transportation insurance

As a truck driver, you’re responsible for providing vehicles, protecting cargo, and keeping the roads safe for one and all. That is why it is important to have transportation insurance, which insures the goods that are in transit from one location to another.

Commercial vehicles come in all different shapes in sizes. It is crucial to pick the right coverage for your type of vehicle along with the right amount.

In this article, we will discuss how to properly insure a transportation company and how to keep costs low. Transportation insurance costs can be expensive, that is why we will talk about how to afford the coverage you have.

Ask Your Trucking Insurance Agent These Questions

October 28, 2022

A little bit of research can go a long way when it comes to purchasing commercial truck insurance. It’s critical to ask relevant questions to make certain that you’re adequately covered in the event of a mishap.

Because each truck insurance policy provides a different level of coverage, you must choose appropriate coverage to safeguard yourself and your business. Asking your trucking insurance agent a few questions regarding their service team, coverage and carrier options, and so forth.

The following are the questions you should ask your trucking insurance agent to clear up any confusion and comprehend the terms and conditions of the policy.

The Importance of Roadside Assistance Coverage for Truck Drivers

October 20, 2022

Being stranded in the middle of nowhere ranks among the scariest situations a transportation professional could experience. An engine burnout or a flat tire for a truck driver not only delays their delivery but also puts them in danger.

The point is that you never know when you’ll have a technical issue or blow a tire because of a pothole. To aid in these situations, trucking industry personnel should be aware of specific coverage choices, such as roadside assistance insurance.

A thorough approach to keeping things safe is to have a 24-hour roadside assistance package that covers your trucks when they’re on the road. This will provide you comfort in knowing that, in the event of an emergency, your drivers and trucks will be cared for.

How To Save on Cargo Insurance Rates

September 22, 2022

Cargo insurance protects the goods you transport, so if you suffer a loss such as theft, fire, crash, or collision that damages your shipment, you’ll be protected. Additionally, it’ll cover the expense of removing debris from roadways, which is beneficial because these costs can be quite high. Also, it’ll help with the funds needed to prevent additional damage to the cargo in question, as well as any legal defense costs that may arise.

As you can see, cargo insurance is a necessity. However, that doesn’t mean it’s a cheap expense. When shopping around for affordable cargo insurance, there are certain things you can do to save on your rates.

What’s the Difference between Non-Trucking Liability and Bobtail Insurance?

April 11, 2024September 13, 2022

Regardless of whether you’re an owner-operator or independent contractor, it’s critical to have adequate truck insurance. Despite the safety measures and training requirements you’ve put in place, operating a commercial motor vehicle is considered a high-risk profession. Therefore, you must take proactive measures to safeguard your trucking business.

Tips for Long Distance Trucking

September 8, 2022

Truckers who deliver freight over long distances have a lot of responsibility on their shoulders. They experience several challenges on the road besides just traffic and bad weather, many spend countless hours on the road leading to fatigue and various health problems. Not to mention, they may spend weeks at a time on the road which can be very lonesome.

To be a long-haul truck driver, you need the necessary skills and patience to succeed. Here are some helpful tips to survive long-distance trucking.

How Safety Programs Can Lower Truck Insurance Costs

December 12, 2022September 1, 2022

With help from safety programs, you can save your company money, improve productivity, and increase employee morale on the road.

Loading Safety Tips for Flatbed Drivers

August 25, 2022

All drivers should be properly trained to handle each kind of vehicle they drive; however, flatbed truck drivers have special safety concerns because of the open nature of the vehicle. Because flatbed trucks tend to carry larger, more irregularly shaped commodities and because there is little protection keeping the load stable, you should be placing extra emphasis on making sure flatbed loads are tied down and secure.

In this article, we’ll discuss the importance of load securement as well as some helpful tips for flatbed truck drivers.

A Guide to Hot Shot Insurance Coverage

August 19, 2022

A hot shot truck is used to transport items that are too large to fit in a conventional semi truck. Animals, farming equipment, construction materials, and automobiles are examples of such items. Traditionally, this freight is transported over short distances and for individual clients.

If you wish to work in the hot shot transport industry, you’ve reached the right place! This article will go over the basics of hot shot insurance coverage. Let’s get started!

What to Know about Truck Insurance Filings

September 12, 2022August 12, 2022

If you’re in the transportation business then you need to adhere to federal and state insurance requirements. The Surface Transportation Board and the Federal Motor Carrier Safety Administration are federal agencies that regulate and oversee interstate commerce. The purpose of these agencies is to prevent commercial motor vehicle crashes by enforcing safety regulations, improving information systems, and targeting high-risk drivers.

As I’m sure you know, truck-related crashes are occurring pretty frequently and they’re costing insurance carriers millions a year. This is the reason truck insurance rates have been rising astronomically over the past several decades. So, despite this, adequate insurance coverage is needed to protect your drivers, your business, and the general public.

In this article, we’ll discuss the requirements for state and federal insurance filings. Let’s get started!

The Difference Between Intrastate vs. Interstate Trucking

August 9, 2022August 8, 2022

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So – with that in mind, there are a couple of words that are often tossed around in the trucking world: intrastate vs. interstate. What’s the difference? Aside from the definition, what differentiates an intrastate business from an interstate business? We’ll explain the differences between intrastate vs. interstate in trucking so you can choose the right trucking authority package for you.