Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
As far as hurricane season goes, we’re not out of the woods yet. (Hurricane season in the Atlantic goes from June to the end of November.) If you’re trying to get home insurance ahead of a major hurricane, you may encounter a problem: no one’s selling it in your area. There’s a reason that you can’t get home insurance before a hurricane: binding restrictions (a.k.a. moratoriums.)
Well, that doesn’t sound good. But what is that, exactly? We’ll explain.
Yes, it might be early in the fall season, but it’s never too early to start getting your home ready for winter. Cold weather, snow, and ice can be really hard on your house. It’s important to be proactive about taking care of your home before the winter weather gets too brutal. We’ve got an ultimate checklist of 30 fall home maintenance tasks.
Many homeowners are affected by flooding every year, and a lot of people only find out after the fact that flooding is not covered by home insurance. (By flooding we mean a rapid accumulation of water on the ground that invades your home.) Maybe you’re thinking about getting flood insurance, but you’ve got a few questions. How do you get flood insurance? How much does flood insurance cost? When should you get flood insurance? How much flood insurance can you get? We’ll explain the answers!
Well, you’ve got this insurance policy to protect your home – and your bank account – in case a disaster happens. The thing is, there are a lot of different terms and vocab words in there that are confusing. Some of them are even attached to numbers – yikes. We’re going to explain three different insurance numbers you need to know about when dealing with your home insurance.
So, you have this shiny, fancy home insurance policy to protect your home. It’s got lots of words in it. While you know that your home insurance is like an invisible financial safety net, you might be wondering what home insurance does. What tricks does it do? What special features does it have? What’s the quality of the camera? Just kidding. Bottom line: what does home insurance do? We’re going to explain what perils are covered by home insurance.
No one really wants to file an insurance claim. It’s just up there on the list of Not-Fun-Things-to-Do, right along with going to the dentist and paying bills. While sometimes Mother Nature strikes with unwarranted ferocity, there are a few things you can do to prevent damage to your home and protect yourself from home insurance claims. We’ll explain six common home insurance claims and how to avoid them.
Whether you’re thinking about adding to your family by bringing a puppy or kitten into your home or if you’ve already got a cat or dog, it’s essential that you make sure your home is pet-proof. Cats and dogs are very innovative, and while their antics can result in gut-clutching laughter, their curiosity and sneakiness can get the better of them. Making your home safe for your pet can help you avoid a disaster in which your fluffy friend gets into something they shouldn’t. Your pet is part of your family, and they’re counting on you to look after them. Check out the pet safety tips below.
Home insurance can feel very complicated, and there are many home insurance myths you should be wary of. Many of the rumors that persist about home insurance can be harmful to you financially, and it’s important to have all the facts when you insure your home. We’re in the mood to bust a myth, so check out the following home insurance myths – and discover the truth.
Your home insurance does a lot of cool things. Yeah, it might seem like it’s just kind of there most of the time, but it’s protecting you from the possibility of financial loss. You might have some questions about what your home insurance covers – including whether home insurance covers personal belongings. We’ll explain how home insurance covers your possessions, how much personal belongings coverage you need, and the difference between replacement cost value and actual cash value coverage.
Home insurance might not be your favorite thing to think about, especially if you get a scary letter saying that your policy has been nonrenewed or canceled. Wait – can they even do that? Just drop your home insurance policy and leave you with no coverage? Well, the answer is yes, in certain circumstances. But first of all, we have to explain the difference between your policy being nonrenewed and your policy being canceled – they’re two different things, and the distinction makes a difference when you’re trying to get home insurance after losing your coverage. We’ll explain what nonrenewal is, what cancellation is, and why home insurance companies cancel insurance.