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Photography Insurance & Videography Insurance

Home | Business Insurance | Photography Insurance & Videography Insurance

Photography Insurance & Videography Insurance

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PROTECT YOUR PHOTOGRAPHY/ VIDEOGRAPHY BUSINESS.

If you're looking for insurance for your photography and videography business, then you've come to the right place.

Here are some of the top reasons photographers are sued:

  • Poor quality photographs and videos
  • Lack of photos and shoots for special moments
  • Late delivery or non-delivery of photos
  • Showing up late or not at all
  • Canceling at the last minute so the client can't get someone to replace them
  • Unauthorized used of your photographs
  • Refusing to photograph a LGBTQ wedding

In recent years, lawsuits for hundreds of thousands of dollars have been filed against photographers and videographers just like you.

What would you do if you were hit with a liability suit for more than your current insurance covered?

The scary part is that many photographers take pictures as a side business without ever getting photography insurance or thinking of the liabilities.

Get Quote

Types of exposure that photography insurance can protect you from:

Property exposures: If you have a photography studio, then you face the risks associated with fire, smoke, and water damage to expensive photography equipment, cameras, lenses, computers, and editing software. Thieves know how expensive some of your equipment is, so be sure to install a security system.

Crime exposure: Do yourself a favor and check the backgrounds of all future employees. Your biggest concerns may come from employee dishonesty and theft.  

Inland marine exposures: If you transport cameras, lenses, lighting, video cameras, etc. back and forth to your clients' homes and businesses, then talk to your agent right away. You face liability from theft and damage. Other potential exposures include your laptop computer, tablets, and any accounts receivable.

Premises liability exposures: Do you have clients that come to your studio? Accidents happen and a client can slip and trip over any of your photo equipment.

Environmental liability exposure: Do you develop your own prints? Make sure you dispose of your dark room developing chemicals according to the EPA regulations.

Automobile exposure: Do you drive to shooting locations? Make sure you lock all of your doors to protect your equipment. If you hire employees, ensure they have a clean driving record.

Workers' compensation exposure: Do you use harsh chemicals to develop your own pictures? You might have a potential for toxic reactions. Be careful not to rush and trip over lighting extension cords. If you photograph pets, be careful not to get bitten.

Here is the minimum recommended photography insurance coverage:

  • Business Owners policy
  • Business Personal Property
  • Employee Dishonesty
  • Accounts Receivable
  • Money and Securities
  • Commercial Articles Floater
  • Computers
  • Valuable Papers and Records
  • General Liability
  • Employee Benefits Liability
  • Commercial Umbrella Liability
  • Hired and Nonownership Auto Liability
  • Workers Compensation

Other videography & photography insurance coverage to consider:

  • Building
  • Business Income with Extra Expense
  • Computer Fraud
  • Forgery
  • Money and Securities
  • Special Floater
  • Employment Practices Liability
  • Business Auto Liability and Physical Damage
  • Cyber Liability
  • Bailees
  • Customers Floater
  • Stop Gap Liability

GET A FREE PHOTOGRAPHY INSURANCE QUOTE.

Get a Quote Right Now

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Lawrenceville, GA 30043

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MENU
  • PERSONAL
    • AUTO
      • Car Insurance
      • Boat Insurance
      • RV Insurance
      • Motorcycle Insurance
    • HOME
      • Homeowners
      • Condominium
      • Flood
      • Renters
      • Rental Property
      • Umbrella
    • HEALTH
      • Group Health
    • LIFE
    • Close
  • BUSINESS
      • Commercial Property
      • Commercial Auto
      • Commercial Umbrella
      • Surety & Fidelity Bonds
      • Directors and Officers
      • Special Events
      • Employee Dishonesty
      • Employment Practices Liability Insurance (EPLI)
      • Business Owner’s Policy
      • Cyber Liability
      • General Liability
      • Professional Liability
      • Liquor Liability
      • Product Liability
      • Spoilage Insurance
      • Equipment Breakdown
      • Workers Compensation
      • Group Benefits for Employees and Independent Contractors
      • Employer Services
      • Errors And Omissions
      • Crime Insurance
      • Inland Marine
      • Business Interruption
    • Close
  • INDUSTRIES
      • Auto Body Shop
      • Auto Services
      • Accountant / Auditor
      • Apartment Owners/ Habitational
      • Architecture/ Engineering
      • Carpet Cleaning & Janitorial
      • Chiropractic Office
      • Contractors
      • Dance School
      • Daycare
      • Employment Agency
      • Financial Planner 
      • Food Store
      • Home-Based Business
      • Garage Keepers
      • Landscaping Services
      • Lawn Irrigation
      • Liquor Store
      • Machine Shop
      • Manufacturing
      • Mortgage Broker
      • Nonprofit
      • Personal Care Services
      • Pet Care
      • Photography/ Videography
      • Portrait Studio
      • Printing & Copying Services
      • Professional Organizer
      • PR Firm
      • Real Estate Agent
      • Religious Institution
      • Restaurant
      • Retail
      • Electronics Store
      • Furniture Store
      • Gift Shop
      • Salon
      • Security System Contractor
      • Sheet Metal Fabrication
      • Technology
      • Theatrical Agency
      • Tow Trucks
      • Wholesale Distribution
      • Women’s Accessory Store
    • Close
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