Homeowners Insurance

You can save on your homeowners insurance premium simply by combining your policies.

You can also save by improving your home security, by making your home more resistant to disasters, and even by maintaining a good credit rating. When you choose to work with us at InsuranceHub, it's always possible to save on your homeowner's insurance.

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Protect your property.

Home Insurance

A typical home insurance policy offers you the following protections: general liability, personal possessions, physical structure of your home, additional living expenses & unexpected replacement costs. Of course, there are many other options available to you as well. In fact, many are surprised to learn that acquiring additional insurance coverage is more affordable that it seems.

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Condominium Insurance

If you own a townhouse or condo, then you know that in addition to the ownership of your condo, you also share the ownership of any common areas in your building. If there are any shared areas, then your condo association will more than likely cover maintenance feeds, the cost of upkeep, and any other expenses that might arise. However, your condo association is not responsible for any of your personal property within your individual condo or your liability.

Learn more about condo & townhome insurance

Flood Insurance

It is critical to purchase a separate flood insurance policy, which will provide protection for any destruction or financial ruin caused by a flood. Depending on the flood history of your property and it's location, you might need a Standard Flood Insurance Policy or a Preferred Risk Flood Insurance Policy. Our agents at InsuranceHub will help guide you to the correct choice.

Learn more about flood insurance coverages

Renters Insurance

A landlord is not responsible, not will they cover your personal possessions and liability, if a claim arises. Most renters assume that their landlord’s insurance policy will offer protection for their valuables as well, but this is not true. If you own or rent, your personal property is your responsibility. So, if you do not purchase the proper coverage, your probability for financial troubles is much higher than it should be.

Learn more about renters insurance

Rental Property Insurance

If you are a landlord and are renting out your home, homeowners insurance will not be of any use to you. It's at this point where you need to consider rental property insurance. Essentially, rental property insurance is a home insurance policy for landlords.

Learn more about coverages for your rental property

Personal Umbrella

Selecting solid home and auto insurance policies are an important part of your financial planning and are essential for protecting your assets. However, these policies are not without limitations. Standard policies allow you to choose the amount of coverage you want, but personal insurance policies only cover up to a certain amount. For coverage beyond limitations, you need an umbrella insurance policy.

Learn more about what a personal umbrella policy can do

QUESTION:

Why purchase a separate flood insurance policy?

Flood damage & claims are not protected by a typical homeowners insurance policy.

It is critical to purchase a separate flood insurance policy as it will provide protection for any destruction or financial ruin caused by a flood. Whether or not you need a Standard Flood Insurance Policy or a Preferred Risk Flood Insurance Policy, depends on the flood history of your property and physical location. The team here at InsuranceHub will assist in selecting the proper protection.

InsuranceHub has Coverage for Comfort at Home

We encourage you to contact our agents.

At InsuranceHub, we have been offering homeowners insurance for over 30 years. Our experienced agents are familiar with almost every risk you may be faced with as a homeowner.

To learn more, please dial (877) 341-5728 or fill out a free quote form. The price to contact us is free and the value of the information could be priceless!

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