Home Insurance

Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.

But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.

We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.

Home Insurance Drones Encircle Texas

June 6, 2021October 4, 2016 by InsuranceHub

How surprised will you be when you see an insurance drone circling your Texas home?

Here is the thing: insurance companies paid out billions of dollars worth of hail & storm insurance claims so far this year. For example, here are some of the claims in Texas:

San Antonio got hammered with grapefruit-sized hailstones up to 4.5 inches in diameter that knocked out windows.
Wylie, Texas, was hard hit with softball-sized hail that shattered car and home windows.
The Dallas-Fort Worth metro has been hit with thunderstorms that produced hail to the size of golf balls and tennis balls.

Should I file a roof hail damage claim?

June 6, 2021September 22, 2016 by InsuranceHub

Should you file a roof hail damage claim after a storm? Maybe, but it is important to note not all damage merits a claim. So what should you do if you suspect you have roof hail damage? Get it inspected.

Lightning and your electronic equipment

June 6, 2021September 15, 2016 by InsuranceHub

We don’t have to tell you how dangerous a lightning storm can be.

Downright scary! Lightning strikes can cause home fires. Another potential lightning threat is blowing up all of your electronic equipment. Just suppose your new $4,000 TV was hit by lightning.

Poof! Your TV is gone in a microsecond. Can this really happen? Most definitely, yes! Lightning and sensitive electronic equipment do not mix!

Do you have a fire bomb hiding in your closet?

June 6, 2021September 13, 2016 by InsuranceHub

You might be surprised how many flammable products you keep in your home and garage.

The following can ignite or explode if stored improperly:

fuels like kerosene, oil, and gas
solvents like benzene
cleaning agents
thinners
adhesives
paints
propane

Is A Pool Covered By My Homeowners Policy?

June 6, 2021September 8, 2016 by InsuranceHub

Let’s face it, swimming pools are fun.

The idea of kicking back and relaxing while you float around your pool is inviting, isn’t it? Some of our best memories of growing up revolve around being in our backyard pool with friends and family.

However, there is a dark side to pool ownership that few care to think about. Did you know that about 300 children under age 5 drown in their backyard swimming pools? The sad truth is that it only takes a second for a child to slip under the water to drown before anyone notices what has happened. This raises an important question:

Are swimming pools covered under my home insurance policy?

Using your clothes dryer without burning down your house

June 6, 2021September 6, 2016 by InsuranceHub

Having a washer and dryer in your home is definitely a modern convenience.

It’s certainly better than beating laundry on a rock down by the river, isn’t it? While doing laundry at home can be a blessing, did you know that it carries potential dangers too? Here is the thing: in the recent year, there were an estimated 16,800 reported U.S. home structure fires involving clothes dryers or washing machines. Sadly, there were 51 civilian deaths and 380 civilian injuries. The insurance companies sent out claims checks for almost $236 million for repairing direct property damage as a result of clothes dryer fires.

Fireworks safety tips

June 6, 2021September 1, 2016 by InsuranceHub

Fireworks look fun, don’t they? But are fireworks safe?

Yellow, green, red explosions in the sky captivate the minds and hearts of millions each holiday weekend. As fun as they are to watch, fireworks can pose a great danger to you, your children, and your home. In what way? Let’s talk about that.

Tornadoes: Natures Violent Twisting Storms

June 6, 2021August 25, 2016 by InsuranceHub

When you think about tornadoes, what visual image pops up in your mind?

Perhaps you think back to the Wizard of Oz where the tornado picks up Dorothy’s house and tosses it into the land of the munchkins? Tornadoes are one of the most powerful and destructive forces in nature. Here’s some advice on how to prepare for a tornado and what to do if you’re caught in a twister’s path.

That raises a few questions:

What is a tornado?
What are the signs of a tornado?
What is the difference between a tornado watch and a tornado warning?

Will A GFCI outlet save your life?

June 6, 2021August 23, 2016 by InsuranceHub

Did you know that a GFCI outlet can save your life?

Q: What happens when you mix electricity and water?
A: Nerve and tissue damage, burns, gangrene, and death.

Is it really that serious? Yes it is.

That is why the installation of ground fault circuit interrupter (GFCI) receptacles is mandatory in homes today. In fact, did you know that before the installation of GFCIs were mandatory, nearly 800 people died annually from household electrocutions? Today, less than 200 people die annually from household electrocutions.

Should I make a lightning damage insurance claim?

June 6, 2021August 18, 2016 by InsuranceHub

Imagine a lightning bolt strikes within a few hundred feet of your home and sends an electrical surge of up to 1 billion volts through your electrical system.

What do you think would happen?

FZZZZZZZT!