Your home insurance covers a lot of different things – and it does a lot of cool tricks. It protects the structure of your home. It covers your personal belongings. It even covers your liability if a guest gets hurt. But will it cover your hotel bill if you face a loss that requires you to leave your home and stay somewhere else? There’s this other section that your policy should have that’s called additional living expenses (or loss of use coverage), and it can cover a hotel stay. What is additional expenses coverage? We’ll explain.
Halloween is almost here, and it’s a very exciting day for kids who are anticipating putting on a spooky costume and consuming a copious amount of sugar. Trick-or-treating is great and it can be a lot of fun. But it also means that a lot of tiny humans are walking around on the streets. It’s super important to drive extra safe on Halloween. Check out the following tips for driving on Halloween.
As far as hurricane season goes, we’re not out of the woods yet. (Hurricane season in the Atlantic goes from June to the end of November.) If you’re trying to get home insurance ahead of a major hurricane, you may encounter a problem: no one’s selling it in your area. There’s a reason that you can’t get home insurance before a hurricane: binding restrictions (a.k.a. moratoriums.)
Well, that doesn’t sound good. But what is that, exactly? We’ll explain.
Yes, it might be early in the fall season, but it’s never too early to start getting your home ready for winter. Cold weather, snow, and ice can be really hard on your house. It’s important to be proactive about taking care of your home before the winter weather gets too brutal. We’ve got an ultimate checklist of 30 fall home maintenance tasks.
Many homeowners are affected by flooding every year, and a lot of people only find out after the fact that flooding is not covered by home insurance. (By flooding we mean a rapid accumulation of water on the ground that invades your home.) Maybe you’re thinking about getting flood insurance, but you’ve got a few questions. How do you get flood insurance? How much does flood insurance cost? When should you get flood insurance? How much flood insurance can you get? We’ll explain the answers!
Well, you’ve got this insurance policy to protect your home – and your bank account – in case a disaster happens. The thing is, there are a lot of different terms and vocab words in there that are confusing. Some of them are even attached to numbers – yikes. We’re going to explain three different insurance numbers you need to know about when dealing with your home insurance.
So, you have this shiny, fancy home insurance policy to protect your home. It’s got lots of words in it. While you know that your home insurance is like an invisible financial safety net, you might be wondering what home insurance does. What tricks does it do? What special features does it have? What’s the quality of the camera? Just kidding. Bottom line: what does home insurance do? We’re going to explain what perils are covered by home insurance.
No one really wants to file an insurance claim. It’s just up there on the list of Not-Fun-Things-to-Do, right along with going to the dentist and paying bills. While sometimes Mother Nature strikes with unwarranted ferocity, there are a few things you can do to prevent damage to your home and protect yourself from home insurance claims. We’ll explain six common home insurance claims and how to avoid them.
Whether you’re thinking about adding to your family by bringing a puppy or kitten into your home or if you’ve already got a cat or dog, it’s essential that you make sure your home is pet-proof. Cats and dogs are very innovative, and while their antics can result in gut-clutching laughter, their curiosity and sneakiness can get the better of them. Making your home safe for your pet can help you avoid a disaster in which your fluffy friend gets into something they shouldn’t. Your pet is part of your family, and they’re counting on you to look after them. Check out the pet safety tips below.
Home insurance can feel very complicated, and there are many home insurance myths you should be wary of. Many of the rumors that persist about home insurance can be harmful to you financially, and it’s important to have all the facts when you insure your home. We’re in the mood to bust a myth, so check out the following home insurance myths – and discover the truth.