transportation insurance

As a truck driver, you’re responsible for providing vehicles, protecting cargo, and keeping the roads safe for one and all. That is why it is important to have transportation insurance, which insures the goods that are in transit from one location to another.

Commercial vehicles come in all different shapes in sizes. It is crucial to pick the right coverage for your type of vehicle along with the right amount.

In this article, we will discuss how to properly insure a transportation company and how to keep costs low. Transportation insurance costs can be expensive, that is why we will talk about how to afford the coverage you have.

Reducing Workers Compensation Costs at Your Trucking Business

July 22, 2022

Is your transportation business burdened by rising workers compensation costs? If so, you’re not alone. Others in the industry have attempted to reduce insurance costs and spending by controlling internal activities, but we have a different approach. Our five-step plan helps you establish a safety program that is both compliant with OSHA standards and designed to stimulate continuous improvement, helping you spend fewer workers comp dollars through a holistic approach that protects your bottom line.

So, without further ado, here are

4 Major Factors That Influence Commercial Auto Insurance Rates

July 14, 2022July 14, 2022

Commercial auto insurance has a wide range of exposures, and several industry changes, as well as the severity and frequency of claims, have had a major impact on insurance carriers. In fact, many are struggling to maintain profitability in the commercial auto insurance market. As a direct result, they’re passing this burden onto their policyholders.

Even when hiring safe drivers and having a clean loss record, it’s not unusual for businesses to see year-over-year rate increases. Nevertheless, claims history is only one component, and several high-level trends impact commercial auto insurance rates.

Occupational Accident Coverage Can Protect Your Trucking Company

June 15, 2022

Trucking is a dangerous industry, with a high occurrence of injury and death due to the long hours and inclement conditions truck drivers must endure. You know that it is important to protect your employee drivers with workers’ compensation, but are you offering equivalent protection to your independently contracted drivers?

Protect your independent contractors, their families, and your trucking business by offering them occupational accident insurance coverage.

Tips for New Truck Drivers

June 8, 2022

Truck drivers play a crucial role in our supply chain. So, if you’re looking to get started in the trucking industry then you’re in the right place. It’s not an easy task and a lot of training and education is required. If you’re feeling overwhelmed then we are here to help.

In this article, we’ll share some of our top tips for new truck drivers. Let’s get started.

A Guide to Hot Shot Trucking

August 10, 2022June 2, 2022

Shippers and brokers have loads that need to be transported from one location to another. Therefore, they depend on hot shot trucking companies to get the job done.

These professionals are trained to haul critical and time-sensitive materials to their designated drop-off location.

These drivers frequently haul the following items:

Livestock
Construction materials and equipment
Agricultural machinery
Cars
And so on

The hot shot trucking business can be very profitable if you know what you’re doing. In this article, we discuss the pros and cons of operating a hot shot truck. Let’s get started.

Reefer Safety Tips

May 26, 2022

Reefer trucks are essential for delivering temperature-sensitive products safely, and refrigerated products no longer include only food. Properly maintaining a reefer unit is the key to delivering an undamaged product, whether it’s perishable food, sensitive electronic equipment, or medical supplies.

Carrying refrigerated cargo can be especially dangerous because if the trailer’s temperature gets too high or dips too low, entire loads could be ruined, or worse, could make people sick. Bacteria can grow on perishable items if the temperature gets above 45° F.

The point is, following safety protocols are extremely important when it comes to your reefer. These units are very complex; therefore, you need to know how to properly operate a refrigerated truck. Let’s discuss the ins and outs of reefer safety.

A Guide to Tanker Truck Insurance

May 20, 2022

There are plenty of dangers and hazards involved with operating a tanker truck. If you run a company and want to protect it, getting tanker truck insurance is a must. That being said, this type of insurance doesn’t come cheap. Therefore, many truckers dread searching for quality insurance.

So, if you run a tanker truck business or operate one then here are some helpful tips for selecting the best insurance. Let’s get started.

Reefer Truck Insurance: What to Know

May 10, 2022April 28, 2022

The primary purpose of a truck insurance policy is to protect your business against a wide variety of threats. The same goes for refrigerated trucks. Reefer trucks facilitate in transporting perishable items that have to remain at a specific temperature to avoid spoilage.

A primary example here would be dairy and meat products, which tend to go bad within as little as two hours if they reach room temperature. Reefer trucks are of great use to local catering companies, meatpacking plants, and retail food warehouses.

Most importantly, reefer trucks are a large investment for trucking companies. This can be a highly profitable business; however, drivers require extensive knowledge and training regarding the safe transportation of perishable goods. One breakdown can mean you lose your whole load.

So, the best way to protect yourself is by purchasing reefer truck insurance. This truck type is often more expensive to insure than others due to the risks associated with transporting perishable items. You may even find that some insurance companies don’t want to insure you.

We understand how stressful it can be to find insurance for your reefer truck; however, we’re here to help. In this article, we’ll discuss the different coverages available for your refrigerated truck. Let’s begin.

A Guide to Car Hauler Insurance Coverage

August 10, 2022April 22, 2022

In 2019 alone, the car hauling industry generated more than $12 billion. This is a significant jump from the year 2014. As you could predict, the car hauling business has become quite desirable in the eyes of many. However, if you want to reap the benefits of this industry, you need to purchase car hauler insurance coverage first.

So, to run your business successfully, you must learn all there is to know about car hauler insurance coverage.

Car Hauler Insurance Cost: What to Know

August 10, 2022April 20, 2022

Car haulers are used for transporting vehicles for auto body shops, car dealerships, repossession companies, and more. These trucks are essential in the transportation industry and without them, we wouldn’t be able to leave our house!

As you can imagine, starting a car hauler business can be very profitable and worthwhile. However, you need to also keep in mind the amount of risk involved. For instance, car haulers are very expensive trucks and they haul vehicles worth tens of thousands of dollars. If you were to get into an accident you could be looking at some very costly repairs and damages.

Therefore, to avoid all the headaches, you need to make sure your car hauler is insured. With the help of insurance, you can protect your assets and rest assured knowing you’re taken care of in the event of an unwanted incident.

So, in this article, we’ll discuss the cost of car hauler insurance and the various factors that can affect your rates. Let’s begin.