Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
Owning a luxury home is a source of pride, but it also comes with unique challenges. Standard homeowners insurance simply doesn’t provide the level of protection needed for high-value homes, leaving many homeowners underinsured. If you’ve ever wondered whether your home qualifies as high-value or why specialized insurance is crucial, you’re not alone. Many homeowners face the frustration of policies that don’t fully cover their property’s true worth.
You’ve filed a claim, gone through the assessment process, and finally, your insurance company has issued a check for the damages. But now you might be wondering—do you really have to use that money for its intended purpose, the repairs? Or is it okay to pocket the cash and use it for something else? As with most things in insurance, the answer depends. Let’s break it down.
The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. We’ve gathered the answers to the most common “Am I covered if…” questions about your homeowners insurance policy to help you minimize any coverage surprises.
No home is immune to the risk of theft. Whether you’re looking to protect your home while you are on an extended vacation or simply away at work for the day, it’s important to take precautions to help deter criminals from targeting your property. Be sure to utilize these home theft prevention tips to keep your property secure and help mitigate the likelihood of burglary while you are away.
When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help you protect yourself and your home.
Home insurance costs homeowners around $1,200 a year on average. If we’re being honest, you may be paying more than you need to. Luckily, there are a few ways you can save on your home insurance. Follow these 9 steps to ensure you’re getting a quality policy for a reasonable rate.
Vacations should be stress-free and easy-going. However, enjoying trips to the fullest is a bit difficult if you constantly worry about your property back home. It’s quite understandable if you’re worried about the security of your home and don’t want to face any issues when you get back. Fortunately, there are some easy-to-follow steps to prepare your home for vacation.
We understand that planning vacations are hectic enough on their own. Therefore, we’ve compiled some tips to keep your home safe while you’re on vacation.
Having a smart home security system is a great way to avoid burglaries, theft, and unwanted intruders. Due to the advancements in technology, security systems have become more connected. For example, most systems now include smart thermostats, outlets, and smoke/carbon monoxide detectors. These devices also allow you to control them via an app.
So, not only do these cool new gadgets add convenience to your home, but they also save you money in the long run. In this article, we will discuss how smart home security systems can save you money.
During the winter you’ll typically be paying more for your electric bill, especially if you live in a colder region. This is because people stay inside more in the winter compared to other months. Therefore, you’ll be having to click the heat up to keep your house at a comfortable temperature. Not to mention, during the winter people are more likely to have house guests due to the holidays. All of these factors affect the amount of energy being used in your home.
No one likes being stuck with a high energy bill. Therefore, in this article, we’ve included some ways you can save money this winter.
Marriage is a huge milestone and it brings significant changes in every aspect of your life. Therefore, it’s the right time to sit down and discuss crucial financial aspects, such as your insurance needs. Once you become newlyweds, you can go on the same auto and home policy and you may need to update your life insurance.
In this article, we will go over some tips for updating and changing your insurance once you’re married. We will also discuss some discounts you can receive too!