Conducting a physical security audit of your fleet’s truck and trailer locks can significantly reduce your chances of theft and cargo loss. Even more, implementing improvements based on audit findings can help reduce your truck insurance premiums and improve your standing with shippers looking for secure transport partners. This checklist serves as a practical guide to identifying vulnerabilities and upgrading your fleet’s physical defenses.
transportation insurance
As a truck driver, you’re responsible for providing vehicles, protecting cargo, and keeping the roads safe for one and all. That is why it is important to have transportation insurance, which insures the goods that are in transit from one location to another.
Commercial vehicles come in all different shapes in sizes. It is crucial to pick the right coverage for your type of vehicle along with the right amount.
In this article, we will discuss how to properly insure a transportation company and how to keep costs low. Transportation insurance costs can be expensive, that is why we will talk about how to afford the coverage you have.
Protecting Your Trucking Business After an Accident: The Legal Steps of a Truck Accident Claim
You’ve been driving your truck for eight years without an accident. Then, out of nowhere last December, another vehicle sideswipes you, causing $15,000 in damage to your tractor. Your specialized equipment is now out of commission, and you’re facing two weeks of downtime.
What do you do?
The truth is, protecting yourself and your trucking business starts before an accident ever happens. By preparing in advance and knowing what the legal steps of a truck accident claim are, you can improve your chances of recovering damages quickly and fairly.
Why Physical Damage Insurance Matters for Your Semi Truck
If you’re behind the wheel of a semi truck, you already know the sacrifices you’ve made to get here. Long hours, tight schedules, and the constant pressure to deliver. Your truck isn’t just a vehicle — it’s your livelihood, your investment, and in many cases, your second home.
But here’s the hard truth: no matter how careful you are, things happen. Accidents. Vandalism. Even theft. And when they do, the costs can hit harder than a blown turbo on a steep grade.
What is Motor Truck Cargo Insurance and Why Do You Need It?
As a trucker, you face numerous risks every time you hit the road. Some dangers, like accidents, severe weather, and mechanical failures, are easy to recognize. However, one often-overlooked risk is the potential loss or damage of the cargo you’re transporting.
For-hire truckers typically don’t own the freight they haul. This means that standard liability insurance may not cover losses related to damaged or stolen cargo. Given that cargo can be highly valuable, the financial implications of losing a load can be devastating—not to mention the damage it can do to your reputation and relationships with clients.
This is where motor truck cargo insurance becomes a vital component of your trucking business. Let’s dive deeper into what it is, how it works, and why you might need it.
Are There Special Requirements for Garbage Truck Insurance?
Operating a garbage truck comes with its fair share of challenges, from maintaining compliance with regulations to ensuring your fleet is properly insured. If you’re navigating the world of garbage truck insurance, you’re likely feeling the weight of these responsibilities. It’s a niche area with specific needs, and you may wonder if you’re fully covered or if there’s a gap in your protection. Understanding the unique requirements of garbage truck insurance can feel overwhelming, but you’re not alone in facing these concerns.