you susceptible to water damage, termites, and mold growth.