Foundation issues are every homeowner’s worst nightmare. If the very base of your dream home crumbles, the whole thing can come crashing down around you. However, because of its supportive nature and difficult repair location, fixing the foundation of your home can be quite expensive. Home insurance is built to help you take care of certain damages concerning your home’s structure, but can it take on this hefty repair request? Let’s take a look.
Home Insurance
Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
Should You Cover Your Mortgage with Life Insurance?
Buying a home is one of the biggest financial commitments you’ll make in your lifetime. But what happens to that debt if something happens to you? For many families, a mortgage is their largest monthly expense, … Read More
Does Home Insurance Cover Tree Removal?
Fallen trees are more than just an eyesore, they can cause serious property damage, block access, and even create safety hazards. When a tree comes down on your property, you may wonder if your home insurance … Read More
Does Home Insurance Cover AC Units?
If your air conditioner breaks down, your first question might be whether your home insurance covers the cost of repairs or replacement. After all, an AC unit isn’t cheap, and when it stops working in the … Read More
What to Look for When Shopping for Home Insurance
Your home is one of your most valuable investments, both financially and emotionally. It’s where your life happens, where your family grows, where you rest, and where you keep the things that matter most. Protecting that … Read More
What No One Tells You to Do Before You Buy Your First Home
Buying your first home should be exciting—finally choosing paint colors, imagining your furniture in each room, and planting roots. But let’s be honest—it can also feel like stepping into a maze you didn’t even know existed. Between mortgage paperwork, inspections, and unexpected costs, it’s easy to feel like you’re missing something… because most first-time buyers are.
The truth is, many people buy a home thinking they’ve covered all their bases—only to discover a list of “wish-I-knew-before” moments that cost them time, money, and peace of mind. And here’s the thing: it doesn’t have to be that way.
Down Payment vs. Closing Costs: What Homebuyers Need to Know
Why buying a home is more than just “having some money saved.”
So you’ve decided to buy a house—congrats! 🏡
You’ve been saving like crazy, skipping lattes, selling random stuff on Facebook Marketplace, and maybe even putting off that beach trip. But now someone hits you with:
“You’ll need a down payment and closing costs.”
Wait… what now?
Don’t worry—at Johns Creek Mortgage, we’re all about breaking things down into normal-human language.
Is Travelers the Best Choice for Your Home Insurance? Let’s Break It Down
Let’s be real: picking the right homeowners insurance can feel overwhelming. You’re not just buying a piece of paper—you’re buying peace of mind. Whether it’s protecting your family home, a summer retreat, or a high-value property, the fear of overpaying or missing out on the right coverage keeps a lot of folks up at night. Maybe you’ve wondered if Travelers homeowners insurance is the right choice but felt stuck, unsure if you’re getting the best deal or if it even covers what you truly need.
What Makes a Home “High-Value” for Insurance?
Owning a luxury home is a source of pride, but it also comes with unique challenges. Standard homeowners insurance simply doesn’t provide the level of protection needed for high-value homes, leaving many homeowners underinsured. If you’ve ever wondered whether your home qualifies as high-value or why specialized insurance is crucial, you’re not alone. Many homeowners face the frustration of policies that don’t fully cover their property’s true worth.
Do I Have to Use Insurance Money for Repairs?
You’ve filed a claim, gone through the assessment process, and finally, your insurance company has issued a check for the damages. But now you might be wondering—do you really have to use that money for its intended purpose, the repairs? Or is it okay to pocket the cash and use it for something else? As with most things in insurance, the answer depends. Let’s break it down.