As a homeowner, you’ve got a lot of responsibility on your plate – even when you’re not actually occupying your home. Home insurance policies often don’t allow for a homeowner to leave their house unattended for an extended period of time. Now, there’s a difference between an unoccupied home and a vacant home, but the bottom line is that you may need to get special coverage if you’re leaving your house empty. We’ll go over why your normal homeowner’s insurance may not cover your empty house and how you can make sure your investment is covered.
Home Insurance
Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
Ten home insurance exclusions you need to know about
Home insurance is there to protect your home from losses. It’s also there to give you some peace of mind – there’s enough stress in life without worrying about how you’d pay for damage to your house if disaster struck. However, it’s really important that you understand what your home insurance policy covers. Home insurance policies have exclusions, or losses that are not covered – meaning that if that particular loss hit your home, the insurance company wouldn’t pay for it. We’ll go over ten common home insurance exclusions and explain how you can cover gaps in your insurance.
What you need to know about bundling your home and auto insurance
You’ve probably seen some insurance commercials that talk about bundling your home insurance and auto insurance. Maybe you’re wondering what’s so great about bundled insurance policies. Can bundling your home and auto insurance really help you save money on your home insurance? Bundling comes with numerous advantages, but there are also some things you have to consider when asking yourself if you should bundle your home and auto insurance. We’ll explain what you need to know.
What will happen if I miss a home insurance payment?
Home insurance payments perhaps aren’t your favorite things. The deadlines are usually doable and you get that check in the mail (or pay online) with plenty of time. But sometimes things happen and you miss a payment. Maybe an emergency came up and you couldn’t get the bill paid. Perhaps it’s been a tough month financially and you just can’t make that payment. Or you may have simply forgotten – it happens. Whatever the reason may be, the home insurance bill didn’t get paid. And now you’re wondering what happens if you miss a home insurance payment. We’ll explain.
Life changes that mean you need to talk to your insurance agent
Nothing in life is certain. Sometimes we experience major life changes, and when life events happen you might need to re-evaluate your insurance situation and needs. It’s important to make sure that you have the coverage you need to be protected from all the risks you face every day. You definitely don’t want to end up underinsured, whether it’s with your home insurance or your auto insurance. So, we’ll go over some life situations that could mean you need to give your agent a call.
8 easy ways to save money on homeowners insurance
Protecting your home with homeowners insurance isn’t always cheap. However, that doesn’t mean there aren’t ways to save money on your home insurance. Of course, your insurance would quickly prove that it’s worth every penny if you ever have a disaster or loss, but why not get the same coverage you enjoy now or the coverage that you’re looking for at a lower price? Here are our tips to help you lower your homeowners insurance premium.
How to get home insurance: 10 tips to make home insurance easy
If you’re trying to get insurance for your home, you may have a few questions. At the top of the list might be how to get home insurance in the first place. It certainly seems like a daunting process with all the fancy words and big numbers. Since your house is so important to you and your family, it’s essential to make sure that it’s protected by the right home insurance. So, to help you out when you get home insurance, we’ve got some tips to keep in mind.
What do I do if my home insurance is canceled or nonrenewed?
What would you do if your home insurance company said that they were no longer going to insure you? The news would probably come as a pretty big blow. You depend on your home insurance to protect your house and losing that insurance might cause a little bit of panic. It can be difficult to get home insurance after being canceled or nonrenewed by an insurance company, depending on their reason for dropping your coverage. The question going through your mind might be: What do I do if my home insurance is canceled? There are a few things you can do in the event that your home insurance company drops you.
Will filing a homeowners insurance claim make my rates go up?
You may be familiar with the rumor that filing a home insurance claim will raise your insurance rates. This is an unsettling idea – isn’t home insurance supposed to protect you against losses? Well, yes, it is. And it will. But that doesn’t mean it’s a great idea to file claims for every little bump and scrape that your home endures. The answer to the question of will making a homeowners insurance claim raise rates is complicated – and, in essence, the answer is “it depends.” Let’s take a look at what you need to know about how a home insurance claim can impact your home insurance rates.
12 tips to keep your pet safe this Thanksgiving holiday
It’s that time of year again! Time to fire up the oven and get to eating some Thanksgiving turkey, mashed potatoes, green beans, maybe a winter soup, and, of course, pumpkin pie! Thanksgiving is a time for family and friends, but it’s important not to forget your four-legged family members in all the excitement. Thanksgiving presents numerous safety hazards to cats and dogs – all it takes is turning your back for a second and catastrophe can strike. Check out our tips below to make sure that your furry friends have a happy Thanksgiving.