Are you covered if you hit a parked car?

Am I covered by car insurance if I hit a parked car?

It’s been a busy week, and you’re in a real rush getting out of the grocery store. You’ve got to get home because the kids have soccer practice and you need to get them ready. Work ran late, and as a consequence, you’re running late. Anyways, you hop in the car and get going…but then you accidentally hit a parked car. Uh oh. Now there’s a good-sized section of the back of that car that’s smooshed, and your own car…well, there’s a good amount of damage there, too. The question is no longer how late you’re going to be, but this – am I covered by car insurance if I hit someone else’s parked car?

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Car insurance claim

How to handle a car insurance claim

If you’re in an accident and you find yourself in the scary situation of having to file a car insurance claim, you might feel a little overwhelmed. You’re probably still a bit shaken from the accident itself, and the last thing you feel like doing is dealing with car insurance. But we’ve got a few tips to help you through the process of filing an insurance claim.

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Bodily injury liability insurance is very important.

Car insurance: What is bodily injury liability?

Though many people depend on their cars to get where they need to go, driving isn’t without its risks. Since we drive so much and ride in cars so much, we’re so used to it that sometimes we forget the danger. But accidents and wrecks happen, and that’s why car insurance is a thing. One essential coverage that you need as part of your insurance plan is bodily injury liability coverage. But what’s that, you may ask? We’ll explain.

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Car insurance deductible

What is a car insurance deductible and how does it work?

You know you have to have car insurance to drive your car, and you know it’s a financial safety net in case anything happens. But there are a lot of concepts and words that you need to know. Perhaps one of the biggest insurance buzzwords you should know is deductible. What is a car insurance deductible, and how does it work? We’ll explain.

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Car insurance - Medical payments vs. liability insurance

Car insurance: Liability insurance vs. medical payments

When you’re shopping for car insurance, there are tons of terms and coverages that can get thrown around. Some of them are built to help you pay other drivers, but some of them are built to help you directly. Understanding which ones are which can be difficult, especially when they sound very similar. Two of these coverages in particular, bodily injury liability and medical payments insurance, can be life-savers in different ways. But understanding these coverages will take more than just a glance at their names. So, here’s what you need to know about each type of coverage.

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Getting quotes from a car insurance agent.

What information does a car insurance agent need to get you a quote?

If you’re going through the process of getting car insurance quotes, you may be a little worried about what to expect. What’s going to be involved in the quoting process? Will there be a lot of fancy “insurance-speak” words thrown your way? Is getting auto insurance going to turn into a stressful thing? (Hopefully not!) We know insurance isn’t a “favorite thing” for a lot of people, but we’re here to help. To let you know what to expect when you get quotes from a car insurance agent, we’ve put together a list of 5 questions to be ready for.

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Hail damage can be covered under comprehensive coverage.

Does car insurance cover hail damage?

Hail damage can come when you least expect it – literally. Hail season actually starts in the summer when, of course, everyone would love to be outside. But what happens if you leave your car out for some summer sun and these chunks of ice put a damper on your road trip? Can your car insurance help melt away your worries? Or will you have to put your driving plans on pause? Let’s find out.

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Maybe you're wondering why you need car insurance.

Why do I need car insurance?

So, you know that you need to get auto insurance before you hit the road. You know you can’t drive without it, but the thing is that it’s pricey. Why do you even have to get car insurance? What’s the point of the lengthy list of coverages you can choose from? Why is it important to put some serious thought into insuring your car as opposed to just choosing the cheapest, bare-bones coverage you can find? These are all valid questions, and we’re going to answer them. Knowing why you need car insurance might make it easier to cough up the money for your bill.

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What insurance would you need if you were in the Avengers universe?

How much insurance would you need in The Avengers universe?

Okay, so we’re getting pretty pumped about the premiere of the new Avengers movie, Endgame. The last Avengers movie, Infinity Wars, left off at such a cliff-hanger that we’ve been tapping our feet in impatience ever since. Anyways, we greatly enjoy the superhero antics (and squabbling) in the movies, but we noticed that there’s a lot of destruction that goes on – collateral damage if you will. We can’t help but wonder what would happen if we lived in the Avengers universe with the gaggle of superheroes – and supervillains – running around. More specifically, we’re wondering how much insurance the average person should carry if they shared a city with these guys. In case you forgot, New York City gets pretty trashed.

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